ac 2-14-17

Natural Ventilation
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ImageWhen it comes to natural ventilation, there are two options specific to buildings that include wind driven and stack. Most buildings today use wind driven natural ventilation but architectures are finding that the stack solution also has a number of benefits to consider. Because of this, when it comes to creating a new building, architectures are finding that using both means of natural ventilation is the best solution.

Interestingly, wind impact on a building has a direct link to natural ventilation and infiltration rates. For instance, wind creates specific areas of positive pressure on the side of the building receiving the most wind. Because of this, the overall design and shape of the business will have a huge impact on the way in which air flow occurs.

When creating a building, a standard building needs to have a way of powering the wind so natural ventilation can be used best. However, to achieve natural ventilation when constructing a building, a number of things have to be considered that include:
Dimensions and form
Orientation and location
Aperture types to include chimneys, doors, and windows
Construction detailing and methodology
Conditions for urban planning
Elements for the outside to include walls
Some of the many benefits that are achieved by designing and creating a building with natural ventilation in mind include:
Using naturally occurring power and force
Economic implementation
Higher degree of effectiveness and magnitude
User friendliness
Now, just as the design of a building using natural ventilation has many benefits, there are some limitations that have to be considered, some of which include the following:
Some degree of pollution coming from the outside quality of air
Draught and discomfort
Unpredictability and/or challenges specific to variation in speed and direction
As mentioned, wind driven attributes for natural ventilation are the most common but stack has been found to also be highly beneficial. For instance, stack is temperature induced, which means that whenever there are differences in temperature for two adjoining air volumes, warmer air is naturally going to have lower density and have a greater degree of buoyancy. Because of this, the warm air rises above cold air, resulting in the creation of an upward stream of air.

For any building to have proper natural ventilation there needs to be an inside and outside stack effect, causing warm air to rise so the cool air from the outside can get inside the building through openings on low levels. The thing to remember about natural ventilation is that not only does it apply to the construction of buildings but for existing homes and offices as well.

Many people are turning to the creation of “green” homes, which consists of four pillars in the design. Two are the most important. The first consists of the resources and materials being used and the second is the indoor air, specific to natural ventilation and the reduction of hostile chemicals that would be found in paint. Of course, even the type of window coverings can create natural ventilation, regardless of style.

One of the best options has to do with bamboo. This natural material looks stunning but it also keeps with the green concept while embracing natural ventilation. Other benefits of going with bamboo include it being a cost effective solution that offers not only the right amount of natural ventilation, as well as gives the person control over light. Whether choosing a roll blind or venetian style, bamboo blinds are the perfect solution.

Then, the interesting thing about natural ventilation is that while it is important for keeping temperatures on the inside of a building cool by using outside temperature and wind, in some situations, it needs to be eliminated to keep a room comfortable. For example, some people have a difficult time keeping basements at the right temperature but to keep the space clean and cool, there needs to be the absence of natural ventilation. With this, the room is not as cold, allowing people to enjoy a more comfortable room that flows better with the rest of the house.

The concept of natural ventilation is not difficult but it does require proper configuration and construction. In today’s world, more and more people are looking for ways of using natural resources to help cut costs and increase efficiency. With this, there are a number of possibilities but one that is getting a lot of attention is natural ventilation and for good reason.

Whether building from a home, apartment, or office building from scratch, there are ways to go green. While the cost of fuel and other resource are high, air is free. Therefore, utilizing air in the form of natural ventilation will help to bring costs down naturally.
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Understanding How an Air Conditioner Works
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ImageThere are three different types of air conditioning units to include central air, a portable window unit, and the built-in wall conditioner. Although each is designed to produce cool air to cool inside temperatures of a space, room, or entire home, the way in which each works is slightly different. Therefore, we wanted to provide information on how an air conditioner works for all three options.
Central Air

The basic concept of central air is that a refrigerant of some type circulates through copper tubing that goes between a coil on the outside, also known as the condenser, and a coil on the inside called an evaporator. As the refrigerant goes between the condenser and evaporator, heat from within the home is absorbed and then sent to the outside while the evaporator coils are cooled.

The process of how an air conditioner works pertaining to central air is that a blower built inside the unit sends air into the home that has been both cooled and dehumidified. As a result, warm air releases the moisture built up, dripping water into a drain pan, which is processed away.

Another aspect of the central air conditioning unit is the heat pump, which works opposite the air conditioner by pushing heat into the home. In fact, most central air conditioning units are designed with a forced air furnace. With this, both the conditioner for cooling the home and the furnace for heating the home share the services of the blower, as well as the ductwork through which the cool or warm air is carried.

Then, as to how an air conditioner works for this type, the entire unit runs off electricity. Of course, depending on the size of the home and the unit itself would determine the amount of electricity used. People who want to enjoy the best operation while cutting back on cost can choose air conditioning systems with the Energy Star logo.
Portable or Window Air Conditioners

Regarding a portable or window unit and how an air conditioner works, again the concept is the same but the process is a little different. In this case, the air conditioner is often used for small spaces such as college dorm rooms, studio apartments, etc., as well as apartments. Also known as a portable unit, because they are placed in the opening of a window, when the person moves, the unit is simply removed and taken along.

Typically, the window air conditioning units cover 200 to 500 square feet quite efficiently. Additionally, how an air conditioner works specific to the window unit is usually by producing cool air but today, there are a number of multifunctional units that can also produce heat. Therefore, prior to buying, people need to consider the options and then choose wisely.

The window air conditioner is designed to use existing moisture in the air and use it to cool the coils. With water being recycled, the overall window unit can run at top performance levels without the fear of the air conditioner heating up or bearing too much load. In addition to placing this type of air conditioning unit in the open window, it can also be placed in a garage, attic, or other area that often overheats.
Wall Air Conditioning

The wall air conditioner is most often seen to cool larger rooms, multiple rooms, or even hotel rooms. These units are installed within a wall, making them a permanent fixture. The concept of how an air conditioner works for the wall unit is that the outside air is taken from the inside of the room, moving it through a hose attached to an opening in the wall or window, so the air is pushed to the outside.

Then, a fan is used that brings hot air from within the room through the unit itself, flowing over an evaporator coil that contains refrigerant. With this, the heat is absorbed from the air, becoming cooled and then pushed back into the room through special vents located on the front side of the unit while the fan helps by pushing the cold air out into the room. To get the heat from the room, a hose vent goes to the outside.

In addition to cooling airs, there are some options for how an air conditioner works by adding a dehumidifier. In this case, excess moisture is removed from the air inside, helping to lower the overall level of humidity felt. However, the water removed can actually help the air conditioner cool it, which causes the cold air. With this type of unit, there is not tank to empty, making it a convenient choice.
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Air Conditioners – Summer is on the Way – How to Shop for the Right One
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ImageWith summer is on the way, how to shop for the right one will make a huge difference in the coolness and comfort of your home. Instead of coming home to a hot house, you could walk into a cool environment, sitting back and relaxing after a hard day at work or school. In this article, you will learn what to look for, ensuring you get the type of air conditioning needed.
Appropriate Type

The first thing is to determine the best type of air conditioning unit for you. As you will see, you have a number of choices:
Central Air or Split System – This is great for cooling an entire home, using ductwork
Portable – In this case, the air conditioning unit is affordable and ideal for cooling a single room or small apartment
Window/In-Wall – Also an inexpensive option, window units are common in apartments, easy to install, and produce cold air to cool a single room or small home
Unit Size

The next consideration in our scenario of summer is on the way, how to shop for the right one, has to do with the size of the unit. The following information will be helpful.
Split or Central Air Conditioning – For homes, you need this type of unit. However, the size you choose will depend on the size of the home so you would need to talk to a professional to make this determination. If the unit were too small, it would not work effectively. In fact, too small a unit would overwork, possibly overheating and burning out. However, if the unit is too large, it will go through on/off cycles too frequently, costing you excessive money.
Portable – This too would depend on the size of the room, your budget, and how cool you want the room. You can check with the salesperson, providing him or her specific information so you know which ones are best.
Efficiency

Today, more and more people and companies are concerned over high energy use. Because of this, many energy saving air conditioning units have been designed, saving energy and money. The best option is to look for units with an Energy Star label, meaning they are tested for the highest efficiency. To goal is to choose a SEER or Seasonal Energy Efficiency Rating as high as you can afford. The higher the number – the more efficient the system.
Reviews

Always listen to what other consumers say. Therefore, do some research online, finding reviews for the various types of air conditioners you might be interested in, learning the good, and the bad.
Additional Features

Many air conditioners on the market today offer both standard and additional features. Some of the things you should consider include.
The number of available fan settings. Remember, the more setting a unit has, means you will have the ability to choose what you deem comfortable while saving money on energy.
Check on whether the system has an air filter for allergy sufferers. In some cases, air conditioning units have built-in filtrations systems, which help by blocking out or catching airborne particles. As a result, people who suffer from allergies have a much easier time and individuals with respiratory illness such as asthma, find breathing easier.
Always ask about the warranty. Many air conditioning units are major investments so you want to make sure the unit has a great warranty. We recommend a minimum of one year for portable types of air conditioners and five to ten years for central air units.
Some even come with remote control. You will find several air conditioning systems that now provide remote control, can you imagine?
Installation

Finally, for our story on the summer is on the way, how to shop for the right one pertaining to air conditioning units, installation is another factor to consider. Typically, central has to be installed by a trained and licensed professional whereas a portable or window unit is something you could probably install. Therefore, remember that in some cases, extra expense for installation is a part of the buying process.

Never again to you have to spend a restless night sleeping in a hot house. With the right air conditioning unit, you can enjoy some of the most restful sleep possible. Additionally, running the air conditioning unit is also beneficial for people with allergies in that outside air is kept outside. Regardless, it all comes down to making sure you have the right unit for your home.
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Types and Uses of HVAC Equipment
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ImageWhile there are some great career opportunities for people to consider, working with HVAC equipment is a great consideration. HVAC, which stands for Heating Ventilation Air Conditioning, is a big industry. In fact, experts estimate that HVAC equipment is a $150 billion dollar business, every year! In fact, because of such high demand, this one industry has more people and highly skilled people than most other types of jobs.

Learning to work on HVAC equipment involves training specifically to design, install, and service any type of comfort system, which includes heating, air conditioning, ventilation, and even refrigeration. The goal with any HVAC training is to make the person aware that there are specific things that can be done to improve the overall comfort and quality of an indoor environment. With this type of train, people are also being taught means of protecting the environment, specifically the ozone.

Although there are a number of places where training on HVAC equipment would be beneficial, some of the ones seen most often include movie theaters, office buildings, apartments, homes, grocery stores, sports arenas, shopping malls, hospitals, and industrial plants. Regardless, working on HVAC equipment is a fast growing opportunity, which is why so many people are moving in this direction. Obviously, the need for warm and cool air is not going to stop so there is definite job security.

Many schools that train people to work on various types of HVAC equipment will also offer some type of job placement service. Typically, a job such as this will start around $30,000 for someone with a certification. However, for the person who has an Associate’s Degree in HVAC training can earn more like $40,000. Then, for a four-year degree, the possibilities of earning even more are substantial.

There are many needs for HVAC equipment, specifically for work and home. For instance, within the home, people need heating and air conditioning to live a comfortable lifestyle. In the computer world, the air has to be not only cool, but also dry and clean, which is why HVAC equipment is so critical. Then, consider hospitals, educational facilities, and daycare centers, which also depend on HVAC to maintain a cool and clean environment.

Even industries such as fruit growers, farmers, and those who work with livestock need someone who knows how to install and maintain HVAC equipment. To ensure the products going out to consumers are safe, they need to be maintained at the right temperature. Even food preparation companies and medical manufacturers need to keep products, machinery, and other aspects of the business at the right temperature. Obviously, HVAC equipment is vital to life.

For anyone interested in learning how to design, install, and service HVAC equipment, they should start in high school if possible. For this, the person should take things such as CAD, sales and marketing, business, math, electronics, mechanical drawings, and so on. From there, they can enroll in college courses in college that take them into more specialized areas such as air conditioning, electricity, blueprint, etc.

For anyone interested in working on HVAC equipment, there are numerous scholarships and loans available. Then, the best school for learning all about HVAC is working with a college or university that can offer job placement services. Then, among the various educational institutes that do offer placement, people need to look at the success rate, finding the one that has the highest placement.

As a part of HVAC equipment training, people will receive a comprehensive education on systems designed to change and improve internal environments. As with any industry, there are constant changes, trends, and guidelines that have to be understood. With the right type of training, any changes within the HVAC industry will be understood, allowing the individual to provide the best service possible to the consumer.

Graduates of classes specific to HVAC equipment today are taught all the latest and greatest information such as CFC handling, working with various types of refrigerants, health issues, air quality, air exchangers, energy efficiency, on the of safety, and much more. The good news is that because there is a growing demand for HVAC equipment technicians, everything learned will be put to work daily.

For HVAC equipment training, there are various options for education that begin with entry level learning. From there, the student would advance in courses, many that are provided at a brick and mortar facility and others online. From there, these trained and educated specialists can go through a special apprenticeship to further their knowledge of HVAC equipment.

