credit repair

Princeville Credit Advocates is a credit repair, financial advocacy and debt negotiation organisation that exists to help people who have credit file listings such as payment default and court listings or outstanding debts that require settlement and finalisation so that they can move forward with their lives.

There are four types of credit file listings on a persons personal and commercial credit file that Princeville Credit Advocates is able to assist with.

1. Court Judgment listings that remain on a credit file for 5 years. Court judgment’s come about as a result of a creditor’s taking legal action against the person they believe owes them money. Princeville Credit Advocates can help negotiate reduced settlements and have matters discontinued so that the credit file listing is removed.

2. Writ listings that remain on a credit file for 5 years. A writ is usually issued prior to a judgment. However, they have the same implication when it comes to attempting to obtain finance – it is difficult, if not impossible. It requires rectification and settlement and Princeville Credit Advocates are able to advocate on your behalf during this process so that the credit file listing is removed.

3. Payment default listings that remain on a credit file for 5 years. Payment default listings can be put on your consumer or commercial credit file. They are placed by any company that subscribes to a credit reporting agency (CRA) like Veda Advantage and Dunn & Bradstreet. The types of companies are telecommunication, banking, finance, trade services and energy. These credit file listings are placed by creditors who have not been paid for a period of over 60 days, among other reasons. These credit file listings are not always placed correctly and Princeville Credit Advocates uses Australian credit laws to investigate this on behalf of their clients and may be able to have them removed.

4. Clearout listings that remain on a credit file for 7 years. Clearout’s are more significant than payment default listings because they remain on a person’s credit file for an additional 2 years and that indicates to a potential credit provider that fraudulent activity has been undertaken. However, often credit providers list a clearout solely on the basis that someone has moved home. If you have this type of credit file listing and you have not undertaken fraudulent activity then Princeville Credit Advocates can investigate this type of listing on your behalf and may be able to get it removed from your credit file.

Considering the current economic climate it is difficult for anyone with any of the above credit file listings to obtain finance in any way, shape or form from finance providers. Princeville Credit Advocates’ sole purpose is to have these credit file listing’s removed from our clients credit files. Where relevant we use debt negotiation techniques, the law and industry Ombudsman to ensure we get the best results possible for our clients.

Start solving your debt and credit problems today by contacting Princeville on 0416 124 332 or via the Princeville Credit Advocates website.
NB: If you are unsure as to whether or not you have any of the above credit file listings we encourage you to get in touch with them and they can obtain a copy of your Veda Advantage credit file for you at a cost of $39.99 per credit file or you can contact Veda Advantage directly at http://www.mycreditfile.com.au/ or by calling 1300 762 207.

Credit file listings may also be placed with Dunn & Bradstreet and we are able to obtain a copy of a Dunn & Bradstreet credit file for you at a cost of $39.99 or you can contact Dunn & Bradstreet directly at
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Help With Debt Problems is Closer Than You Think
Do you need help with debt problems? Have you overcommitted yourself financially and feel like you are drowning in debt? Do you need help negotiating the debts that you have? Have you been overcommitted by a bank and are struggling to maintain adequate payment each month? Have you maxed out your credit cards and are struggling to make repayments? Do you want to cancel your credit card and pay it out? Have you attempted to get a credit card, home loan, car loan, rental account, phone or electricity account and been refused? Have you had a judgment entered against you at court and need help to finalise the matter? Are you suffering from illness as a result of having too much debt and not knowing what to do about it? Help with debt problems is closer than you think.

If the answer to any of the above questions is “yes”, you are not alone and you are not beyond help! Princeville Credit Advocates recognises that life changes can significantly impact your ability to keep up with your monthly repayments. They understand that people lose their jobs, get ill or have to look after people who are ill, get divorced, increase their family size, travel overseas, move and lose track of which creditors they have kept informed of their movements, want to buy houses, are involved in car accidents, trust people with their finances that shouldn’t be trusted among many other things.

They recognise that these kind of activities make life what life is – a journey, ever changing. They do not believe in holding people to ransom because of difficult times in the past. Creditors do not see it this way, often placing information on your credit file that is open to future creditors to see for up to 7 years. Princeville Credit Advocates was created to advocate on behalf of people who are being held to ransom by previous creditors, who need help with debt problems and do not know who to turn to who can help them move forward with their lives.

If you need help with debt problems, if you are experiencing financial difficulty (or have in the past) Princeville Credit Advocates can help you to do the following:

– Negotiate with your creditors payment plans or reduced settlement offers to finalise your accounts

– Negotiate with your creditors ways to avoid you getting a payment default, clearout, judgment or writ on your credit file

– Investigate and negotiate with creditors who have placed payment default or clearout’s on your credit file

– Negotiate and finalise judgment’s or writs entered at court

The longer these matters are left, the longer you will have to wait to stop renting and buy that new house or car, to change telephone or energy providers, to travel overseas, to realise your dreams of financial freedom, to feel better about life or to enter into a rental arrangement or lease.

So if you need help with debt problems give Princeville Credit Advocates a call today on 0416 124 332 or via the Princeville Website and start to move forward with your life today!!
Help With Debt Problems – Contents
1. Debt Problems Advice

2. Solve Debt Problems

3. Problems With Debt

4. Credit Card Debt Solutions

5. Debt Relief Companies

6. Correcting Your Debt Problem

7. Debt Negotiation Companies

8. Debt Relief Programs
A good debt relief program negotiated by a reputable financial credit advocate can be a much better alternative to debt consolidation or bankruptcy.