Today, the prospects for jobs pertaining to HVAC equipment are tremendous. In fact, expert studies show that from now through the year 2014, the number of specialists needed to work on HVAC equipment is expected to skyrocket. Therefore, someone who wants to make a good, clean living in an area of work that provides challenge, reward, and a good income should consider what classes for HVAC equipment have to offer.
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Understanding Air Conditioning Principles
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ImageTo understand air conditioning principles, you do not have to be an expert in the field. However, as a homeowner it is important to understand these principles, which could allow you to save money in repairs for some areas that you might be able to fix on your own. In this article, we have provided helpful information specific to what air conditioners are and the ways in which they work. Actually, air conditioner principles are basic, as you are about to discover.
Heat Transfer

This type of energy involves a cooling process to eliminate or reduce heat. For instance, if you were to place your hand in front of a car’s air conditioner, you would feel cold air but if you placed your hand behind the exhaust, you would feel warm air. With air conditioners, heat is transferred out or away so cool air keeps a home comfortable.
Sensible and Latent Heat

In relation to heat energy, you will find two options, one being sensible and the other latent. For instance, when your local meteorologist says the outside temperature will be 85, he or she is referring to sensible heat. On the other hand, latent heat is not something that can be measured or felt. Instead, this form of heat energy is what causes properties to change for a particular object. Therefore, if latent heat in the form of steam were removed, you would have water, which would eventually freeze.
Humidity

When there is moisture in the air, this is humidity. In some states, humidity levels are high, making outside temperature feel even hotter. Keep in mind, humidity has a direct impact on temperature so the warmer the air the more moisture it can hold. Then, you might have heard the term, relative humidity, which also has to do with conditioning principles in that this is the percentage of moisture in the air, not the amount of moisture. With air conditioning units, many work to keep air cool, but also control the level of humidity.
Refrigerant

For an air conditioner to transfer heat while cooling a home, they need some type of refrigerant. These refrigerants are specially formulated, depending on the type of unit you have, each designed to change the state at certain temperatures so you get the most cooling possible. Some of the more common types of refrigerants include R22 (Freon) and HCFC.
Refrigerant Cycle

The next of the air conditioning principles discussed is the refrigerant cycle. Comprised of four components, relative to every type of air conditioning system, these components work in basic functions to include:
Compressor – Refrigerant is taken from the evaporator, being pumped to the condenser with the help of the compressor. From there, the compressor creates pressure, which causes the refrigerant to vaporize, thus changing state.
Condenser – This type of high-pressure refrigerant is another of the air conditioning principles, which is a vapor that is capable of releasing heat using condenser coils. The process of the refrigerant condensing makes it much easier to vaporize.
Metering – With a metering device, flow of liquid refrigerant is restricted coming from the condenser to the evaporator. With this, the refrigerant will pass through this device, thus reducing pressure. From there, the lower pressure refrigerant is able to absorb heat while it vaporizes in the coils. This system is the specific type seen on all of the newer types of air conditioners, those using refrigeration.
When you begin shopping around for a new air conditioning unit, it is important to take time to learn about the various air conditioning principles. With this, you will have better insight into how each of the systems work. Obviously, this information could be used for making the final decision, allowing you to find and understand the unit that is going to work best for your needs. Remember that there will be professionals able to answer any questions you might have and you can always conduct further research online.

Most people never take the time to understand air conditioning principles and while they may not need all the information, it is certainly interesting reading. The bottom line is that all of these functions work together to ensure an air conditioning unit does its job in keeping the home’s interior cool. The ins and outs of each system would be slightly different depending on style, make, model, and other factors but they all work off the same concept of making warm air cool. Without doubt, air conditioning units are fascinating and without them, many people would be miserable in hot climates.

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Want to get the most from your HVAC system and help in reducing your home’s electricity costs? We all do. No one wants to have to be shocked by an unannounced air conditioning Coosada AL unit replacement. Right now there are things that one may do to help increase the overall performance and life span of any current unit that are not time consuming or expensive either. Besides having the general knowing of if a replacement unit will be needed any time in the future, the amount of money one can save on their monthly power bills is definitely reason enough to perform these quick and easy maintenance tips. Heating and Air Coosada offers this recommendation for it is very important to us to share as much advice with our ongoing customers, in addition to the community of Coosada as possible. We are available to answer any questions you might have in regards to these. Here are several stategies to help with increasing the life of your present unit and things you can do to assist with keeping them working well as to decrease your monthly electricity bill.

Keeping airways clean and clear – Constant and adequate airlow either to a heating or cooling unit is important. One of the best ways to insure this happens is to regularly change and inspect the air filters of the unit. Every month is an efficient suggestion. This alone could save hundred of dollars each year in energy costs. Make sure that the filters are not excessively dirty and clogged.

Companies are even now making air filters which are cleanable up to three times before they would need changed.

Heating and Air Coosada – Evaporator and Condenser Coil Maintenance

Evaporator and condenser coils – This can be a little more involved than merely replacing the air filters, but very important as well. If you are having a new unit installed, or having a service technician out to inspect a unit (maybe particularly if you are having a dwelling inspected that you’re most likely going to be acquiring), ask the technician the best way to check out these parts while he or she is there. The evaporator can clog which leads to the unit working harder than it would need to. Eventually, this leads to the system to wear down and one isn’t going to get the total life out of the unit. A handy clean is to run water from a hose over them. Make sure to do so gently and do not use a powerful stream of water. As for the evaporator coil, warm water and dish soap ought to do the trick. A smooth brush, like a toothbrush may be used to clean the interior while being careful of not damaging the fins. Do not touch the coils with your fingers. These are very delicate and can bend very easily. If it appears that grease is developing on the coil, a degreaser is fine on this. Also ensure the fan blades are clean likewise. Look at the belt to insure it is not too tight or too loose and for an excessive amount of wear.

You could look at getting slime and sludge tablets to use in the air handler drip pan every few months. This will aid in cutting down on the amount of build-up. If you notice sludge developing, you can use a shop vac to clean it out. When cleaning the condensation tray beneath the evaporator unit, you may put a small amount of bleach into the weep hole to help make sure fungus does propagate. A piece of wire can clear away the weep hole well if it seems to be clogged. Especially during extremely humid times of the year, this ought to be inspected weekly especially to be sure the tray isn’t collecting too much water. A super easy check is while the air conditioning is running, find out if water is flowing from the drain lines. If no water is present, there’s a decent possibility there’s a clog.

Keeping outside the house coils clean and free of debris is critical as well. Ensure that plants, grass, weeds, multch are away from the unit. Also trim any bushes or shrubs that begin to grow too close to the unit. A few feet of space all around the unit is advisable to guarantee a lot of air flow is entering the unit.

Heating and Air Coosada – Duck Work Maintenance

Insulation and duck work – Check the insulation to make sure it is still wrapped well around the duckwork. Foil tape may be used to secure any gaps or breaks in the insulation. Duct tape isn’t going to last as long as foil tape. Any duck tape on the ductwork itself should really be taken off and the surface cleaned. The application of duct mastic should then be used, which will create a quality seal that will not crack in time. Be sure that duckwork is not crushed or visibly damaged. This isn’t always the most exciting task to do within an attic. You should definitely use gloves and a mask to minimize the effects of working with insulation. Fexible ductwork ought to be inspected to be certain it’s not sagging. In that case, secure it and look for any kinks in the lines. Dirt stains surrounding the supply registers are a sure sign that there exists duct leaks. Unless, of course, you are not replacing your air filters regularly.

Service contracts – Consider purchasing a service contract at a local Heating and Air Coosada company to routinely check out and perform servicing on your system. They are normally cost effective and will give one the comfort that everything is working properly and to its full potential, increasing the life span of your system. Very often, the price of this is readily offset by the power expense one will save during the period of a year with a sufficiently running system.

When going out of town – If you are not at home for an prolonged time period, you’ll want to give your sytem a break. For those who have a changeable thermostat, certainly us it to take into account the time of day to help save electric power costs. Even if you’re not on vacation, or gone for a few days, using a variable themostat is a good option to use to alter the temperature of the home when you are not present.

Heating and Air Coosada – We Are Here to Help

In case you have inquiries about self examining your system, go to our homepage Heating and Air Coosada, for our staff would like to assist you in in whatever way we can. We have different maintenance inspections we can perform and would be pleased to educate you more about actions you can take as well to be sure your system continues to run ideally. Detecting problems early is key in getting the utmost life out of a system, as you can imagine the most cost effective too, and saving on an air conditioning repair Coosada AL expense. The money one can save during the period of a year from the system operating at peak performance is greater than most would think. Let us help you to tap into that saving! Financially, there’s really no good time to have to change out a furnace or air conditioning unit and we want to help make sure this will not be an unexpected expense for you and your family.

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Heating and Air Highland Home Maintenance Tips
Want to get the most from your HVAC system and help in reducing your home’s electricity costs? We all do. No one wants to have to be shocked by an unannounced air conditioning Highland Home AL unit replacement. Right now there are things that one may do to help increase the overall performance and life span of any current unit that are not time consuming or expensive either. Besides having the general knowing of if a replacement unit will be needed any time in the future, the amount of money one can save on their monthly power bills is definitely reason enough to perform these quick and easy maintenance tips. Heating and Air Highland Home offers this recommendation for it is very important to us to share as much advice with our ongoing customers, in addition to the community of Highland Home as possible. We are available to answer any questions you might have in regards to these. Here are several stategies to help with increasing the life of your present unit and things you can do to assist with keeping them working well as to decrease your monthly electricity bill.
Heating and Air Highland Home – the Importance of Clear Airways
Keeping airways clean and clear – Constant and adequate airlow either to a heating or cooling unit is important. One of the best ways to insure this happens is to regularly change and inspect the air filters of the unit. Every month is an efficient suggestion. This alone could save hundred of dollars each year in energy costs. Make sure that the filters are not excessively dirty and clogged.
Companies are even now making air filters which are cleanable up to three times before they would need changed.
Heating and Air Highland Home – Evaporator and Condenser Coil Maintenance
Evaporator and condenser coils – This can be a little more involved than merely replacing the air filters, but very important as well. If you are having a new unit installed, or having a service technician out to inspect a unit (maybe particularly if you are having a dwelling inspected that you’re most likely going to be acquiring), ask the technician the best way to check out these parts while he or she is there. The evaporator can clog which leads to the unit working harder than it would need to. Eventually, this leads to the system to wear down and one isn’t going to get the total life out of the unit. A handy clean is to run water from a hose over them. Make sure to do so gently and do not use a powerful stream of water. As for the evaporator coil, warm water and dish soap ought to do the trick. A smooth brush, like a toothbrush may be used to clean the interior while being careful of not damaging the fins. Do not touch the coils with your fingers. These are very delicate and can bend very easily. If it appears that grease is developing on the coil, a degreaser is fine on this. Also ensure the fan blades are clean likewise. Look at the belt to insure it is not too tight or too loose and for an excessive amount of wear.
You could look at getting slime and sludge tablets to use in the air handler drip pan every few months. This will aid in cutting down on the amount of build-up. If you notice sludge developing, you can use a shop vac to clean it out. When cleaning the condensation tray beneath the evaporator unit, you may put a small amount of bleach into the weep hole to help make sure fungus does propagate. A piece of wire can clear away the weep hole well if it seems to be clogged. Especially during extremely humid times of the year, this ought to be inspected weekly especially to be sure the tray isn’t collecting too much water. A super easy check is while the air conditioning is running, find out if water is flowing from the drain lines. If no water is present, there’s a decent possibility there’s a clog.
Keeping outside the house coils clean and free of debris is critical as well. Ensure that plants, grass, weeds, multch are away from the unit. Also trim any bushes or shrubs that begin to grow too close to the unit. A few feet of space all around the unit is advisable to guarantee a lot of air flow is entering the unit.
Heating and Air Highland Home – Duck Work Maintenance
Insulation and duck work – Check the insulation to make sure it is still wrapped well around the duckwork. Foil tape may be used to secure any gaps or breaks in the insulation. Duct tape isn’t going to last as long as foil tape. Any duck tape on the ductwork itself should really be taken off and the surface cleaned. The application of duct mastic should then be used, which will create a quality seal that will not crack in time. Be sure that duckwork is not crushed or visibly damaged. This isn’t always the most exciting task to do within an attic. You should definitely use gloves and a mask to minimize the effects of working with insulation. Fexible ductwork ought to be inspected to be certain it’s not sagging. In that case, secure it and look for any kinks in the lines. Dirt stains surrounding the supply registers are a sure sign that there exists duct leaks. Unless, of course, you are not replacing your air filters regularly.
Service contracts – Consider purchasing a service contract at a local Heating and Air Highland Home company to routinely check out and perform servicing on your system. They are normally cost effective and will give one the comfort that everything is working properly and to its full potential, increasing the life span of your system. Very often, the price of this is readily offset by the power expense one will save during the period of a year with a sufficiently running system.
When going out of town – If you are not at home for an prolonged time period, you’ll want to give your sytem a break. For those who have a changeable thermostat, certainly us it to take into account the time of day to help save electric power costs. Even if you’re not on vacation, or gone for a few days, using a variable themostat is a good option to use to alter the temperature of the home when you are not present.
Heating and Air Highland Home – We Are Here to Help
In case you have inquiries about self examining your system, go to our homepage Heating and Air Highland Home, for our staff would like to assist you in in whatever way we can. We have different maintenance inspections we can perform and would be pleased to educate you more about actions you can take as well to be sure your system continues to run ideally. Detecting problems early is key in getting the utmost life out of a system, as you can imagine the most cost effective too, and saving on an air conditioning repair Highland Home AL expense. The money one can save during the period of a year from the system operating at peak performance is greater than most would think. Let us help you to tap into that saving! Financially, there’s really no good time to have to change out a furnace or air conditioning unit and we want to help make sure this will not be an unexpected expense for you and your family.

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Today, high-tech and sophisticated chillers are available for cooling ozone generators, laser equipment, plastic vacuum pumps, welding machines, cutting equipment, x-ray machines, packing machines, printing equipment, and much more. These chillers work by controlling water flow temperatures. For instance, if a type of refrigerant is used, the water can be chilled to a temperature that can actually be adjusted within a heat exchanger.
While there are many refrigerant options, many people concerned with the environment are turning to solutions such as R-407c and R-134a gas, which is not only highly efficient but also environmentally friendly. Developers of chillers who are making the equipment to help the environment include Doulton, Ultracool, Zarsky,and TrueTon, although there are many other developers of chillers that use refrigerants considered harmful.

When it comes to advantages of using a chiller, there are numerous things to consider such as:

Low noise
Low power consumption
Motor protection for circuit breakers
Antifreeze thermostat
Level and flow switches
A chiller also comes in a variety of cooling capacities depending on the model. For instance, some will actually provide a cooling range of 0.7 to 470 kw. As mentioned, there are many uses for chillers. For instance, many are used to cool air. Depending on the use, the design of the chiller would also vary. In this case, the outside construction would likely be made from stainless steel. These chillers also come in a huge selection of sizes with some so small they can fit nicely underneath a kitchen sink while others are quite large, being used for commercial reasons.
The price of a chiller has a wide range, which depends on the capacity, purpose, and model chosen. A high efficiency unit that would be used for home purposes might cost only $500 to $1,000 whereas commercial chillers would cost into the thousands. Regardless, chillers serve one purpose, which is to eliminate heat from liquid by using a type of vapor compression or absorption cycle.