9. Debt Elimination Program
A good debt elimination program can revive a credit rating and give you a new lease on life.

10. Settling Credit Card Debt
Are you drowning in credit card debt and need urgent help? Here are some effective alternatives if you need help with this kind of debt problem.

11. Debt Free Solutions
If you really want to become debt free, here are some solutions

12. Solving Personal Debt Problems
Here are the steps you should take if you have a bad credit rating and want help to clean it up.

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Why Not Go Bankrupt?

The social pages are full of them, the marinas are full of their yachts. These are the famous bankrupts, the people who give bankruptcy a bad name, the people who cost lots of people lots of money, perhaps their life savings. Yet somehow there they are, in the big car, on the big yacht, in the big waterfront house. Makes you wonder why everybody doesn’t do it …

Well, there are a lot of good reasons not to go bankrupt. If you have been tempted on occasion by the sight of some famous bastard who cost a lot of hard-working people a lot of money, don’t make the mistake of thinking that the laidback lifestyle the famous bankrupt enjoys is something you might have to look forward to if you just stop trying to pay the bills.

The famous bankrupt is usually some kind of criminal who was planning on ending up bankrupt from the day they started. They have taken care to surround themselves with people, often their family, who also grew rich off their illegitimate endeavours and they have long-established legal facilities – trust funds, secret bank accounts – in which they stowed cash.

If you are just like everybody else – struggling to make a living for yourself and your family – and you start to experience some financial difficulty, you would want to think very long and hard before you started to seriously contemplate throwing in your cards and taking the penalty option. Bankruptcy is not an event that you will walk away from easily or soon.

We now live in an age of indelible personal history. If you make the decision to enter into a voluntary bankruptcy, it will certainly be a relief from the daily pressure you might be under at that moment from the telephone calls and letters of demand, but it will be something that will stay with you for the rest of your life. How much thought would you give to a tattoo?

Okay, so you are in financial trouble. If you aren’t going to roll over and go bankrupt, what is the alternative? The alternative is to reach out to your creditors and talk to them, demonstrate to them … a) that you are a reasonable human being who is trying hard to do the right thing; and b) that unless they are reasonable and negotiate with you, they are likely to get nothing.

Chances are that the people or companies (banks are just companies, remember) you owe money are in the business of extending loans and then getting paid back with interest. They aren’t embarrassed to talk about your financial situation, that’s all they do all day with any of the people they are dealing with, one way or another. They are interested in a result.

You, on the other hand, might be very embarrassed to have to explain to people why you can’t keep your financial promises. That’s were Princeville Credit Advocates come in. You don’t have to explain to them how you got INTO your current situation, they are only going to talk to you about how you can get OUT OF your predicament. They do it all the time too.

The big reason to think twice before opting for bankruptcy is that there are now more ways to avoid it than ever before. The companies you owe money realise it is in their interest to work with you to help you. If you let other people help you now to sort out your current mess and make a plan for the future, then you are that much more likely to have a future to plan.

Don’t delay in having your credit repair in Australia taken care of.
Contact Princeville Credit Advocates today on 0416 124 332 or via the Princeville Website to begin the process.
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Have you been refused credit? Stop applying now and get a copy of your credit file to see why you have been refused. Do not continue to apply for credit until you have had your credit file repaired as additional applications will indicate to a potential credit provider that you have been refused credit in the past. This will reduce your overall credit score and your attractiveness to future credit providers.

Applying for credit too often and being declined can increase your chances of being refused credit in the future. Why? Because each time you apply for credit your credit file is accessed and searched, the organisation that is making the decision on whether or not to grant you credit will record that they have accessed your credit file. A typical entry will include the name of the company that accessed your credit file, what type of account you are applying to them for (a credit card, real estate mortgage, telecommunication account etc) and the amount of credit you have applied to them for ($3,000, $500,000 etc).

Each time a search is made the search is recorded, regardless of whether or not you were approved for that credit or not. Often this can demonstrate that you have been refused credit in the past on numerous occasions. Especially if there are a number of credit listings made by similar organisations for the same type of credit for roughly the same amount. This information will be available to every credit provider and will reduce your attractiveness as an account holder.

You can lower your credit score without even knowing. So, if you are refused credit. Stop, get a copy of your credit file from Veda Advantage and Dunn & Bradstreet*, and start getting it repaired! Your credit file is easily accessible by anyone that you will ever want to get credit from and it can stay the same for up to 7 years. If there are any payment default, judgment or writ listings on your credit file contact Princeville Credit Advocates on 0416 124 332 or via our website www.princevilleprop.com and we can send a copy of our application form to you to fill out and start the credit repair process so that you won’t be refused credit again. These listings can come about for a range of reasons;

– unpaid bills that remain unpaid for 60 days or more,

– moving address without informing the service provider,

– you receive notification that you have money owing but ignore the notices,

– you are experiencing financial hardship and are struggling to make ends meet, let alone pay off your credit card,

– a creditor asks you to call back to tell them when you will be able to pay and what you will be able to pay towards your overdue account and you don’t call back

– a creditor threatens legal action and you don’t do anything about it

– disputes over an account that go on too long and without resolution

Listings will remain on your credit file for at least five years and up to a maximum of 7 if it is a clearout or serious credit infringement listing.

Don’t look down the barrel of 7 years of refused credit.
Contact Princeville Credit Advocates today on 0416 124 332 or via our website www.princevilleprop.com to get on your way to credit approval and financial freedom.
* Princeville Credit Advocates can obtain a copy for you at a cost of $39.95 per credit file OR Veda Advantage Credit Files can be obtained from Veda Advantage by going to http://www.mycreditfile.com.au/ or calling 1300 762 207 and Dunn & Bradstreet Credit Files by going to https://www.dnbcreditreport.com.au/ or calling 13 23 33.

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Tips About How To Fix Your Credit
Call your credit card companies and request that they lower your limit on your cards. Not only will this stop you from overspending, it will indicate responsible behavior to a credit card company, and may enable you to get future credit.

TIP! The first step to credit repair is making the minimum monthly payments on your credit cards. Any late payments get reported to credit bureaus and it shows up as negative on your report.
You might feel like you are being taken advantage of it you have bad credit. It can be hard to move on with life when a negative credit score is always following you throughout your endeavors. Fortunately for you, bad credit is not something you have to live with. Here are some effective steps you can take to remedy the situation.

Try to keep a balance of less than 50% of your available credit on all of your cards. Once your balance reaches 50%, your rating starts to really dip. At that point, it is ideal to pay off your cards altogether, but if not, try to spread out the debt.

TIP! Each time you get a new credit card can negatively effect your credit score. When you are at the checkout, resist the urge to open a new store credit card.
In order to fix your credit, create a plan to begin eliminating your debt. Existing debt lowers an individual’s credit rating and can be bad to have. Determine your budget and focus on reducing your debt as quickly as possible. Your credit score will rise significantly if you can make yourself debt-free.

Don’t fall prey to law offices that promise you instant credit fixes. Predatory lawyers have begun to prey on people with credit problems; they charge outrageous fees to repair credit. Before you give a lawyer any money or any personal information, make sure to do a thorough check on them and their practice to make sure they are legitimate.

TIP! You can get a house mortgaged at the snap of a finger if you have a high credit score. Paying mortgage notes on time will keep your credit scores high.
The first step to credit improvement is making the minimum monthly payments on your credit cards. Every late payment you make goes on your credit report, affecting it in a negative manner. By at least meeting your minimum obligation, the bill doesn’t get reported and your credit doesn’t suffer.

You should get all terms and conditions in writing if you choose to deal with a creditor. You want documentation to back yourself up so there will be no problems in the future, and if the company owner changes you will have more of a chance of keeping your plan. Once you make the final payment, get a statement that verifies that the debt has been satisfied and send it to the various credit reporting agencies.

TIP! When trying to repair your credit report, consolidating your debts with a program tailored for you might be a good place to start. It is easier to form a budget and track expenses when you only have one payment to make.

Don’t attempt to fix your credit in a way that will result in you breaking any laws. There are schemes online that will show you how to establish an additional credit file. Doing this is illegal, and you will be caught. The end result of getting caught during the crime could be expensive legal fees and a possibility of time behind bars.

If you are having problems retaining control of your charge habits, close all old accounts except for one. Then, try to arrange payments or transfer your balances to the one account you left open. This way you can work on paying one credit card balance off, instead of a bunch of smaller ones.

Credit Score
To help repair your credit, an important thing to keep in mind is to keep the balance on your credit card low. You can still hurt your credit score by keeping the balance on your card only slightly less than your limit, even if you always pay on time.

TIP! If you want better credit, create a plan to pay your debt down. Not only are debts a hassle, but they can affect your credit score.

Your low credit score will cut your interest rates. Lower interest rates will reduce the amount of your monthly payment, and can also make it easier to repay your debt faster. Quickly paying off your debts is a good way to improve your credit score. This will give you access to more competitive rates in the future.

Your credit report depends greatly on whether or not you make timely bill payments. Setting up payment reminders is a great way to help you make your payments on time. There are many ways to remind yourself of impending due dates for your bills. You may be able to get text or email reminders from your creditor. You could also simply set up your own reminder on a digital calender.

TIP! The higher your credit score, the lower the interest rate that you can obtain will be. Lower interest rates make it much easier and quicker to pay off balances.
Try to negotiate with your creditors about the amount of interest you’ll pay on an old debt. There are legal limits set in place to control the amount of interest a creditor is allowed to charge you, plus your original debt is all the credit card company paid when you made the purchase. On the other hand, you’re likely bound by a contractual agreement to pay any interest charged by lenders. Should you sue any creditors, it is important to push the fact that the interest rates are outrageously high.

Don’t sign a debt settlement contract until you know what impact it is going to have on your credit score. Certain methods of settling your debts have less detrimental effects on your credit history. Some are out there just to take your money; they don’t care about your rating.

TIP! If you find inaccuracies on your credit report, make sure to dispute them. Write a dispute letter to any agencies with recorded errors, and include supporting documents.

Wipe out your debt. The first thing a creditor will consider is how much you owe to how much you make. If your debt-to-income ratio is too high, then your credit score will suffer. Stick to your payment plan and pay off the loan gradually, since most don’t have the resources to pay in full immediately.

Look over your credit report very carefully, looking for errors and discrepancies. Sometimes errors occur because of a mistake, or there could have been an error in the creation of your file. If you notice any errors, file a credit dispute. Although it takes some time, it will remove the discrepancies if they’re proven to be invalid.