For industrial or commercial uses, the chiller cools water and dehumidifies air for large industrial or institutional facilities. These machines are highly precise in their function and again, for commercial use, they are expensive and cost a lot to operate. Even so, they are a much needed piece of equipment and as long as they are maintained and cared for properly, they will last a long time.

When it comes to air conditioning, a chiller will use the chilled water to distribute out to coils, also known as heat exchangers. Within the air handing unit, the used water is then returned to the chiller. The coils take heat, both latent and sensible from the air within the chilled water, which is what creates the cooling capacity of the air conditioning unit.

Then for commercial uses, the cooled water is pumped through a type of laboratory equipment, which helps to keep machines, equipment, and even products at the necessary temperature. As with molding and plastics, once melted, these materials have to be cooled at just the right temperature, which is what the chiller does. The same would be true for any type of welding, metal working, die casting, formulation of pharmaceuticals, chemical processing, power supplies, and so on.

Without chillers, it would be impossible to process many of the things that people use on an everyday basis. Within a commercial situation, chillers have multiple purposes, each with a set of advantages. When looking at chillers, there are many types but five considered the most used. These include:

Scroll Compression
Reciprocating Compression
Screw-Driven Compression
Centrifugal Compression
Absorption
The first four types of chillers are types of mechanical machines, which means they are powered with gas turbines, electric motors, or steam. The last type of chiller is run by a heat source, usually by combustion, hot water, or steam. Regardless, chillers of all types and sizes are a huge part of the world in creating and maintaining important things we use.

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Typically, issues that arise pertaining to health implications and air conditioning develop from using a system too much rather than too little. Most people think that keeping the unit running is the best option for comfort, as well as air quality. However, the truth is that in some instances, using air conditioning too much can actually cause problems and for some people, serious problems.
For example, the health implications of air conditioning overuse can be difficult for anyone living with certain physical challenges. Individuals who have neuritis or arthritis, as well as those with sinuses often experience more difficulty when the air conditioning unit is used all the time. In fact, there have been numerous studies done that actually show people who work indoors opposed to outdoors. These studies have shown that a person’s environment has a significant impact on a person’s health. However, if an air conditioned environment is maintained properly then the indoors can also be beneficial.

Interestingly, health implications of air conditioning are fact, showing that people who spend a lot of time in an environment cooled do not cope as well with hot temperatures of the outdoors. For instance, if someone works all day in an office that is air conditioned, then gets into an air conditioned car only to step inside an air conditioned home, the potential for sickness is much greater. The constant moving from a cool 78 degree environment to a 90 to 100 degree outside temperature is actually hard on the body and for some people with certain health conditions, very serious.

Take health implications of health and air conditioning specific to cool air within the car. Most people will get into an air conditioned car, not realizing that there are microorganisms being sent into the air breathed. In fact, one top medical center conducted a fascinating study that showed 22 of the 25 cars tested had eight unique microorganisms that could cause problems with air quality and therefore, breathing problems. The good news is that if a person maintains the air conditioning unit in a car, making sure quality filters is used and that the system itself is in optimal operating condition, the air pollutants are greatly reduced, if not eliminated.

The interesting thing is that if a person were to run their air conditioning unit at home and in the car less often, not only could they save as much as 50% off the energy needed to cool the air but they would also find they are healthier. Of course, that does not mean on the hottest of days the air cannot be used but instead, using an attic fan or opening the windows in a home and using fresh air in the car will certainly benefit.

While there are some negative health implications of air conditioning, there are also positive aspects to consider. For instance, a person who has seasonal allergies will find they breathe easier in an air conditioned environment. This means at home sleeping better, avoiding painful headaches and overall feeling more refreshed. Then, individuals who live with certain breathing problems to include asthma also benefit from cool air, which eliminates airborne pollutants.

For cool air and a healthy environment, experts suggest a person’s home, car, and office never go below 78 degrees. To some, that might seem hot but in truth, you would become accustomed to this level of coolness quickly and without having to experience any or many of the negative health implications of air conditioning found when the temperature is much cooler.

One way to control any bad health implications of air conditioning simply starts by using a quality filter or purification system. First, this will keep air pollutants to a minimum but this will also allow the unit to run more efficiently. When air purification systems are used, they help to capture unwanted pollutants, those small particles floating in the air that should not be inhaled. The result is a comfortable environment but a clean and healthy environment too.

Typically, the best way to control bad health implications in air conditioning is to have a good HEPA filter installed. Many of these filters are very affordable and they work amazingly well. The key here is to find a high efficiency filter, which is specially made to capture not only the small airborne particles but also the larger ones. As a result, the air quality could easily be improved by as much as 99.95% or more.

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While cooling a home is typically done by a central air conditioning unit, individual rooms, apartments, dorm rooms, or smaller spaces the better choice is with a room air conditioner. Years ago, these units were not well made and therefore, the results were poor. However, today room air conditioners are highly efficient, designed with better technology and features. The most important thing is to choose an air conditioner that has the proper BTU needed. Air conditioner BTU, which stands for “British Thermal Unit” is an international measurement used for energy. When looking at a standard refrigerator, on the inside there is a type of evaporator coil that works by keeping the inside of the unit cold while the condenser coil is designed to push hot air outdoors. Using a pump designed with tubes that run through the two coils along with a fan is what makes the unit work. Air conditioner BTU works in much the same way.
Before going out to buy a new unit, it is most important to learn everything possible about air conditioner BTU. Heat needed to raise a single pound of water by just one degree is the description for BTU. Therefore, when referring to air conditioner BTU, the amount of heat the unit removes from the room or space is measured. Now, there are many different sizes, weights, and prices for a room air conditioner with the units with the higher BTU being the largest and most expensive.

An air conditioner BTU starts at 5,000 and works its way up to 24,000. One of the keys to choosing air conditioner BTU is going with one specific to the room size. If the unit is too large, the room would be way to cold and uncomfortable. However, if the air conditioner is too small, not only would it be hard to keep the room cool but the unit itself is running much harder than it should, meaning a lot of pressure is being placed on it. Specific factors associated with air conditioner BTU include:

EER – This is the acronym for “Energy Efficiency Ratio”, which is determined by taking the unit’s BTU by the number of watts. In this case, a higher EER is most efficient. As mentioned, just as a unit with higher BTUs, one with a higher EER is going to be the most expensive. For this reason, it is important to understand the exact size needed so people are not paying for something they simply do not use.
Thermostat – To adjust air temperature coming from the air conditioning unit, the thermostat senses heat. With the air conditioner BTU unit, a person can adjust the temperature using the thermostat manually or simply place it on the temperature they prefer to maintain for the room. Many units come with an adjustable thermostat, which works along with a variable speed fan, making the air conditioner highly efficient and effective.
Fan – The air conditioner BTU unit will also have a fan that works to move the air so the room or space is cooled evenly. While there are many different model options on the market, we strongly recommend one with up and down or right and left louvers that can be adjusted.
Filter – While some air conditioner BTU units have filters that can be cleared or replaced with little effort, not all do. Therefore, to make sure the room or space is cool and the unit lasts for a long time, going with an air conditioner that has easy to work with filters is the best option.
Packaged Terminal Heat/Air Pump Conditioner – If the air conditioner BTU is large, one that is actually installed in the wall rather than being placed in the window, then the unit is known as a packaged terminal heat and air pump conditioner. For people who travel for business or go on vacation have seen this type of room air conditioner in the hotel room where they stayed.
Chassis – The smaller air conditioner BTU units have what is known as a fixed chassis, which is what make the unit easy to take in and out of the window. However, for the larger units such as those used in hotel rooms, a slide-out chassis is used since these units are installed in the wall.
When shopping around for the right air conditioner BTU, it is important to start by knowing the room or space’s square footage. However, along with this, other factors come into play to include the number of people who are commonly in the room (since body heat will make the room warmer with more people), the number of windows, the height of the ceiling, and even the direction in which the room faces. To make the air conditioner BTU planning easier, the following can be used as a good reference:

100 to 150 square foot – 5,000 BTUs
151 to 250 square foot – 6,000 BTUs
251 to 300 square foot – 7,000 BTUs
301 to 350 square foot – 8,000 BTUs
351 to 400 square foot – 8,000 BTUs
401 to 450 square foot – 10,000 BTUs
451 to 550 square foot – 12,000 BTUs
551 to 700 square foot – 14,000 BTUs
701 to 1,000 square foot – 18,000 BTUs

A very important note when shopping for air conditioner BTU – the larger more expensive unit is not necessarily the better choice. Again, one that s too big is overkill, cycling on and off too many times, which is hard on the unit. Therefore, the key is to stick with the BTUs according to square footage primarily, resulting in a comfortable cool room and a unit designed to last for years to come.

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Today, people see a rising cost associated with air conditioning. With people trying to find ways to save money in our current economy, while cool air is needed, there are also ways of saving energy. One option to cut back on money is finding acceptable ways to reduce the demand of energy. Typically, people do not give much thought to the amount of energy consumed by air conditioning in the home but in truth, it is more than most realize.

If you were to look at new home and commercial building, you would see that the importance of energy use, as well as humidity in air conditioning is one of the primary areas buyers want improved. The good news is that there are a number of new energy-efficient systems available that still meet the needs of people in keeping the indoor climate cool and comfortable while also reducing the amount of energy being consumed.

One thing that builders look at is not only the air conditioning system itself, but also the materials used, the overall construction, the orientation, and even location of the building. Each of these actually has some impact on the amount of energy being consumed by an air conditioning system. Therefore, builders look for materials that are capable of absorbing heat, which actually delays, reduces, or eliminates the transfer of heat from the outside to the inside environment.

Take the orientation of a new home or office as a prime example of saving on energy use and air conditioning. By placing the windows in the right places and then using appropriate window coverings, a tremendous amount of solar radiation can be blocked. In addition, using a high quality thermal insulation also adds to the reduction of energy used specific to air conditioning. Using a variety of cost-effective changes can certainly make a significant difference in the overall cost of keeping a home or office cool during the hot summer months.

The importance of energy use and humidity in air conditioning also relates to saving in existing homes and businesses. Most often, it is more affordable to make updates and changes to the air conditioning system used in an existing structure than to completely tear the building down and start over. The most important thing in this case is to first identify where the majority of energy is being used but also points of escape where cold air is leaking to the outside instead of staying in to cool the internal environment.

Experts have conducted numerous studies, showing that by implementing changes specific to improving functionality, effectiveness, and cost associated with air conditioning, as much as 15% could be saved every month on energy bills. In addition to creating an inside environment that is much more comfortable, there is of course the long-term rewards enjoyed from a financial perspective.

Even the air conditioning unit itself could have a huge impact on saving and efficiency. The key here is to make sure the placement of a new unit in shaded as much as possible, preferably on the structure’s north side. Changing the location of the air conditioning unit alone is enough to save anywhere from 8% to 10% off the monthly bill. Therefore, the importance of energy use and humidity of air conditioning should always start with the location.

Then, it is just as important to choose a unit specific to the need of the home, specifically to square footage. A common mistake made is that people think if they purchase a large unit, they will have a cooler home but in truth, if the unit is too large for the space needing to be cooled, you could actually lose some of the efficiency and effectiveness. For this reason, if you need to purchase a new air conditioning use, you want to talk to a professional so the right unit can be chosen and then placed in the most beneficial location.

As far as the importance of humidity, this is also a very key element to air quality. If you can maintain humidity at the best level, you will be able to eliminate problems with dust mites, fungi, mold, mildew, bacteria, carpet ants, termites, viruses, etc. In addition, you also improve the overall quality of indoor air, making it a more comfortable and healthy environment. For instance, people with respiratory problems such as asthma or hay fever would benefit tremendously by keeping the home or office humidity level at the optimal level.

Another benefit associated with appropriate humidity and air conditioning in the home has to do with wood furniture. For instance, when humidity is too high or too low, expensive pieces of wood furniture could be damaged from contractions or expansions. However, when the humidity level is exact, furniture is actually protected, lasting a long time while looking beautiful. The bottom line is that the importance of energy use and humidity in air conditioning makes a huge difference in the overall environment.
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Tips for Buying and Using Window Air Conditioning
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ImageOne of the best ways to cool a smaller space or room is with window air conditioning. Today, there are a number of great choices for energy efficiency but also conditioners that are designed to cool even larger spaces than ever before. Of course, with any window air conditioning unit, the most important decision is choosing the right size for the indoor space needing to be cooled.

With window air conditioning, there is an evaporator coil that coil that cools the room while the condenser coil works by eliminating hot air. Then, some type of refrigerant is used, which pushes through a pump that goes from one coil to the other. The cool air produced is then moved out into the room with the use of a fan. With a little education, choosing window air conditioning does not have to be a painful process.
BTU

First, it is important to understand British Thermal Unit or BTU, which is a type of energy measurement used around the world. In simple terms, BTU is a measurement of heat needed to raise a single pound of water by just one degree. The BTU works by measuring heat that the unit is capable of removing from the room. The higher the BTU the more expensive the unit but also the higher level of performance. Typically, window air conditioning units with high BTU ratings are heavier and larger in size as well.