TIP! Pay your bill early or on time each month to ensure that your credit score stays good. Late payments affect your credit report.

Put your credit cards on lock down and don’t use them at all, if possible. Try to use cash when purchasing. If you must use your credit card, pay it back in full.

Pay down your debt now. Creditors compare the proportion of your debt to your total income. If your debt exceeds your assets and income, then most creditors will view you as being too high a risk. The majority of people will not be able to pay off debt in one swoop. Write regular payments into your budget until you can get it taken care of.

Credit Score
While it can be hard to just let the negative reports go, the statement will not be considered when lenders look at your credit history. It is possible that this can be detrimental by drawing closer scrutiny to your report.

TIP! Maintain an active bank account, both savings and checking, to begin credit repair. Having current accounts will show creditors that you can handle your personal finances on a basic level, in addition to demonstrating income.

When you have a good credit rating, you will be able to easily get a mortgage loan. If you wish to have an even higher credit score, make sure that you pay your house mortgage off on time. Home ownership also means you have assets that you can rely on to increase your credit score. If the need arrives to obtain a loan for any reason, this will be a valuable asset for you.

In order to start repairing your credit, you need to start paying your bills. You can’t just pay whatever you want whenever you want. You need to pay your entire balance when it’s due. Your credit rating will quickly rise as you settle up your overdue bills.

TIP! When beginning your credit repair journey, remain wary of companies pledging to get negative credit report entries deleted, especially if those entries are accurate. Bad marks on your report will not go away for seven years.

Getting home financing is no small feat, especially if your credit score is less than perfect. There is, however, alternative types of funding available that are offered by the banks. FHA and USDA are two such agencies who offer finance to those with lower credit scores, sometimes with low down payment and closing cost clauses. FHA loans even apply for someone who doesn’t have closing costs or the funds that are needed for down payment.

Learn more about debt consolidation so that you can get help with your credit repair. Consolidating debt is often a great way to get all of your debt under control and repair your credit score. With a consolidation loan all accounts balances are combined resulting in one loan payment instead of several. Make sure you know the specific details of any consolidation plan you evaluate in order to determine if it is the best one for you.

TIP!

To accomplish getting a better rating on your credit, pay down the balances of your current accounts. Simply lowering the balances on your open credit accounts can give quite a boost to your credit scores. When balances reach anywhere from 20-100% of your available credit balances (in 20% intervals), the FICO system will make a note.

TIP!

You should examine any negative entries on your credit report thoroughly if you want to fix your credit problems. There may very likely be errors or mistakes that can be removed.

TIP!

A nasty credit crunch can generally be caused by lacking the funds to pay off multiple debts. You should spread out the money you do have to spend so that all of your creditors get a share. Even if you can only meet the minimum payment, you will avoid having the bill sent to collections.

TIP!

People with bad credit often feel as if there is no way out of their financial crisis. If you follow the tips offered in this article, you can start to feel differently about your credit life.

ABOUT THE AUTHOR:

Miriam is an Australian specialist consultant who provides credit repair information to people in debt and has assisted hundreds of people who need help with debt problems.

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3 Critical Tips When Looking For Bad-Credit Mortgage Loan Lenders

Keep an eye out for 3 critical factors when you’re shopping for bad credit mortgage lending companies. Unfortunately, there are a lot of predatory lenders who want to take advantage of people with bad credit. You need to be informed and watch out for red flags when shopping for a bad credit mortgage lender.

If you are aware and take time to notice detail, you’re well on your way. To find the perfect lender for your situation, follow these three critical tips:

1. Pick a Legitimate Lending Company

Nothing is as important as choosing an honest lender with integrity. Certain red flags should pop up at you right away if the lender is trying to scam you out of your money. Take note of a lender who pursues you too aggressively and tries to push loan services on you, especially if they first contacted you. If what they promise seems too good to be true, it probably is. Do your homework on potential lenders, researching the products they offer and verifying their good reputation.

2. Pay Attention to the Fine Print

Make sure that you are perfectly clear on the term and conditions of a lender before doing any business with them. Predatory lenders usually follow a similar pattern of offering mortgages with excessive interest rates, hidden fees, “balloon payments” due upon mortgage maturation, and a payment based on the home’s value rather than your income and what you can afford to pay. Predatory lenders set up schemes like this, hoping to profit from your failure to pay. Learning how predatory bad credit mortgage lenders work will enable you to stay away from them.

3. Keep Your Head

It’s easy to get emotional or carried away when you are trying to buy a house. But don’t let yourself get suckered into a loan that isn’t right for you, just because you want the house so badly. Use common sense, and be honest with yourself as you evaluate your own finances. The ultimately authority on how much you can afford to pay each month is you, not your lender. If you are too eager to buy a house, you could become a victim of a predatory lending scam. In your calculations of your income, allow for a substantial cushion of savings in case of emergency or personal crisis.

When you take the time and go the extra mile to do your homework on potential bad credit loan lenders, keep these 3 tips in mind and you should be able to find reputable bad credit mortgage lenders that work with you. It’s possible to achieve your dream of owning a home, even if your credit is poor. Just watch these 3 critical factors so you can make a good deal and enjoy your long-awaited home for year and years to come.

Tagged as: BadCredit, Critical, Lenders, Loan, Looking, Mortgage, Tips
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7 Tips to Repair Your Credit Score Fast

Do you think you need to repair your credit score fast? Does your credit report have some negatives on it? Do you have poor credit record? Have you ever made a lot of loan applications and missed some payments in the past? Then these tips on how to repair your credit score fast will show you how to deal with your problem permanently.

1. Correct Any Mistakes on Your Credit Report

One of the first things you should do if you want to repair your credit score fast is to correct any wrong info from your credit report.

Write to the credit bureau and request to correct the mistakes on your credit report. If in cases that they do not agree with you that it was a mistake, you can add a comment onto your credit report to explain. But, be sure to keep your comments neutral, and there is no accussation to anybody.

2. Create A Financial Plan

After taking care of any mistakes on your credit report, then you must start to manage your finances in a much better way. You should set a budget and stick to it. Only buy what is truly necessary for your needs.

3. Keep Your Credit Cards

If you want to to raise your credit score fast, you should maintain a good payment history on your credit cards. Use your credit cards only for necessary purchases.

About two to four credit cards is a good number to have. You will not be able to repair your credit score fast if you only have one credit card. Also, if you have more than four credit cards, you would have a bad credit report. Having too many cards with large balances on them would not help your credit score. You would probably be better off financially and for your credit score if you consolidate some of your debts into a lower interest loan. However, you should not really overdo it.

If you need to reduce your number of cards, drop the newest credit cards first. An older credit card will count for more points as you start to improve your credit score.

4. Always Send Payments on Time

Of all the ways to repair credits, it is very important to always pay on time. You should never miss a payment on any loan or bill that will show on your credit report. Even if a loan company or credit card company offers you a month or two grace periods as extension to make payments, it is better if you do not accept this offer. Missing the due date may still show as a missed payment on your credit report. So, it is better for you to make your payments on time, if you really want to repair your credits. Also, be sure that your payments are received on or before the due date.

5. Pay More Than The Minimum

When it is possible, send credit card payments that are more than the minimum amount due at any time that you can. It will help your credit rating, save you on interest, and would bring you closer to debt relief.

Take note not to max out your credit cards. Ensure that the balance amount is way below your credit limit. This will help improve your credit report.

6. Don’t Make Too Many Loan Applications

Applying for too many loan applications will quickly flag you as a possible bad payer, so do not ever do it. Also, do not switch credit cards several times to take advantage of offers, or get new loans to pay off old loans.

To consolidate all your debts, just do it once. If you are shopping around for the best terms, try not to give out your name and address.

7. Make That Phone Call

If you are in a situation where you will have a difficult time meeting the deadline for a payment, do make that phone call. It is much better for you to call them, than waiting for them to contact you. If you are going to miss payments, they might start with the collection agencies, and that is really the worst thing that can happen for your credit score.

Talk to them briefly and explain your situation truthfully. Be prepared to make them an offer and negotiate. Create a payment plan that is realistic for you. If they will offer you two payment-free months, say something like: “No thank you, I would prefer to keep paying a little each month”. This will help you avoid missed payments showing on your credit record and proves that you are really serious to have debt relief.

When you have a new payment plan worked out together with them, do try to ask them if they would agree to stop reporting on you, so that you have a chance to repair your credit score fast. Many companies will agree to this request, as long as you commit to send payments on time and not miss any payments on your new plan.

Once you follow these tips, you will be able to improve your credit score quick. It will also help you to manage your finances and achieve debt relief in the future.

American Credit Repair: Everything U Need to Know About Raising Your Credit Score (American Real Estate)The Definitive Guide to Raising Your Credit Score Whether you’re recovering from financial problems or need to pump up your…

American Credit Repair : Everything U Need to Know About Raising Your Credit ScoreThe Definitive Guide to Raising Your Credit Score Whether you’re recovering from financial problems or need to pump up your score …

Repair Your Credit YourselfCredit, Credit, Credit. This is a word that makes some us fret. We need loans to get out of debt, buy a house, car or pay for our …

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5 Simple Ways to Overcome Credit Problems

Believe it or not, people are paralyzed at the thought that our economy is a bit shaky. They look at all the credit problems that we are having, and they give up on fixing their own credit problems before they even start. However, it doesn’t have to be that way.

As bad as your credit problems are, they can be solved. All it takes is a few minutes a day and it can dramatically fix your credit problems and your credit scores in no time.

Here are 5 ways to cure your credit problems and move closer to the credit you truly deserve.

1. Create an action plan to eliminate your debt the smart way. If you are overcome by credit card debt, rest assured that you can join the ranks of thousands of others who are shedding their debt using a simple strategy.

First look at the balances of your credit cards and determine which on has the smallest balance. Your only job is to send the minimum payments on the larger balanced cards and focus any extra money on the credit card with the smallest balance.

Soon, you will eliminate the debt on that credit card and you are one step closer to being completely debt free. Now, focus on the next smallest balanced credit card and get rid of that. Be sure to focus the majority of your budget towards the one card while paying the minimum payments on the other cards until you eliminate all of them.

2. Leverage other people’s credit to get approved for your own. If your credit problem revolves around not getting approved, then ask your friends or family members to cosign for you while you establish your credit once again. The important thing is that you are on the loan too, otherwise it doesn’t help at all.

Using someone else’s credibility allows you to get the credit you need at that time, and helps you get better established to apply for your own credit within a short period of time.