Typically, window air conditioning units will provide between 5,000 and 24,000 BTU. With this, it is vital to coordinate the requirements for BTU with the size of the room. If this is not done, then the room will not cool off efficiently and the air conditioning unit has to work too hard, which can cause wear and tear, as well as a higher monthly energy bill.
EER

This acronym stands for Energy Efficiency Ratio, which for window air conditioning is a number calculated by dividing BTUs by the number of watts. In this case, if the EER is high, the unit is very efficient. Again, a window air conditioning unit with a higher EER will cost more but it will save a tremendous amount of money month, which allows the owner to recoup the investment over time. The goal here is to choose a rating of 8.0 to 10.0 with the higher number better for hot regions.
Thermostat

A window air conditioning unit will have a thermostat, which is what adjusts the air temperature. Depending on the model of air conditioner, some thermostats are manual and others automatic. With this, there is also a fan that has variable speeds. The result is much more effective and efficient cooling.
Filter

Obviously, having a window air conditioning unit also needs to produce clean air. The last thing anyone wants is to have polluted air from the outside being pushed indoors. Therefore, the filter is very important. We strongly recommend that people look at air conditioning units that have a filter that can be replaced or at least cleaned quickly and easily.
Fan

To move air out into the room, keeping it clean, the window air conditioning unit has a fan. As mentioned, some are variable speed, which means there is a low, medium, and high setting depending on how hot the room is on a particular day. The best type of air conditioning unit is one designed with adjustable louvers, those that can be moved left or right, as well as up or down.
Chassis

With a window air conditioning unit, there are different options for chassis. For instance, a lightweight, small unit would have a fixed chassis. The benefit here is that during the winter months, the window air conditioning unit could be removed from the window with little effort. Another option, which is used for wall units, is the slide-out chassis. The purpose with this design is making it easier to replace parts or provide scheduled maintenance.
Terminal Heat Pump

In some cases, a window air conditioning unit will also have a heat pump. With this, cool air is produced during the hot summer months and then during the cold winter, the same unit can produce heat. Typically, these units are a little more expensive but they definitely have a market.

Most importantly before heading out to buy a window air conditioning unit is to take accurate room measurements and consider budget. Knowing the room’s square footage will ensure the right unit with the proper BTUs is purchased. Of course, some of the other factors that would come into play when choosing a window air conditioning unit include the number of windows, the direction in which the room faces, the number of people who commonly use the space, ceiling height, and so on.
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Tips for HVAC Installation
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ImageHVAC, which stands for Heating, Ventilation, and Air Conditioning, is a system that keeps an indoor environment comfortable by regulating both airflow and ventilation. In addition, an HVAC system keep mold away, along with other types of harmful organisms by controlling air. After the right size and type of system has been chosen, the next step involves HVAC installation, which is something that should be done by a professional. The following are specific steps that would need to be followed for proper HVAC installation.
Load Calculation

The first step for HVAC installation has to do with the load calculation. With this, the design would be determined to ensure the right system is being chosen for a particular room. After all, the size of the HVAC system should be efficient, not under or over working. There are a number of online resources where the load calculation can be completed.
Fan Coil Unit Location

From there, it is important to find the right location for the fan coil unit. People need to remember that this can be in an unconditioned space, which might include a garage or attic. As long as the space for the coil unit is protected from the elements of weather and any city or building codes are met, there should be no problem.

However, many people will place the fan coil unit in a space where there is air conditioning. Typically, the best options would include a laundry room, utility room, closet, or perhaps somewhere in the basement. Then, the type of cabinet would be decided on, which includes vertical and horizontal choices.

In addition to the fan coil unit, the placement of the return air filter box and the duct also has to be determined. Then, there will be a nine-inch plenum, refrigerant lines, condensate drain line, and air supply tubing, which also need to be considered when the overall location for HVAC installation is discussed.
Return Air Opening

The next step of the HVAC installation process is to cut the return air opening and find the right location for the air duct. The key here is to make sure the return air box is not in a room where there is no duct with a 180-degree bend. The opening cut would then be determined based on the dimension and size of the box.
Platform

There has to be a platform for the fan coil unit and while there are different options depending on the type involved, most would need 2×8-inch stud lumber along with .5-inch plywood for the overall construction. The key here is to make sure the coil is suspended, which can be done by using .25-inch rods that are threaded.
Plenum Ring

For HVAC installation, this ring needs to be placed a couple of inches below the bottom level of the fan coil unit, which is attached to a square opening and secured with four screws.
Condensate Drain

The next step of the HVAC installation process is to make sure the condensate drain trap is properly connected to the fan coil unit.
Refrigerant Lines

Then, the HVAC installation involves the refrigerant lines going from the outside condensing unit to the fan coil unit on the inside.
Supply Tubing/Plenum Duct

When reaching the point of the HVAC installation where the distribution components are installed, a system layout with sizing parameters should be considered. Additionally, for the installation of the plenum duct, people need to ensure that the branch, tees, and elbows all run no less than 18 inches from the fan coil unit to keep pressure from dropping. The plenum duct also needs to be cut to the needed length.
Terminator Outlets/Sound Tubing

Next on the list for HVAC installation is that these needs to be installed. The location for the terminator outlet needs to be so it is about five inches out from the edge of the wall. However, it the HVAC installation will be in the corner of the ceiling, and then it needs to be three inches away. Then, the outlet and sound attenuating tubing would be assembled, which is accomplished by taking the connectors and fitting them and turning until secure and tight.
Supply Tubing

The final step of HVAC installation is that the supply tubing has to be installed. It is important that there be no dramatic bends in the tubing for both supply and attenuator. In most cases, this type of tubing is sold in 100-foot lengths so it would need to be shortened specific to need. However, once cut, the connector for the tubing is slipped over the cut end, insulation and the Mylar scrim are tucked so they go under the connector on the collar, and then tape goes around the connector, which secures it.
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bankruptcy law

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Welcome to Hackett & Harris, Vancouver, Washington Bankruptcy Attorneys
No one is immune to misfortune or bad luck. It can befall anyone at anytime. Despite best efforts, many individuals and families in Clark County are finding themselves getting deeper in debt and are making choices between paying their credit card bill, or paying for rent and food for their family.

Sometimes, at some time in your life, a person may simply need a hand. Whether it’s medical bills, divorce, declining wages, layoffs, or rising gasoline prices that are putting you behind month after month, we will give you a hand.

If you live in Southwest Washington, and need a fresh start (Chapter 7) or a debt restructuring plan (Chapter 13) contact us now for a free consultation. Our firm helps people living in Vancouver, Ridgefield, Camas, Battle Ground, Washougal and other cities throughout SW Washington get a fresh start through bankruptcy.

Experienced Washington Bankruptcy Attorneys
Experience counts. Unlike credit consolidation companies, If you hire us, we’re on your side, and will explain all your options. We know most debtors have done everything possible to avoid bankruptcy and that often things have only gotten worse. That’s why you’d ask us for help. Let an experienced Washington bankruptcy attorney help you put an end to the difficulty of financial uncertainty. We focus on Washington Chapter 7 and Washington Chapter 13 bankruptcy cases for individuals and families.

FREE CONSULTATION – STOP HARASSING CALLS NOW

Call or email us now for a free consultation. After providing a free evaluation of your situation, we can quote a price and can set up a payment plan that works for your budget. Even before your bankruptcy petition is filed, we will stop those harassing collection company phone calls and you will be on your way to a new financial beginning.

Valuable Information on this Site
Use the buttons on the right to find out more about us, to contact us with any questions, or to set up your free consultation. We will make every effort to get back to you within one working day, if not the same day.

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After Bankruptcy Mortgage Lenders.

chapter 11 bankruptcy

Thanks to the new bankruptcy reform laws, many Americans who are overburdened by their credit card debt will no longer qualify for Chapter 7 bankruptcy protection. However, consumers need to know that an alternative exists for people to walk away from 100% of that debt, without bankruptcy, consolidation, or refinancing. The program is applicable to all major credit cards, unsecured lines-of-credit, and signature loans. The process that is used to discharge debt is based off of U.S. Supreme Courts decisions, Title 15 United State Code (USC) section 1692, the Fair Debt Collections Practices Act, section 1601, the Fair Credit Billing Act, the Uniform Commercial Code (UCC), section 203, and numerous Banking
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The first but definitely not the easiest thought that comes to most people when they are neck-deep in debt is to file bankruptcy. Filing bankruptcy seems to be the last straw left in the deluge of unpaid bills and abusive creditor calls. The situation is somewhat like this. You buy whatever catches your fancy and you thank yourself you had the blessed credit cards. It’s good as long as you are spending. When it’s paytime, you realize your misdoing. Abusive creditor calls may be robbing you of your sleep. Things may go so wrong that being repentant also does
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understanding bankruptcy laws

A bankruptcy is the last option any businessman wants to take. They can cause a big dent on their credit rating and deeply ruin their reputation. But sometimes filing for bankruptcy is the only solution to get a person out of dire straits. Here are the nine steps to be followed in filing a bankruptcy: 1. See to it that there is no other solution that you can do to avoid filing for bankruptcy. Bankruptcy allows for a fresh start. Under the Bankruptcy Abuse Prevention and Consumer Protection Act (“BAPCPA”), which significantly amended the U.S. Bankruptcy Code effective October 17, 2005, prior to filing a bankruptcy case, an individual must
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Bankruptcy And Buying A Home – 3 Benefits To Buying A Home After Bankruptcy

If you have filed bankruptcy recently, you may wonder if you can get approved for a home loan. You may also wonder if buying a home after a recent bankruptcy is a good idea for you.

While a bankruptcy can make getting approved for a mortgage loan more difficult, it is still possible to get approved for a mortgage loan. In fact, there are more and more bad credit loan programs coming out all the time. Subprime lenders are focusing more on helping individuals with poor credit acheive home ownership. This is happening mostly because bankruptcies are still on the rise and there is an increasing number of people with bad credit who are looking for home financing.

Here are some reasons to consider home ownership after a bankruptcy:

1. Increase Your Credit Score – When you make your payments regularly, you improve your credit rating. Once your pre-payment penalty period is over, you should be able to refinance your mortgage loan for a much lower interest rate. After your bankruptcy has been discharged for over 2-3 years, you should have a much easier time qualifying for a lower interest rate mortgage loan.

2. Accrue Equity In Your Home – If you are just making rent payments, you are throwing your monthly payments away. When you own a home, over time, home values increase and you are working toward owning an asset.

3. Take Out An Equity Loan To Consolidate Debt or Get Needed Extra Cash – Once you have bought your house, as soon as 6 months or so later, you might be able to take out an equity loan on your home and consolidate any other debt that you might have since your bankruptcy or debt that could not be included in your bankruptcy. Taxes and student loans will not be discharged in a bankruptcy. You may also want to use the extra cash to invest in a business venture or for needed home improvement.

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homelife bankruptcy

Have you been through a bankruptcy? Have you wondered whether you could possibly refinance your mortgage loan or obtain any mortgages after bankruptcy? You will be pleased to learn that there are mortgage lenders that will help you obtain a mortgage loan and even save you money by lowering your monthly payments. Local mortgage lenders are ready to help you find the best refinancing package available for your special circumstances. Having to file a bankruptcy does not have to mean you are stuck with a high interest rate and less than desirable mortgage terms. Mortgage lenders will consider refinancing mortgages after bankruptcy because the risks involved in refinancing mortgages are
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A law that provides for the development of a plan that allows a debtor, who is unable to pay his creditors, to resolve his debts through the division of his assets among his creditors is called Bankruptcy. This supervised division also allows the interests of all creditors to be treated with some measure of equality. Certain bankruptcy proceedings allow a debtor to stay in business and use revenue generated to resolve his or her debts. The new bankruptcy law is now in effect, the landscape has changed for those who are considering bankruptcy. All debtors will have to get credit counseling before they can file a bankruptcy case and additional
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understanding bankruptcy laws

Many people who have filed bankruptcy in the past apply for credit the wrong way. They fill out a credit application and hope for the best. Best case, they probably end up paying a lot more in interest and finance charges – hundreds or even thousands of dollars more, depending on what they’re buying. That said, in this article we are going to talk about the RIGHT way to apply for credit and loans. So what is it? Well there are three steps: 1) Learn how to increase your credit score 2) Know the credit approval process 3) Know how to apply for credit and
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Are You Thinking About Filing For Bankruptcy Protection?

Bankruptcy Overview

Bankruptcy, when you come right down to it, is the process that enables those who are unable to pay their debts get a fresh start. It allows for some or all of these debts to be discharged or reorganized. Individuals or businesses may file bankruptcy.

This enables you to clean the slate and get a 2nd chance with your finances. In most instances, bankruptcy provides a fair method for compensating your creditors as well.

The bankruptcy process need not be your worst nightmare. However, there are certain requirements that must be met. You will be required to file a list of all of your outstanding debts and a complete list of your assets. This is done with the help of your lawyer thru the Federal Courts.

To make this process easier to understand, your “Assets” fall into two categories.

They are: Exempt and Non-Exempt

Exempt assets are the property or belongings that you do NOT have to use to pay off the debts you have incurred.

In other words, exempt assets are off the table, (not in play) and may not be touched by your creditors. In most instances this includes a certain amount of equity in your home, and some of the equity in a vehicle. For the most part, your clothing, and other personal items are deemed exempt. This does not include the expensive jewelry, furs and the big boys toys.

Next, you will be assigned a “trustee” by the Federal Bankruptcy Court to administer the payment of your debts. Your debts also fall into two categories. They are: Secured debts and Unsecured debts.

A Secured debt is one in which the creditor retains a “security interest.” Most often it is the same property that was purchased with the credit that creditor extended. Secured debts occupy the first position. This means they enjoy priority over non-secured debts, and must be satisfied first.

If you are unable to pay off secured debts, the creditor has the option to repossess that property and sell it. If there is any “short fall”, that remaining debt is now considered unsecured. It doesn’t go away, it has only changed from secured to unsecured.

Once you have filed for protection, the court will issue an “automatic stay”. This stops your creditors in their tracks. They may not take additional action against you beyond the bankruptcy.

This allows you to avert impending repossessions and foreclosures.

Chapter 7

In Chapter 7 Bankruptcy you are in fact liquidating your assets. This means that you are only permitted to keep “exempt” property. The remaining non-exempt property will be sold to the highest bidder. The proceeds of the sale are applied to the outstanding debt. The shortfall or amount left unpaid by the sale is then discharged.

In Chapter 7 Bankruptcy there are a few debts that are not dischargeable. They include taxes, back child support, DWI fines and student loans.

Chapter 13

In Chapter 13 Bankruptcy you are trying to regroup, recoup and get back on track. It is commonly known as the “reorganization bankruptcy for individuals.”

Individuals who want to pay off their debt over a period of three to five years file Chapter 13 bankruptcy.