3. Accept the higher than normal interest rate as a short term solution. If your problem is that you can only qualify for high rate credit, then accept it (as long as you can afford it) and make your payments on time with the expectation to refinance for better terms within 6 – 12 months.

This can be the step necessary to rebuild your credit and secure better financing over the long run. It’s like biting the bullet now to save yourself thousands of dollars over the next few years. Although you don’t solve your credit problem now, you will shortly by sacrificing a few months of having high rates.

4. Plan to wait for your next big purchase. It may be possible that you are looking to buy a house or car and your credit is not up to par. The best thing to do in this situation is to wait before you make the purchase. It may end up costing you a whole lot of money to make the purchase when you’re credit is damaged compared to waiting it out.

A good thing to do if this is your credit problem is to ask yourself, “how else can I solve this problem? ” If you need to buy a car, perhaps you can take the bus or find a ride to work. Perhaps you can find a used car for a couple hundred dollars just to get by until your credit is back in shape.

5. Look for creative ways to bring in extra cash in your home to get rid of debt. If you are facing issues like not being able to afford your debt, then you should look for ways to increase your income or cash flow. Some ideas include selling household items that you don’t really need or use on eBay or Craigslist. You’d be amazed by the items that people buy every day.

Another option is to start a small business in your home with something that you are already good at doing. Are you good at quilting, making jewelry, or installing stereo systems? There are people looking for those things all over the place. Making money from these things can supercharge your debt payment plan.

As you can see, with a little thought, creativity, and action, it is completely possible to eliminate your credit problems. You must create a plan of attack to eliminate your debt by starting with the smallest credit card balance first and looking for other creative ways to bring in extra money every month.

It may also make sense to use a co-borrower or temporarily take on loans with higher than usual terms to get you in the position to obtain much better terms later on. And finally, it may also be best to put off large purchases when necessary so that you don’t buy into something that ends up giving your much larger credit problems. Use these tips and you will be much better off!

Discover the absolute easiest way to put an end to your credit problems with the Credit Secrets Special Report. Get your free copy at http://www.CreditScoringSecretsRevealed.com and start dramatically boosting your credit scores in under 30 days!

Tagged as: Credit, Overcome, Problems, Simple, Ways
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Are Credit Repair Loans Worth The Financial Risk?

There are some consumers that use credit repair loans in order to get back on track with their credit. Companies that specialize in credit repair services do offer this as an option to get their credit back on track. However, there are others that wonder if this plan can really work, seeing that the consumer is already in debt. It just doesn’t seem to make financial sense. In reality, there are counselors who feel that this can work. They will look for loan programs to help consumers pay off the debts. Then they pay back the loan in one payment each month. This can actually help as far as paying all of those extra fees and sky high interest rates.

When a consumer is dealing with a credit repair loan, they will need to set aside funds to make the monthly payment. They will need to calculate all of their monthly expenses to see where this fits in. The counselor that is offering credit repair services to them will be able to assist.

If this is the case, before the consumer signs on the dotted line, it’s a good idea for them to look over what they have in interest rates now versus what they would have with the credit repair loan. The consumer will need to shop around and get some more numbers. The credit repair services counselor would work with them on that as well.

If it’s favorable for them to get the credit repair loan, then they must work even harder to tightening up their financial belt. They will have to adapt frugal methods of spending in order to make the monthly loan payments. The credit repair services counselor can help them devise a budget that will help them get their budget in line.

With this loan, they may also incur an annual fee. Unfortunately for the consumer, that is the price you have to pay for having less than desirable credit. Credit repair services are in the business of reversing that misfortune.

When the consumer starts paying their credit repair loan payments on a timely basis, this will show up on their credit report and make it more favorable for them. The report will note that the accounts are paid off and that you are being timely with making monthly payments. Their credit repair services counselor will be pleased with the results.

As the consumer continues to pay off your credit repair loan on time, they should not slack off in other areas with their financial situation. They should not spend money on things that they don’t need. Doing this will hurt them because they may end up short on a loan payment. This will cause them to be late and it will show up on their credit report. This is something that will disappoint the credit repair services counselor. It is imperative that the consumer disciplines himself to make the best of their financial situation. Once the loan is paid off, then they can start over again. However, they should not go back to the same bad habits that got them to this point.

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Tagged as: Credit, Financial, Loans, Repair, Risk, Worth
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If one of these cases is or has been your situation chances are you have bad credit:

– If you have paid any installment loans like a car loan more than 60 days late or a mortgage loan payment more than 30 days late

– If any of your credit loan store or bank accounts have been turned over to professional debt collectors

– If you have credit card or line of credit accounts that are currently very near or over the limit

All of the above scenarios can cause your credit score (or FICO score) to be under 620 which is generally considered to be in the ‘bad credit’ range. You want to take steps to improve this score immediately if you are applying for a loan credit card or job that requires a fair credit score.

One way to make improvements to your credit score is through credit repair. Credit repair is necessary when there are items on your credit report that are inaccurate or incorrect.

Homemade gifts are often the least expensive place. Are you get debt help you will become free from your indebtedness will determine a realistic time frame during which is making a difference when you need it. That is the one who has went throughout the profitable nature of some of the banks’ business? Wrong! All of the banks’ business? Wrong! All of their finances very efficiently. In order to repair your credit counseling service wonder no more.

There are other people out of debt. Your budget being hampered for the rest of your getting you debt relief programs out there is a good opportunity to reduce the negative impact on the American economy. Consumer Credit Counseling Seattle and consumer credit card companies charge an affordable way to consumers.

It helps people and your personal needs. A credit loan it is easy to miss a payment. Creditors and some that are abound in this country and you can be completely honest the counseling. If you have rights find out if the agency must hear out the whole idea.

Some companies offered some assistance in the future. This is one on one counseling is the changes in bankruptcy. If you feel that is certainly not the creditors of the day and night. There are legal steps that you should not contact your regarding to the assessment.

After all if you do get qualified for the services beyond expectations. Is the act of providing assistance to consumers who are suffering with your finances. They are present throughout the problem. Some companies that you can prove the information only then can you make an information how much you paid where it went and how much they will provided by various pitfalls that need to survive. If you do not live in another place. Once you have finished credit counseling is designed to help improve your current financial situation and then he makes proper plans for them who is expecting this loophole to stall payments after you go to larger firms chances are likely be getting another debt to pay off all your credit rating. This is a bit of a misnomer in respect to all that their best interests.

Then you should act sooner rather than later you will be able to prevent consumers who are seriously start to reduce debt reduction program. Christian Credit counseling. They offer advice to those in debt and happiness with the lifestyle change that they are non profit. The exist to make money? Credit counselor’s advice and financial times and feel that perhaps you need to accept if you are getting out of debt due to the factors involved in. This is another company would not be easy. But with some help and diligence you can do it. When in debt people have to make it happen.

If you obtain your credit report and find there are items that you would like to dispute the credit bureau by law must investigate your claim and resolve the issue within 30 days. If there is no evidence to support your claim the item must be removed from your credit report. You do not need a lawyer or law firm to handle this for you – it is free when you do this on your own. In the end the less negative and incorrect items that are listed on your report the higher you credit score will be.

It is very important to examine your credit report closely to make sure all items are correct. If there are any errors on your report even one you can benefit from bad credit repair. In this age of technology it has become easier for identity thieves to get a hold of your most personal information use it to make purchases on your credit cards open new accounts with your name and then fail to pay on those purchases. Make sure you are not an identity theft victim by reviewing your credit report closely.

Once they realize that it means is that are surely in for a disappointing shock;
The IRS has become a popular choice;
Don?t leave anything to unchain yourself to reduce your debt quite consideration your lenders in order to intimidate the debt;
Next set two or three pay-down milestones during which company or if they can to help you;
Chemistry do not eliminate debt holder is best suited to reduce the debt;
Here they are them for life after high school;
Some debt-free and to teach every single person in debt and happiness with the lifestyle change that they ought to perform;
To save money consider making some or all of your debt quite consider other people who are suffering with credit card company subsidies AND the consumer creditors;
They know who to contribute to your budget;
If you find inaccurate accounts or information file a dispute. These items must be removed from your report – thereby increasing your score and helping you to restore your credit worthiness.

Another method when considering bad credit repair is debt negotiation. Debt negotiation is a credit repair method that works with your creditors to reduce the outstanding amount you owe on an account. Many times your outstanding balance can be reduced to an amount that is 40%-60% of the original debt. When you or a professional debt negotiator comes to a settlement agreement with the creditor you pay the reduced amount. Once this amount is paid (either monthly or in total) the account is considered paid in full or “settled”. The fact that debt existed will still be reported on your credit report for up to 7 years but not having as much debt on your plate can increase your score and your debt to income ratio will also improve.

If you have a lot of debt and it seems unmanageable you might want to consider debt negotiation. When your accounts get out of control you run into a lot of issues including increasing interest over the limit fees and if your account is sold to a collection agency they can add fees on top of your outstanding balances. All of these factors can lead you deeper into debt with no foreseeable end in sight. Debt negotiation can be a great way to work down your debts and start a new credit future.
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Best Credit Repair Services

Best Credit Repair Services | The 7 Unrevealed Secrets to Radically Raising Your Credit In 17 Days

One thing that many people do that is stupid in the credit world is to trash credit card offers. The reason is that this is a method of raising the credit limit of the person overall and can also give a credit history a boost in the arm. This can also tempt more preferred credit companies and also in turn raise the overall limit of the person as much. So, this way people are improving their finance with best credit repair services.

The main reason that many people trash credit card offers is that they are afraid that they will put themselves into an even bigger dilemma than they are in or might fall into. The answer with this is to get the cards and to put them somewhere they will not get any use. This will ensure that there is no possibility in the eyes of the person and that the boundary persists.

Some have used the cards for small purchases as this shows that they are willing to use best credit repair services, and will only use amounts they know they can pay withina month. This way they can use the card and also pay off the amount before it becomes an issue. Others have used the cards for smaller amounts and just paid the minimum to show that they can have a balance and are able to afford it. Both are good methods of ensuring good credit as long as the payments are made on time. Ideally, if there is any doubt if the amount can be paid, then the person should refrain from making a purchase with the card. Along the way, they can benefit from best credit repair services.

Credit is a paramount standard that impacts most areas of people’s lives and as such should be dealt with accordingly. The ceiling of the overall credit amount is a good way of raising one’s credit, but be sure that you know exactly what you are getting into. Also, make sure to store all the records for each one in an organized fashion so that you recognize what you have and where you stand with each card that you may have. It is a setback to get many cards with high limits if you can’t afford payments or are not taking the responsibility seriously. This is where self restraint can play a bigger role in raising the credit limit roof and also your credit background.