Chapter 11

Chapter 11 Bankruptcy is commonly used as the reorganization tool for businesses. This kind of bankruptcy is attractive if you own “non-exempt” property that you want to protect. Chapter 11 will also help you to catch up on bills that have fallen into arrears. It effectively blocks an impending repossession or foreclosure.

Not everyone is eligible for a Chapter 13 bankruptcy. You must have a reliable source of income that is sufficient to pay your reasonable everyday expenses and still have an amount of positive cash flow with which you begin paying off past due bills.

If you file a Chapter 13 you are required to submit a plan to repay your debts that includes a set timeframe and set amounts to be repaid. Upon approval of the bankruptcy court, both parties (debtors & creditors) are obliged to accept the terms of the order

What To Do Now

Choosing your bankruptcy lawyer is an important decision.

This beginning process allows you to evaluate and determine your best course of action. This discussion is also your opportunity to satisfy yourself that the Jersey Justice sponsoring attorney’s fees are reasonable for your type of case.

Am I Making The Right Decision?

In all likelihood you are stressed and feeling the pressure to seek professional help with your finances. Your decision to look for an experienced bankruptcy attorney may be the best financial decision you have made in a long time.

Even taking the beginning steps to consult with an attorney takes enormous courage. You may even be thinking about struggling through all the mess on your own. That could be a very lonely path.

Before you make the decision to go it alone, ask yourself a few questions. If two or more of these are you, then it could be the perfect time to seek the services of a bankruptcy professional.

Are You:

receiving harassing or threatening phone calls from people you owe?

paying the minimum payment possible on your credit cards?

taking out Payday Loans? (which by the way are illegal in NJ)

begging for loans from friends and family?

about to lose your job?

behind in your taxes?

receiving foreclosure notices?

behind in child support or alimony?

gambling to try and make ends meet?

sick and unable to even go to work?

If your answers indicate that you are in financial deep water, bankruptcy may be your best solution, but you will never know for sure until you get the advice of an attorney.

How Will Bankruptcy Effect My Life? Your Bankruptcy Attorney will be able to explain some other very important considerations.

What happens after bankruptcy?

What will my life be like?

Will I ever be able to get credit again?

How do I live within a budget?

How do I start all over?

How do I rebuild my credit?

If these nagging questions are on your mind, then a bankruptcy attorney is right for you.

It is true. A bankruptcy can be a persistent source of blemishes on your credit report for up to 10 years. The good news is you are able to start re-establishing your credit the moment your case is closed.

How good is your present report? It is probably already suffering the consequences of late payments, delinquencies and every other known credit report disorder.

Think about this. Your credit score could actually improve due to the elimination of most of your debt. Lenders actually believe that you are a better credit risk now since they know that you may not file bankruptcy again for another six years.

At about 18 months to 24 months into your bankruptcy you will even be able to qualify for a new home loan if you are able to come up with a minimum down payment backed up with proof of income that supports the debt service.

Auto loans are available to individuals upon discharge of your existing debt. And believe it or not you will start receiving offers for credit almost immediately. But “caution” is the watchword at this critical point in time.

The offers of credit could have been what got you into trouble in the first place.

About the author:

Tony Merlino is webmaster and legal marketing consultant at http://www.JerseyJustice.com ,a legal information and marketing portal for clients and their lawyers in New Jersey.

Tony Merlino

bankruptcy illinois

If you have a recent bankruptcy but need an auto loan, you may be surprised at how easy it still can be to get approved for an auto loan. Because the bank can protect themselves by using the vehicle as collateral for the loan, it’s much easier to get vehicle financing with past credit problems than it is to get a new credit card or another kind of unsecured loan. There are many finance companies online competing for your business, to finance your vehicle. Just beware of unethical lending practices. People with bad credit are often prey to lending scams. Bad credit borrowers have fewer lending options than other borrowers
Click here to read more from this article …

Filing bankruptcy is a stressful time in a person’s life. Along with discharging your debts and gaining a fresh start, you may wonder if you will be able to buy a home after a bankruptcy. The answer is yes! Mortgage companies and online lenders are now offering home loans for those who have a bankruptcy on their credit report. Some lenders will even approve your loan as soon as one day after your bankruptcy has been discharged.Buying a home after bankruptcy is no longer impossible. There are many reasons a person chooses to file bankruptcy. The loss of a job,
Click here to read more from this article …

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understanding bankruptcy laws

Getting a 2nd mortgage loan or home equity loan after a bankruptcy is workable. However, loan applicants should be aware of certain disadvantages to bad credit loans. A bankruptcy is destructive to credit scores. In reality, many financial experts discourage bankruptcies. Those who file Chapter 7 or Chapter 13 are subjected to higher finance rates on homes, cars, etc. Before applying for a 2nd mortgage, know what to expect and understand the basics of getting a reasonable rate. Expect Higher Finance Fees or Interest Rates After a bankruptcy, many people are hesitant to apply for credit. They expect higher rates, which will also increase monthly payments. However, obtaining new credit accounts is crucial
Click here to read more from this article …

Are You a Candidate for Bankruptcy?

Bankruptcy laws give debtors a way to resolve debt by dividing their assets among their various creditors and in some cases will allow debtors to be freed of outstanding debts that cannot be paid, even after the division of assets. For individuals who find themselves unable to pay their debts, bankruptcy can be a viable option. As a debtor, you are entitled to file for bankruptcy. There have been recent changes to bankruptcy laws that may affect your ability to discharge your debts without credit counseling, but individuals who have found themselves unable to pay their debts can still file bankruptcy and be freed of outstanding debts.

Chapter 7 bankruptcy is normally used by individuals wanting to rid themselves of all accumulated debt, and is the most frequently used method of filing bankruptcy. Businesses who wish to completely liquidate assets and close permanently can also file Chapter 7 bankruptcy. Under Chapter 7, individuals are allowed to keep certain property such as their home and perhaps their vehicle, but may still lose some property in the proceedings. During the course of the bankruptcy proceedings, the debtor’s assets are controlled by a trustee and will be divided among the various creditors as the trustee sees fit. After the bankruptcy has been discharged, control of any remaining property is placed back in the hands of the debtor and all outstanding debts will have been removed.

Chapter 13 bankruptcies are for individuals who wish to pay their debts but are unable to do so. Chapter 13 allows individuals to reorganize their debts and restructure payment arrangements so that debts may be repaid over time. Chapter 11 bankruptcies are used predominantly by businesses that wish to reorganize the repayment of outstanding debts and continue operating in a regular manner.

Filing bankruptcy can be a way out of debt for many people and businesses. You should consult with a debt relief organization and/or an attorney to find out if bankruptcy is an option in your particular situation.

About the Author

Ken Austin is the webmaster at “>http://www.hazeydee.com”>http://www.hazeydee.com
and “>http://creditrelief.kraustin.com”>http://creditrelief.kraustin.com

Ken Austin

chapter bankruptcy

If you are an affiliate looking for a niche market, here’s an important piece of information to make note of: In 2005 there were over 2 million personal bankruptcy filings in the United States. Many of these individuals will be looking to rebuild their credit and financial future. This spells opportunity for you as an affiliate. You see, here are just a few products and services that an individual with past bankruptcy will need in order to rebuild their credit and financial future: 1) Credit repair 2) Loans 3) Credit cards Let’s take a look at each one in more detail, and how you can help as an affiliate: 1) Credit
Click here to read more from this article …

If you have filed bankruptcy recently, you may wonder if you can get approved for a home loan. You may also wonder if buying a home after a recent bankruptcy is a good idea for you. While a bankruptcy can make getting approved for a mortgage loan more difficult, it is still possible to get approved for a mortgage loan. In fact, there are more and more bad credit loan programs coming out all the time. Subprime lenders are focusing more on helping individuals with poor credit acheive home ownership. This is happening mostly because bankruptcies are still on the rise and there is an increasing number of people with
Click here to read more from this article …

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Many people who have filed bankruptcy in the past apply for credit the wrong way.

They fill out a credit application and hope for the best. Best case, they probably end up paying a lot more in interest and finance charges – hundreds or even thousands of dollars more, depending on what they’re buying.

That said, in this article we are going to talk about the RIGHT way to apply for credit and loans. So what is it? Well there are three steps:

1) Learn how to increase your credit score

2) Know the credit approval process

3) Know how to apply for credit and loans

Now, you want to get all three of these steps right. Not just one or two, but all THREE! See if you miss one, or don’t do it just right, you can end up paying $100s, $1,000s or $10,000s in additional interest and finance charges, depending on what you’re financing.

Here are the three steps in more detail…

Step One: Learn how to increase your credit score.

Increasing your credit score is a key factor in lowering the interest rate you pay on loans and getting approved for them as well. Unfortunately, there are a lot of myths out there that can actually hurt your credit score.

There a number of ways to increase your credit score. One way is to watch your credit card balances. Lenders don’t like to see them go above 50% of the available credit limit.

For example, if you have a credit limit of $3,000 and you’re current balancing owing is $1,800 (60%) that can hurt your credit score. In this situation, there are two ways you can fix the problem.

First, of course, is to pay the balance down so that it’s less than 50% of the credit limit. The other way is to get a credit limit increase:

If you can get a credit limit increase to $5,000 that will means you will be at less than 50% of your credit limit ($1,800 balance versus $5,000 credit limit). And you didn’t have to pay down the balance by a penny!

Another way to increase your credit score is to add years of positive credit history to your account. Most people don’t know about this and it’s 100% legal. But that’s another article in itself.

The point I am trying to make is that there are a number of strategies you can use to increase your credit score. Best of all, many of them can be implemented quickly and easily.

Step Two: Know the credit approval process

What do potential lenders look for? Here you need to know the questions to ask. For example, do they work with people who have had a bankruptcy in the past? What is the minimum credit score they want to see? These are just the initial questions.

There are a number of other questions. There are also a number of items that send up red flags if a lender sees them on your credit application – ones that could jeopardize your chances of qualifying for the loan or cost you more money in interest.

Another factor when applying for credit and loans is timing. You don’t want to apply for credit and loans until you’ve increased your credit score (most people make this mistake).

That brings us to step three…

Step 3: Know how to apply for credit and loans.

Knowing which lenders to approach and how to negotiate with them is also really important.

Apply for a loan or credit with the WRONG lender and you’re practically guaranteed to be turned down; or, you end up paying a pile of interest.

Then there’s there is the negotiation process. This especially important when you’re buying a car – for example, people will spend a lot of time negotiating the price of the car they’re buying and the value of their trade in (if they have one) – and STILL be taken advantage of. They don’t know how to REALLY negotiate for a car.

Think about it. How often do you buy a car? If you are like most of people it’s probably once every so many years. Now, how many times a day do you think a busy car dealership negotiates with buyers? Multiply that by weeks, months and years and you can see that they have slightly more experience.

You should now have an idea of the RIGHT way to apply for credit after bankruptcy. Though I wasn’t able to go into detail on ALL of the strategies you can use to increase your credit score and qualify for credit and loans at more reasonable rates this should at least give you a starting point.

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Copyright © 2005 Innovative Solutions Publishing, Inc. All rights reserved.

DISCLAIMER:

This information is designed to provide only a general overview of the subject matter herein.

This information is provided with the understanding that neither the publisher nor author is engaged in rendering legal, accounting or other professional advice. If legal or other expert assistance is required, the service of a professional should be sought.

Neither the publisher nor author shall be liable for any loss or damages, including but not limited to special, consequential, incidental or other damages, caused by the information contained herein.

About the Author

R. Lawrence Anderson is the author of After Bankruptcy Credit Solutions which shows individuals how to qualify for credit & loans after bankruptcy. For more information visit: http://www.bankruptcy-credit-solutions.com

R. Lawrence Anderson

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She Can Help You Save Your Home

It is never the wish of home owners to face foreclosure. The pain of losing your home can be utterly traumatizing. In order to retain your property, you ought to act swiftly. You need to seek the assistance of a foreclosure attorney as soon as possible. Your attorney shall help you follow the legal procedure that can save your property. So what does a foreclosure attorney do for you? Or better still, how does a real estate lawyer prevent foreclosure? These are some of the key questions that individuals always ask before deciding to hire an attorney. Consider hiring a lawyer for the following reasons.

Brokering Negotiations On Your Behalf

You may need to negotiate with your lender to save your property. For this reason, you ought to know if you are eligible for negotiations before your home is taken away from you. A knowledgeable lawyer will exhaust all the possible options to make certain that a solution is found. Let someone who is skilled in this field guide you through the whole process. He/she will make an excellent intermediary between you and your lender. With proper negotiations, you stand a higher chance of saving your home.

Protecting Your Legal Rights

Fighting foreclosure may end up in court. Sadly enough, there is a high chance of you losing if you do not seek the help of an attorney. Your lawyer will ensure that your legal rights are not violated in any way throughout the hearing. You also need to be provided with the legal defense needed to see you through this complex procedure. You can also count on him/her for moral support as you fight to retain your property too. Many people who face foreclose feel fear and shame. Since they are being overwhelmed with worry and distress, the need for emotional and competent legal support is critical.

Better Understanding Of Mortgage Terms

Most home buyers may not be conversant with mortgage terms. This is why you need an individual who is experienced in this field to guide you on what to do. Lawyers are an excellent source of information concerning foreclosure. You may confirm from them any contentious issue during this trying moment. Getting legal advice from a skilled individual will guide you along the right path when your home is threatened by foreclosure.

Countering The Attorneys From Your Lender

This Attorney Won’t Stop Until You Settle Or Lose

Your lender will definitely hire lawyers to face you in court. Be assured that lenders hire some of the best lawyers money can buy. You also need to hire a legal representative with adequate experience to counteract them in court. Since you can never beat a legal dream team from your lender, your only chance for a fair fight is by hiring an experienced legal adviser. You greatly increase your risk of losing the case if you decide to face this matter alone.

Avoiding Unnecessary Implications

There are numerous things that may go sour during foreclosure. In addition to losing your property, you may also end up soiling your credit rating. This greatly depends on the laws of your state. Being that your lawyer has been handling such cases for numerous clients, he/she must have adequate knowledge on how to handle the whole situation. You can also avoid being sued with the assistance of a legal adviser.

Finding Other Alternatives

You may have other alternatives that you can explore to avoid foreclosure. Some of these alternatives exist but you can never know unless they are explained to you by your lawyer. There are options like restructuring the mortgage, engaging in a negotiation process with your lender, declaring bankruptcy or arranging for a short sale. All these are options that you may explore but only with the help of an expert. Your lawyer will help you pick the one that best matches your case.

Slowing Down The Whole Process

Help with foreclosure can come in different ways. The process can be slowed down to give you enough time to see what you can do next. Lawyers are very tactical when it comes to identifying ways that work perfectly in delaying the whole process. With an appropriate consultation, you can come up with a more comprehensive solution to the foreclosure, such as debt re-negotiations, debt resettlement plans, interest rate modifications, or changing the terms of your mortgage.

Understanding Foreclosure Laws

States have different foreclosure laws. Your lawyer will teach you the specific laws that apply to your state. This will also serve to give you a rough idea of the whole procedure. In general, the assistance of a foreclosure lawyer is a must. He or she can help you avoid the numerous frustrations that stem from this scary time.

belly fat

Mike Darwin asked:
Do you want to know some tips to lose belly fat? Let us start with weight loss programs then. There are so many weight loss programs out there that offer rapid and radical change in your body. Take into consideration the fact that you want to lose weight to stay fit. Thus, your health would the first to be affected, should anything go wrong in the future. Remember that you did not get your bulgy belly overnight. It took several weeks or months to acquire them and so, it will also take that long to get rid of them, or even longer. Those programs that offer immediate results are not healthy so you are best to be wary of them.

The first tip is to program your mind that you need to take those belly fats slowly to attain the body and the health you really wanted. Radical changes will not last long and the effects could be dangerous. Start by doing simple things, like walking a distance every morning, until you are used to it or do some stretching. If you think you are ready to engage into more rigorous activities, then increase the intensity of your exercises.

The second tip is to eat fresh fruits every day. You do not need to stick to one fruit; have another kind of fruit the next day. If you are used to drinking cold water, have some warm water as well. You can swap your sugar with honey and eat cereals or oatmeal as one of your meals. Sweet potatoes are also advisable to give your body some starch. Minimize your intake of dairy products.

The third tip is also very important. You need to enjoy what you are doing. It is useless to engage into something that you do not enjoy. Psychological factors play a great role in losing fats and extra weight. There are times when you find your activities so tiring that you want to quit. If this happens, take a break but never abuse your body.

Some will tend to do the opposite of what they are doing; this is not the healthy way. It would even destroy everything that you already started. You can also research on other tips to lose belly fat and incorporate them into your diet program.

Discover detailed and honest reviews of popular weight and fat loss guides and choose the top fat burning diets that’s most suitable and effective for you!

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Egan Cordova asked:

You’ve tried everything to lose belly fat, but nothing you do seems to work. On the contrary, you’re probably getting fatter, even though you seem to be working pretty hard at decreasing your waistline.

What’s going on? You tried the fat loss pills you saw in the infomercials. You bought the abs gadgets that promised you’d lose belly fat by summer. Summer came and went. So did fall, winter, and spring, and back to summer, but still no results.

The problem is that you’re doing it all wrong. You simply have either incomplete or just plain wrong information. If your goal is to lose belly fat, there are 3 things you should never do, and you’re probably doing all of them. Here they are:

1. Don’ listen to infomercials.

Those infomercials you see that promise you’ll lose belly fat create nothing but confusion. They tell you that you will be thin, but you have to buy their fat loss pill. You bought the pill and it never worked.

They tell you that you can lose belly fat, but you have to buy their abs gadget. You bought it, and the infomercial said you could do it while sitting on your couch.

Well, you’ve been sitting on your couch for weeks, using that abs gadget, and still no results. What gives?

The problem is the infomercials themselves, and what they try to pass off as legitimate ways to lose belly fat. Those fat burning pill will get rid of nothing but your money. Those abs gadgets may work your abs, but that does you no good if you still have a layer of fat surrounding them.

2. Don’t do hundreds of sets and reps of abs exercises.

I know what you’re thinking. “How can I lose belly fat if I don’t do 100 crunches per day?”

The answer is that you can’t spot reduce your belly fat away. It’s impossible to just lose fat in your belly area only and not the entire body as a whole–and that’s the key.

In order to lose belly fat, you have to perform exercises that’ll cause your body to burn fat. I’m sorry to break it to you, but no amount of crunches or leg raises will produce the necessary hormonal responses that’ll get the job done.

3. Don’t lose hope.

There’s so much misinformation out there that it’s hard to tell the truth from hype. If you’ve been trying to lose belly fat, and failed, then you were probably following hype.

When people fail too often, they tend to lose hope. Any fat loss success story has its share of failures, and ultimately, success. Those that succeeded didn’t lose hope.

If you’ve been trying to lose belly fat, but have failed so far, you can’t give up. Belly fat loss takes commitment and time. You have to continuously do the things that will cause you to lose fat. Things like eating right, and exercising on a regular basis.

You must change your way of thinking. Don’t take failure to heart and don’t lose hope. Instead, adopt a positive mental attitude towards your goals to lose belly fat that’ll help you to do the things you have to do to lose fat.

There you have it. The 3 biggest things you absolutely must not do when trying to lose belly fat. Don’t listen to the infomercials promising you the world. Don’t try to spot reduce your belly fat by doing endless sets of abs exercises. And most importantly, don’t lose hope.

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Tina asked:

Yes Helen! You Can Lose That Belly Fat!

by Tina Struthers

Helen sent in a question about getting rid of belly fat. Since this problem is common among women this time of year, I thought an article might be just the ticket. Please read the following:

It happens every year. We spend all winter eating like there’s no tomorrow and getting very little exercise. Come on. Admit it. You know it’s true. As we get closer to spring we all start looking at our bellies. We know that once summer gets here, a lot of other folks will be looking at our bellies too. AAAKKK! There are only so many new outfits we can buy to try and cover that belly up so let’s get rid of it!

The bad news is there really isn’t a quick way to get our unwanted belly fat, but it can be done. Actually, it’s one of the hardest areas of our bodies to remove the fat from. Why? Your body itself wants it to be there. Your belly is the first and best place to store all the extra fat we’ve accumulated and our bodies are programmed to do this perfectly! After all, the calories from all of those delightful snacks and wonderful desserts we feasted on and haven’t used over the winter need to take up residence somewhere. The belly it is!

The good news is, yes! You can get rid of the belly fat, but you’re not going to get rid of it quickly or easily. Your body wants to hold on to it so you’re going to be in for a fight. You can win… with a help and perseverance! I’ll give you the help, you provide the perseverance. Here’s what you need to do to win the “Battle of the Bulge”.

You’ll need to prepare yourself for a fairly long battle, which is why you need to start working on this right away. You spent all winter (maybe longer) storing your belly fat, so you certainly aren’t going to get rid of it overnight. It’s going to take some consistent and persistent effort on your part.

First of all, say goodbye to the cookies, candies, pastries and all the other goodies until next winter. The last thing we need is to continue with the wanton consumption at the same time we’re trying to get rid of this fat. If you can’t cut down on the calories and eliminate the excessive eating, there isn’t any hope at all. No amount of exercise, no matter how intense, is a substitute for putting yourself on a healthy diet. So. Commit to eliminating the “bad stuff” starting today.

Understanding Fat

It’s important to understand why I’m recommending the exercise program that you are about to read. We need to understand the nature of fat in order to do that. Fat is simply stored energy that the body locks tightly away until it’s needed. In the natural world, fat is used as wintertime fuel for hibernating creatures or as an energy storehouse, just in case the next meal doesn’t come along in the next few days. When a meal is available, any of the excess calories not immediately needed are sent to fat storage. If no food is available for consumption, the energy stored in fat is drawn to meet the body’s metabolic needs.

With the exception of animals getting ready to hibernate, you are not likely to ever see fat critters running around. There’s a certain balance to nature. Nearly everything that is consumed is burned as fuel. Unfortunately for us, we don’t live in the natural world. We live in the unnatural world of food at every turn. We do not hibernate and very few of us worry about whether we’ll be eating another meal in the next few days or not. It’s our tendency to consume more fuel than we can possibly burn, unless we lead an active and highly healthy lifestyle. Hence the fat bellies!

“There is one method, and one method only, for getting rid of fat.”

Since fat is purely an energy storage source, we need to force our bodies to need more energy than we are consuming with our daily food intake. I’m not talking about starvation here, but that will work even though I don’t recommend it at all! The better option is to force our bodies to require more energy through exercise. I do need to tell you that not all exercises are created equal when it comes to getting rid of fat. We will need to strictly focus our attention on exercises that raise our metabolism (create a bodily demand for stored energy). That’s exactly what we’ll be doing with the exercise I’m recommending here.

Without resorting to “drastic measures”, such as liposuction, we’ll need to start off with an exercise routine that really gets our metabolism going. This is a very important point. If we can’t get our metabolism rate up, we’ll never lose the belly fat… period! While we want these exercises to be fairly intense, we don’t want them to be so strenuous that we won’t want to perform them daily.

I’m going to present two different types of exercise programs here that will target the belly fat. The method you choose is entirely up to you. Even though these routines are entirely different, they will both help you to get rid of that belly! So, there’s no need to be concerned that one set of exercises is better than the other. Whichever method you choose, be consistent and above all, persistent. You will win!

Here’s what you are trying to do with either of these exercise programs. There are two parts, regardless the program you select; (1) getting the metabolism going, and (2) burning off the fat. To start burning off the stubborn belly fat you need to first get your metabolism going by fairly intense, yet short, exercise routines. Second, you need to switch to a more steady state cardio routine. Neither of these by themselves will do the job but doing these in combination is a proven method for releasing the fatty acids and then burning them off.

Exercise Plan #1:

Weight Lifting

If you have access to weights, then this is the program for you to follow. Some of you may be fortunate enough to have these at home or have access to weights (or resistance machines) through your local gym or health club. In either case, you’ll want to perform weight exercises on both the upper and lower body during the same session. No. You do not want to do a complete upper and lower body workout routine here. Stick to simple routines that attack the major muscle groups.

I typically do bench presses, overhead presses and maybe even a few overhead pulls. Then switch to your favorite leg routines. Press and curls work well for this. Don’t be a whimp about this. You may need to use more weight than your typical workout routine. The goal is to use as much weight as possible to achieve no more than 6-10 repetitions. You do not need to do multiple sets of these! If you do this correctly, only one set of each routine on both the upper and lower body will be more than enough to get your metabolism moving!

Cardio

Now that you’ve got your metabolism going, let’s get to the heart of the exercise program… burning off that stubborn fat! At this point, move into your favorite cardio routine. There are literally hundreds of these so I won’t go into discussions about these here.

A good cardio routine is one that elevates your heart rate (to a reasonable level) and one that you can sustain for 20 minutes. Step exercises, walking or even jazzercise will all work well for you. 20 minutes of these exercises, coupled with the exercise routine above, will burn major calories and the fat!

Exercise Plan #2: Without Using Weights

For many of us, using weights and resistance machines simply isn’t an option. Don’t be discouraged! This exercise plan will give you the same results.

Just as with the weight lifting exercise plan, we’ll need to exercise both the upper and lower body during the same session. To work your upper body, I’d suggest using a combination of dips and doorknob pull-ups.

Dips are nothing more than standing between two chairs with your hands on the back of the chairs. Slowly bend your knees and resist the downward motion with your arms. Push yourself back up to the standing position mainly using your arms (and upper body muscles). You may need to do a couple sets of these, 8-10 repetitions each. If you are extremely fit, you can do this exercise with your feet not touching the floor and supporting yourself (and dipping) with your arms only.

Doorknob pull-ups are easy to do but give great results! Stand facing the edge of the door. Grasp each of the doorknobs with your hands and place your feet on opposite sides of the door. Slowly lower your body until your arms are fully outstretched and your knees parallel to the floor. Pull yourself back into the standing position using your arms and back muscles as much as possible. Again, you may need to do a couple of sets of 8-10 repetitions.

Now, on to the lower body. I recommend two exercises here, deep knee bends and lunges.

To do the deep knee bends, stand with your hands on your hips and you feet a shoulder width apart. Slowly lower yourself until your upper legs are parallel to the floor. Press with your legs to return to the standing position. Be sure to keep your back straight and your chin up throughout this motion. Also, breath in on the way down and exhale as you return to the standing position.

Lunges are an excellent all around exercise! Start with your body erect, your feet together and your hands on your hips. Step forward with your right foot while keeping your left foot in place. Lower yourself until your left knee nearly touches the floor. Using only the strength of your right leg, push yourself up and backward into your original standing position. Repeat using the left leg.

(*Note: If you are new to lunges, you can perform this exercise by placing a chair on either side of you. Grasping the backs of the chairs will to help to stabilize yourself and you can then also use your arms with helping to return yourself to the standing position.)

Do two sets of 8-10 repetitions of both the deep knee bends and the lunges.

Cardio

(The cardio portion is exactly the same as outlined in Exercise Plan #1.)

There you have it! The best routines for ridding yourself of belly fat once and for all. Remember! You’ll need to be realistic about the amount of time it will take to get rid of the fat. The important point is to stick with the routine and be persistent. You can do it!

I’ve been asked many times about how often I should perform these exercises to get the best results. Here’s the mantra. “If you can do it 2 times a day, you should do it 2 times a day.”

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You are trying to figure out how to lose belly fat not to mention starting an exercise program to uncover that toned body you once had a few years back. Nonetheless you have absolutely no clue on what to do first or where to look for the best information. Getting started and finding the proper weight loss program is the challenging aspect.

You have most likely looked into or maybe even tried some of the other how to lose belly fat programs out there with negligible or perhaps no progress what so ever even though you feel that you’re executing the newest diet regime correctly. You don’t want a weight loss program that changes the way you live and forces you to eat boring cardboard like diet food.

When We Talk About How To Lose Belly Fat We Must Reduce This

There’s one very big reason, and it’s our biggest enemy with our fight against the bulge. What makes it so hard for us to lose belly fat and get rid of those excess pounds? You’ve heard it before folks…. It’s SUGAR. Yeah, sugar is the # 1 enemy of us not being able to lose weight and getting rid of belly fat. I bet that came as a surprise to all of you (not).

Now when we talk about sugar we don’t just mean sugar from candy treats, cinnamon buns, danish or other types of doughnuts, we mean sugar that comes from the carbs of pasta, white rice, brown breads, fruit juices, so called healthy breakfast cereals and other touted healthy low fat foods. Once these types of foods find their way to your stomach they get converted into glucose and that’s the sugar I’m referring to and when the trouble begins.

(Although, how to lose belly fat and excess weight means you should reduce or eliminate as much sugar from candy and sodas as as well.)

The Role Our Liver Plays On Losing Fat

The liver is the largest organ within our body and plays a very important role in our metabolism as well as other significant functions including glycogen storage and hormone production. Our blood sugar is affected by the foods we eat and after eating all those so called healthy and balanced carbs we get a spike in our blood glucose levels and when those levels are maintained for any length of time the hormone insulin is released in an effort to lower your blood sugar levels. When this occurs your body is basically instructed to store unwanted fat.

Insulin which is very crucial in controlling carbohydrate and fat metabolism in our bodies is produced in the pancreas (in the islets of Langerhans). So, after eating those high GI (Glycemic Index) carbs we get a rapid increase in our blood sugar, then a spike in our insulin in it’s effort to lower our blood sugar levels, then a few hours later when our blood sugar levels have dropped we are once again hungry and begin the roller coaster ride all over again as we reach for that bran muffin to satisfy our belly.

All foods have a Glycemic Index (GI) rating and depending upon the type of carbs we eat our blood sugar (glucose) levels will rise rapidly or slowly. Preventing rapid swings up and down in your blood glucose levels by eating low GI foods will help improve your energy and your bodies ability to get rid fat and lose weight.

OK… Now What? How To Lose Belly Fat With The Right Foods

So, after saying all that what do we eat? We need insulin to control our blood sugar we just need to control it better by consuming better quality foods with a low GI rating if we want to learn how to lose belly fat and get rid of excess weight. Now we know that all carbs are not the same and some are better for us than others. As I mentioned earlier some carbohydrate foods will raise your blood sugar quickly ( due to their high GI rating) and those are the ones we need to limit if not, avoid altogether. We need carbohydrates in order to function but we must try to avoid the High GI foods that spike our insulin and put us in that fat storing stage such as white and brown breads, pasta, fruit juices, instant oatmeal and many others.

Increase your Metabolism With The Right Foods…Burn More Belly Fat

So, how do we increase our metabolism and shed belly fat with the foods we eat? Many of you including myself enjoy breads, but we should eat ones made from rice, spelt, whole grain buckwheat and ground flax, or breads made from sprouted grains all of which taste great. If you are a rice fan use millet or quinoa instead of white or brown rice. Potatoes you say? Sweet potatoes like yams are great just add a dab of butter, a touch of cinnamon and you have a fantastic tasting side dish with all the benefits of fat burning. Vegetables and fruits… you bet, and they are great for keeping your body in that fat burning stage. Can you say “lose belly fat ” BURN BABY BURN!! Yeah, that’s what I’m talking about! That’s how to lose belly fat fast, and the right way.

And then there’s good fats versus bad fats, which is another topic altogether. And processed foods, again another topic, suffice to say avoid them at all possible times as they are full of sugar and chemicals. Please feel free to browse other articles on my site to learn more ways on how to lose belly fat.

Eat well and be fit for life,

Jan

Tags: how to lose belly fat, lose belly fat

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Statistics demonstrated that in 1999 an astonishing 108 million Americans were overweight or obese and would improve their health if they were to shed belly fat . If this obesity trend continues, by the year 2020 the number of overweight men and women will reach epidemic levels. By making folks conscious with the health dangers related to being overweight, this epidemic may possibly be preventable.

The health risks linked to being overweight and having excess belly fat consist of:

1. heart disease
2. stroke
3. diabetes
4. cancer
5. arthritis
6. high blood pressure

Shedding unnecessary body weight and getting rid of belly fat can help to decrease your risk of these kinds of illnesses. Rapid weight loss using the well-known “get thin quick” techniques won’t result in long-term fat reduction. Individuals who have attempted diets which contain dietary beverages, meals, supplements or perhaps pills will tell you they don’t work and the final results are only temporary. Long-term benefits are attained by selecting a wholesome weight loss approach to shed belly fat. Listed below are a few healthy suggestions for getting rid of belly fat and to help lose those extra pounds for life:

How To Shed Belly Fat With These 8 Suggestions

1. Don’t starve yourself.

The best and healthiest method to lose excess weight and shed belly fat is not to diet. Missing meals is just not the proper method to get rid of undesirable belly, buttock or thigh fat. This diet method will not achieve long-term benefits. Our bodies require food to provide us with the vitality needed for every day living. When meals are skipped, the body employs stored calories to generate the required energy as opposed to burning the calories it would have from the missed meal. Deciding to miss breakfast or lunch and just consuming one large meal per day will only contribute to further weight gain especially in problem areas such as the stomach, thighs and buttocks.

We’ve all heard that “breakfast is the most essential meal of the day.” Having a nutritious breakfast gets your metabolism going and allows you to shed belly fat all day long.

3. Eat a smaller amount , eat more frequently and make wholesome meal options.

Instead of consuming three large meals every day, consume five smaller meals a day. Eating smaller frequent meals will prevent consuming too much and help to keep your metabolism stimulated, which will help to burn calories and shed belly fat a lot more quickly.

4. Defining a weight loss target will help you to shed belly fat.

It really is essential to set realistic goals and remember that long-term results come from a wholesome weight loss strategy. Commit to your objective and to eating healthy every single day so you can enjoy far better health for life. I know, some days just won’t work but if you don’t have an objective you can’t commit to anything.

5. Keep hydrated by drinking water.

Our bodies need water for appropriate hydration and health as well as to lose excess fat.

6. Eat much less sugar.

Sugar-based foods including candy, cookies, and pop ought to be occasional treats only. Have much more fruits and vegetables. Select lean meats and foods rich in protein. Carbohydrates like bread, rice and pasta really should be eaten in moderation.

7. Reduce fat consumption.

Eat healthier fats like extra virgin olive oil, canola oil and peanuts. The Omega-3 fat found in fish for instance mackerel, salmon or tuna assists to promote beneficial “heart” health.

8. Get regular exercise.

Regular physical exercise will help to shed that excess fat, increase your energy level and make you feel far better. As opposed to parking close to the shopping mall door, park further away and walk. As an alternative to using the escalator, walk up the stairs. Join a local gym, take an exercise class or take a stroll around the block after dinner. Try to involve some type of exercise every day ( even if it’s just taking the stairs) as part of your healthy weight loss plan.

Regardless of whether you’ve got 5 pounds or 50 pounds to shed, go slow and lose that excess fat for good. Commit to a lifestyle change to eat healthy, exercise, get sufficient sleep and drink plenty of water. These things combined will all boost your chances of obtaining your weight loss goals, getting rid of belly fat and becoming a much healthier you.

Check out these great weight loss and muscle building programs that will help you shed belly fat fast.

Eat well, exercise properly and you will shed belly fat.

Jan

Tags: shed belly fat fast, belly fat fast, shed belly fat

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Of the best weight loss programs out there, one of my personal favorites is Mike Geary’s The Truth about Six Pack Abs . Mike is a Certified Nutrition Specialist and a Certified Personal Trainer specializing in body fat reduction strategies and functional strength and power training. Some of Mike’s strategies deal with nutrition aspects and others deal with training techniques, but what impressed me was that Mike has put together one of the most comprehensive resources for dealing with all of the aspects necessary to finally get rid of that ugly belly fat for good. Discover the best way to get rid of belly fat by checking out Geary’s Truth About Abs.

Click Here For My Review or click on the banner below to go to the official website of Truth About Abs.

My second personal favorite program on how to lose belly fat is “Turbulence Training For Fat Loss” by Craig Ballantyne, CSCS, MS, and Author. Turbulence Training promises fast fat loss results for men and women who don’t have a lot of time for exercise. This is a bold promise, and the workouts promise maximum results in only three workouts per week. Learn quick ways to burn belly fat with Craig’s Turbulence Training Program.

Click Here For My Review or click on the banner below to go to the official website of Turbulence Training.

This is my newest review and recommendation

“Burn the Fat, Feed the Muscle” (BFFM) is a 340 page fat burning success manual in e-book format, jam-packed cover to cover with all the fat loss methods previously known by only by an elite group of top fitness models and bodybuilders.

If you’ve ever cursed those “genetic freaks” who seem to eat whatever they want and never gain an ounce…while you do everything right and still struggle to get rid of the fat around your belly, hips, neck, or thighs… then you’re about to discover their *dirty little secret.*

And the amazing part is… those “metabolic lottery winners” often don’t even know what they’re doing right to stay so thin.

But, fitness expert, Tom Venuto, has figured out a way you can kick your metabolism into high-gear and burn fat like a natural
athlete…no matter where you are starting from right now.

All around the world, thousands of people are calling Burn The Fat their “Fat Loss Bible” because in one place, you now have all the information you’ll ever need to help you melt away body fat permanently without losing muscle and without using risky and dangerous drugs or expensive and unnecessary supplements.

Click Here For My Review or click on the banner below to go to the official website of Burn The Fat, Feed The Muscle.

These are 3 of the best weight loss programs I have found on the fastest and easiest ways to get rid of excess weight and ugly stomach fat on the market.

I’ve done the research so check out these great programs that absolutely “kick butt” at getting rid of that excess belly fat and teaching nutritional strategies that really work! Any one of these 3 programs are perfect for anybody who is short on time and is looking for the fastest way to lose belly fat and get back into shape.

Eat well and be fit for life,

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The major attributes of weight training consist of becoming leaner, fitter and looking more youthful as one becomes older. Improved metabolism and weight management, decreased tension and depression, protection against the onset of diseases like arthritis, osteoporosis, diabetes, hypertension and high cholesterol.

Numerous individuals have the concept that weight lifting should only be for athletes, or for those who wish to look great at the beach. So what happens to those who wish to lift a 25 pound bag of pet food or the grandparent who wants to be capable of carrying his or her grandchild?

Common Myths Of Weight Training

Amongst the greatest common myths of weight training is the concern about bulking up or getting big, masculine-looking muscles. Muscles do not just happen. It is incredibly tough for guys who want to build large muscles to do so, let alone for ladies who have 1/10th the testosterone of a man. If, simply by working out hard, a woman builds up some muscle size, it’s going to be minimal and often will enhance her figure. Ones amount of testosterone, body/muscle type and hard work at the fitness center is the only way muscle may be increased.

Why Weight Training?

Weight training workouts isn’t necessarily about the outcomes which you see in the mirror. Muscles help support the skeletal system, shield body organs, move the body, assist to keep balance and help regulate your metabolic rate which will help you burn fat as well. The stronger the muscle groups the better the body performs. Muscular strength is vital for the body from appearance to function. Resistance training is seriously pertaining to training hard, building strength and improving the body’s structural stability.

Weight Training Strategy

One of the keys to becoming more muscular is intensity and quality, not quantity. One’s strategy is always to break down the muscle tissue so they can rebuild. Whenever muscle rebuilds, it results in being more powerful and harder. Resting the muscles for 24 – 48 hours following a good work out is essential for the rebuilding process. Consuming protein inside one hour after working out stands out as the building block to muscle repair.

Be cautious that safe practices is utilized in weight training exercise so injury doesn’t occur. Commence gradually, however, with advancement. Good form and technique is crucial for safety as well.

Too many people today continue to be caught up in a decreased amount of resistance even though they could be lifting heavier weight and experiencing more rewards. A great question for a person to pose is, “Is it possible for me raise extra weight, and could I have accomplished it with perfect technique?” On a scale of one to ten, a novice really should be at a five. A veteran weight lifter ought to be able to accomplish an eight and occasionally a ten. A ten would be to failure. You can’t obtain failure on each and every workout, but one should try to be comfortable in reaching a level ten. Don’t compromise form.

Weak efforts create minimal results, however challenging, progressive resistance training workouts boost strength.

Always check with your doctor prior to working out or commencing any weight training.

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Do not underestimate the consequences of low calorie diet and the effects it will have on your overall well-being. When you restrict your caloric intake so it is very low, many changes take place within your body such as being thrown into starvation mode. Unless you are stranded on a deserted island with limited food, you do not want to put your body into a starvation diet just to lose weight or get rid of that ugly belly fat.

Being on very low calorie diet where you are reducing your food intake to almost (and in some cases) starvation mode, your body can start to get it’s energy not only from excess fat stores but also from your muscles as well as your internal organs.

A Low Calorie Diet Will Slow Your Metabolic Rate

By severely reducing your caloric intake you can cause your metabolism to slowdown by 20-30% and as much as 45%! That explains why you can eat less and still not loss any weight. Your metabolic rate has slowed down because you aren’t eating enough while on a very low calorie diet. The thyroid gland helps regulate your basal metabolic rate ,(how fast you burn calories while at rest) and when you reduce your calories the active thyroid hormone (T3) is also reduced, thereby burning fewer calories as well.

Muscle Loss With A Very Low Calorie Diet

If your body goes into starvation mode on a very restricted low calorie diet it will look for ways to conserve energy. One way it does this is to convert lean tissue into energy. Muscle tissue is easily converted into energy by the body when in a starvation mode, so by going on a very low calorie diet you can also lose muscle. Muscle burns calories, so muscle loss is not acceptable. It’s a vicious cycle.

Weight Gain After A Low Calorie Diet

The frustrations of being on a low calorie diet are numerous. You hit that plateau where you just can’t seem to lose any more weight, so you cut back even more on your food intake, you are always hungry, you have a lack of energy, your metabolism, it seems has come to a screeching halt and still, your not losing any weight. So what do we do? We start to eat normally again and the weight comes flying back on so fast it makes our heads spin. Why??? Our slower metabolism is now geared for a lot less calories, so weight gain is almost enevitable. This is a yo-yo diet and is very unhealthy. The more yo-yo dieting we do the less efficient our metabolism becomes and the easier it is to gain weight.

Tom Venuto author of Burn The Fat Feed The Muscle shows you how to avoid these pitfalls and explains in black and white what you need to do in order to lose weight, gain muscle and be fit for life.

Anyone looking for a quick fix solution to fat loss, anyone looking to be told fairy-tales, and anyone looking for a “magic bullet” offered by the likes of body wraps, fat burning pills, diet shakes, or “fat-burning” creams and gels might be best advised to steer clear of Burn the Fat.

On the other hand, anyone tired of “spinning their wheels” going nowhere, who wants the truth about fat loss and who is ready and willing to put in the hard work and discipline and make the lifestyle changes necessary to get a fat free body, will find Burn The Fat to be one of the best investments they ever made in their lives. And whatever you do, avoid a low calorie diet.

Eat well and be fit for life,

=======================================

Well, consider some of the following reasons below as to why you should include physical exercise as part of your regular routine.

Americans spend more than $600 billion dollars per year for health care. That equals almost $3,000 for every single person in the whole population of the country. Sadly, this financial commitment has shown no signs of any decrease, nor has it produced fully acceptable results with regard to treating a wide variety of chronic health problems. Attempts have been made to identify the factors which have been major contributions to the epidemic of medical problems in our society today and a number of probable reasons for why so many people are so seemingly unhealthy have been named as; poor eating habits, a sedentary lifestyle, stress, poor health habits (i.e. smoking).

At the same time, studies have been done to see what, if anything can be done to lower either the number or the severity of the medical problems affecting the public. These studies have shown some convincing evidence that exercise has substantial medical benefits for people of all ages. Two of the most publicized efforts to investigate the possible link between physical exercise and disease were longitudinal studies, each of which used more than 10,000 subjects.

Some years ago, in a study of 17,000 Harvard graduates, Ralph Paffenbarger, M.D., found that men who expended 300 calories per day, the equivalent of walking briskly for 45 minutes, reduced their death rates from all causes by 28% and lived an average of two years longer than their sedentary former classmates.

A more recent study conducted by Steven Blair, P.E.D., of the Institute of Aerobics Research in Dallas documented the fact that a relatively moderate amount of exercise has a significant effect on the mortality rate of both men and women. The data was adjusted for age differences between subjects in an eight year study of 13,344 individuals and the conclusion was that the higher the fitness level, the lower the death rate. An analysis of the data yielded by both studies suggests one conclusion…physical exercise is medicine!

Regular Physical Exercise And The Role It Plays

Accepting the idea that regular exercise can play an important role in reducing your risk of incurring a medical problem and reducing your overall health care costs is a critical step. While listing all of the medical problems and conditions that can be at least partially treated and controlled by exercise would be very extensive, here are a few of the most significant health concerns and the manner in which physical exercise is thought to help in each case.

Allergies: physicalexercise is one of the body’s most efficient ways to control nasal congestion. Angina: regular aerobic exercise dilates vessels, increasing blood flow, thereby improving your body’s ability to extract oxygen from the bloodstream.

(weight loss exercise class from ninahale)

Anxiety: exercise triggers the release of mood-altering chemicals in the brain. Arthritis: by making the skeletal joints move, exercise induces the manufacture of synovial fluid and helps to distribute it over the cartilage and to force it to circulate throughout the joint space.

Back pain: physical exercise helps to strengthen the abdominal muscles and the lower back muscles.

Cholesterol: physicalexercise will raise your HDL (the good cholesterol) in the blood and lower your LDL levels, the bad cholesterol.

Diabetes: exercise helps lower excess blood sugar levels and improves your circulation . Heart disease: exercise, by lowering your body fat, lowering your LDL levels, decreasing your blood pressure, lowering your heart rate and increasing heart and lung efficiency, lowers your risk of heart problems.

Knee problems: physicalexercise helps strengthen the muscles, tendons and ligaments of the knee making it more able to withstand stress.

Menstrual problems and PMS: exercise helps to control the hormonal imbalances often associated with PMS by increasing the release of beta-endorphins.

Osteoporosis: physicalexercise promotes bone density, lowering the risk of suffering a bone fracture.

Overweight problems: physical exercise suppresses your appetite, increases your metabolic rate, burns belly fat and increases lean muscle mass.

So, are the benefits really worth the effort? Should you make exercise a part of your lifestyle? Absolutely! As you can see, in many ways, your life may depend on regular physical exercise.

=================================

Well, consider some of the following reasons below as to why you should include physical exercise as part of your regular routine.

Americans spend more than $600 billion dollars per year for health care. That equals almost $3,000 for every single person in the whole population of the country. Sadly, this financial commitment has shown no signs of any decrease, nor has it produced fully acceptable results with regard to treating a wide variety of chronic health problems. Attempts have been made to identify the factors which have been major contributions to the epidemic of medical problems in our society today and a number of probable reasons for why so many people are so seemingly unhealthy have been named as; poor eating habits, a sedentary lifestyle, stress, poor health habits (i.e. smoking).

At the same time, studies have been done to see what, if anything can be done to lower either the number or the severity of the medical problems affecting the public. These studies have shown some convincing evidence that exercise has substantial medical benefits for people of all ages. Two of the most publicized efforts to investigate the possible link between physical exercise and disease were longitudinal studies, each of which used more than 10,000 subjects.

Some years ago, in a study of 17,000 Harvard graduates, Ralph Paffenbarger, M.D., found that men who expended 300 calories per day, the equivalent of walking briskly for 45 minutes, reduced their death rates from all causes by 28% and lived an average of two years longer than their sedentary former classmates.

A more recent study conducted by Steven Blair, P.E.D., of the Institute of Aerobics Research in Dallas documented the fact that a relatively moderate amount of exercise has a significant effect on the mortality rate of both men and women. The data was adjusted for age differences between subjects in an eight year study of 13,344 individuals and the conclusion was that the higher the fitness level, the lower the death rate. An analysis of the data yielded by both studies suggests one conclusion…physical exercise is medicine!

Regular Physical Exercise And The Role It Plays

Accepting the idea that regular exercise can play an important role in reducing your risk of incurring a medical problem and reducing your overall health care costs is a critical step. While listing all of the medical problems and conditions that can be at least partially treated and controlled by exercise would be very extensive, here are a few of the most significant health concerns and the manner in which physical exercise is thought to help in each case.

Allergies: physicalexercise is one of the body’s most efficient ways to control nasal congestion. Angina: regular aerobic exercise dilates vessels, increasing blood flow, thereby improving your body’s ability to extract oxygen from the bloodstream.

(weight loss exercise class from ninahale)

Anxiety: exercise triggers the release of mood-altering chemicals in the brain. Arthritis: by making the skeletal joints move, exercise induces the manufacture of synovial fluid and helps to distribute it over the cartilage and to force it to circulate throughout the joint space.

Back pain: physical exercise helps to strengthen the abdominal muscles and the lower back muscles.

Cholesterol: physicalexercise will raise your HDL (the good cholesterol) in the blood and lower your LDL levels, the bad cholesterol.

Diabetes: exercise helps lower excess blood sugar levels and improves your circulation . Heart disease: exercise, by lowering your body fat, lowering your LDL levels, decreasing your blood pressure, lowering your heart rate and increasing heart and lung efficiency, lowers your risk of heart problems.

Knee problems: physicalexercise helps strengthen the muscles, tendons and ligaments of the knee making it more able to withstand stress.

Menstrual problems and PMS: exercise helps to control the hormonal imbalances often associated with PMS by increasing the release of beta-endorphins.

Osteoporosis: physicalexercise promotes bone density, lowering the risk of suffering a bone fracture.

Overweight problems: physical exercise suppresses your appetite, increases your metabolic rate, burns belly fat and increases lean muscle mass.

So, are the benefits really worth the effort? Should you make exercise a part of your lifestyle? Absolutely! As you can see, in many ways, your life may depend on regular physical exercise.

=============================

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Over the past eighteen months I’ve been on a quest to find a lifestyle that reduces my stress level and makes me feel good about the world around me – dreamy I know. I would like that elusive harmony to extend to my body – the belly fat part more than anything else. I want to look better as well as feel less stressed.

That’s also an important part of feeling healthily in control of life.

But back to the belly fat. It’s hard to accept that weight gain is inevitable, something that I can’t get control over – but plenty of people let the fat creep on. I’m no exception, even though I exercise all the time. Finally, though,I seem to be burning the belly fat, and fast.

In fact my search fr an effective diet has been going on for a decade and for five years of that time I had my own half acre organic garden. But growing food didn’t help me to eat less of it. By effective I don’t just mean weight reduction. I mean a diet that makes me feel good too.

Here are five things that are working:

#Gluten free

I’ve log know grains make me feel bloated and weighty. Now I’ve given them up and it has had a quick, beneficial impact.

Going gluten free has given me a really big boost at the start of my diet. Gluten-free foods often contain higher calorie starches than non-gluten free, so the logic here is a bit perverse.

However, as soon as I stopped eating gluten my digestive system began feeling a whole lot better. I was less bloated within two days and the difference in my shape gave a boost and a lot of determination.

When I think of belly fat I think of that bulging shape and remarkably a lot of it has gone.

As I said earlier I am gluten sensitive though not celiac. The effect of gluten can be that you get less nutrients from food. I believe my digestion is improving and am not craving more calories. I’m at least a thousand calories a day down on what I ate daily a month ago.

# Dairy free

It might sound strange or even faddish to throw dairy-free in there too but dairy contains casein, and casein behaves in much the same way as gluten. It has in the past been used as a glue. I can’t digest it. It makes me bloat out. It has gone the way of gluten, out of my diet for good. One effect of that is no chocolate, which used to be a big stand-by for me when I inevitably felt hungry soon after meals.

#More sour tastes

For years I’ve bee a fan of sour and bitter tastes When I used to write about food I often remarked on how the western diet and the way we cook predisposes us to sweet tastes – we tend to cook in ways that bring out the sweetness of foods. Well for centuries humans had to content themselves with the our tastes of fermented food like yoghurt, buttermilk, sauerkraut and pickles. And of course Asian cuisine often combines sweet with sour.

Even wine used to have a healthy sour zip to it – but few wineries will deliver that to your taste buds now.

Where I can I eat or drink sour or bitter just so that my taste buds don’t get fixated on sweet, so I try to drink bitter lemon, tonic, add tamarind to food, eat sauerkraut once a week and so on. Because I am dairy free I can’t eat yoghurts but I do intend moving back to a goat’s milk yoghurt after two months.

# The big meal at lunch

I’ve also taken to eating my largest meal at lunch time, giving me most of the day to digest it and burn it off. I don’t do dinner any more. I don’t to restaurants so much and, if I do, I prefer them at lunch. For dinner I snack lightly, which is helping me to sleep a little better. It also means I feel hungry quite often in the morning so I am tending to eat a bigger breakfast. Most of my eating is done by 2.00pm.

# No fruit juices

Finally I have given up on fruit juices, though I do take a smoothie here and there but only if it has stomach friendly ingredients like mango and ginger. I guess in the past I added three or hour hundred calories a day to my diet in orange juices and smoothies that are so convenient from the supermarket.

The way I look at it now is that I’m no longer pouring things into my stomach that I don’t digest well and fruit juices have no saliva down there with them – because I cannot chew a fruit juice.

That’s how I’ve started to get a grip of my belly fat problem. I have better posture, less bloating, and less fat. Though it’s a beginning. Only 5 kilos so far but in under three weeks.

What’s more, I’m beginning to feel in control of my body again, after a long time away from it. I’d be interested in your experiences and tips.

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Enter your name and email address to download The Fat Loss Factor

Being overweight can lead to obesity. Obesity is a physical condition which leads to many health complications like type-2 diabetes. As per a recent study, two third of the individuals will suffer from obesity. Obesity has the capability to increase the health issues or may also reduce the life of an individual. Obese individuals are pruned to various health complications like cardiac arrest, type-2 diabetes and also certain type of cancers. The rate of obesity has doubled during past years. There are many factors which are responsible for causing obesity.

This Article

Improved My Health
Changed My Life
Saved My Life
How Obesity Is Caused?
The Obesity is generally caused by,
• Excessive intake of food than the required
• No physical activity
• Genetic disorders
• Psychiatric illness
• Due to medication
• Slow metabolism

Excessive Intake of Food
An individual has excess weight due to his imbalance in metabolism. If he consumes more calorie food and spent less in burning them, the unspent calorie in the body accumulates and forms fat in the body. This type of lifestyle is degrading the health of an individual.

No Physical Activity
During olden days people used to have much physical activity as the technology was not like as these days. These days many people are leading a sedentary lifestyle, and with decline in consumption of fresh foods like fruits, vegetables and increase in the consumption of meat, soda.
No physical activity is being performed.

Genetic Disorders
Due to genes, the people can get obese and are also pruned to type-2 diabetes. This type of obesity is generally a hereditary one, which passes from previous generation to the offspring’s.

Psychiatric illness
People with depression tend to eat more, which makes them obese. The medication and slow metabolism can also make a person obese.

Effective Ways for Weight Loss
The Obesity can be treated by both the natural weight loss supplements and weight loss products available in the market.
• Natural Weight Loss Supplements
• Weight Loss Products

Natural Weight Loss Supplements:
The nature has gifted mankind with many naturally available weight loss supplements like hoodia, green tea, green mango etc. Using of these natural weight loss supplements can decrease the weight on a prolonged use. There are no side effects using these naturally available weight loss supplements. Hoodia is available in Kalahari Desert which is often used by the natives as an appetite suppressant. The main drawback of natural weight loss supplements is its prolonged usage. To obtain a best result, one has to use a longer period. Such kind of people who believe in fast results can opt to weight loss products available in market.

Weight Loss Products:
There are many weight loss products to choose around. They all claim to perform the task in their unique way. But knowing the right product which is suitable for your body to lose weight is an issue. This problem arises as every product created for weight loss isn’t equal. Every product has some unique qualities as a weight loss product. Some may burn fat, some may be appetite suppressants, some have stimulants, and some are carbohydrate blockers.

Always be alert on your weight. If you have gained weight, do not panic. The Obesity can be treated by both natural weight loss supplements andweight loss products available around. If any individual wants to have an effective way for weight loss, they can opt for the weight loss products available around them. Wise decision will be choosing the right product which suits them for shedding their weight.

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