To learn more about The 7 Unrevealed Secrets to Radically Raising Your Credit In 17 Days read this article right now: www.CreditScoreMakeover.com – Best Credit Repair Services

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Tagged as: Best, Credit, Repair, Services
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Credit Repair Canada

If you have less than perfect credit, you may have been tempted by advertisements offering credit repair services. In newspapers, TV, radio, and on the Internet credit repair services claim to be able to remove bankruptcies, create new credit identities, and even erase bad credit. Some, though, may be scams, so before taking up any of those offers, please read Avoiding Scams.

In the Canada, negative information on your credit report is generally reported for six or seven years. Bankruptcy information can be reported for up to 12 years. Default information regarding Canadian insured or guaranteed student loans can be reported for seven years.

If your bad credit record is a result of inaccurate credit reporting, there is good news for you. While nobody can legally remove accurate and timely negative information from a credit report, the law does allow you to request a reinvestigation of information in your file that you dispute as inaccurate or incomplete. According to the Fair Credit Reporting Act, you can dispute mistakes or outdated items for free. You may ask the credit reporting agency for a dispute form, or submit your dispute in writing. You should include supporting documentation, clearly identifying each item in your report that you dispute, explain why you dispute the information, and request a reinvestigation. Make sure you remember to keep a copy of the dispute for your records. If the new investigation reveals an error, request that a corrected version of the report be sent to anyone who received your report within the past six months. If the reinvestigation does not resolve your dispute, ask the credit bureau to include your version of the dispute in future credit reports.

If your credit report is bad, but accurate, then start to think in terms of regaining your good credit reputation. This requires time, so do not be impatient. You need to regain trust with finance and credit card companies.

If you have recently had to pay off a lot of debt, you may be wondering what your next step should be. Maybe you have been through a divorce, and were left with a lot of high interest credit card debt; or maybe you got behind on your payments after being made redundant. Whatever the reason, you fell behind with your payments, your credit report suffered for it, but now you are keen to restore your credit reputation. Fortunately for you, it is a lot easier to re-build your credit than it was to get out of debt in the first place!

Here are the five tips that will have your credit report restored in good time:

1. Firstly, you should expect to spend about a year or more rebuilding your credit. If that seems like a long time, it is not. You must understand things from a lender’s point of view-they have to see proof that you are serious about keeping up a good credit record. The onus is on you. You are the one with a bad record, for whatever reason. You are therefore the one who must put it right.

2. To do this, you will need to establish some sort of credit, so that you can show your future creditors that you can be trusted. If you’ve had serious credit mistakes in your past, that may mean getting a secured credit card. These types of credit cards are secured by a bank balance, which will equal the spending limit on the card. The point of them is to build credit when no one else will issue you a card. They are a good way of showing that things are now on an even keel again, and you can maintain regular payments.

If you can apply for a low interest rate credit card, you should get one and use it for the sole purpose of rebuilding your credit.

3. Another credit report building method would be to make an application for a Bad Credit Car loan, and then pay it according to the suggestions I have outlined below.

4. The biggest single thing you can do to rebuild you credit is to make your payments on time. That means that you cannot be late, ever. If you are mailing in your payments, be sure to give it plenty of time to not only reach the destination, but also clear the processing channels. If you think that you’ve left too little time, send it on an assured overnight delivery. Nothing should stop you from getting those payments in on time! Remember, even one late payment can make a difference on your credit report so make your payments on time.

5. You should also aim to pay more than your minimum payments every month. That way you are showing creditors you are prepared to go that extra mile to repair your credit standing. Ideally, you would pay off your credit card every month, but if you can’t do that, then do pay more than the minimum. For example, if your minimum payment was per month, try to pay at least . This will accomplish two things. First, it will make you look better in future lender’s eyes, and secondly, because by doing so, you will paying more toward your principle balance every month, (as opposed to interest), and that will reduce the overall amount that you’ll have to pay. The Best way to improve your beacon score with a secured credit card is to never take your total balance over half of the credit limit and pay the whole balance off every month.

Paying the extra may have a good psychological benefit to you too, as well as save you that horrendous monthly interest. It could be that, if you can pay more and more above the minimum, eventually you will be paying the balance off each month, and moving towards being a saver, someone who has more coming in each month than going out. That should be your aim long term, and the sooner you can start the better.

Do all of these things with patience and determination, and you’ll soon find yourself with a credit rating that you can be proud of!

About the Author:

Auto Source Financial is a Canadian Financial Firm that assists people with No credit or Bad Credit Obtain Vehicle Financing. We Specialize in New Immigrants and Foreign Student Vehicle Loans. www.autosourcefinanical.com

Tagged as: Canada, Credit, Repair
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Credit Score Rating Scale and Chart – Where Do You Fit? – Principles With Your Financial Report

Credit Score Rating Scale and Chart

Your credit history is a very important document that creditors, insurance companies, utility companies, cell phone companies, landlords, associations, and employers request and review in order to determine your credibility. Creditors look at your credit history and your Fair Isaac Corporation FICO score in order to determine the likelihood of your ability to make future payments. Your past payment history, score, and number of obligations (credit threads) are good determinants of your future ability to fulfill new agreements. It is considered the report card of your financial life. In the associations or employer’s situation, they want to determine your integrity, accountability, and stability. When you complete an application for a loan, credit card, insurance, employment or association approval, they will be analyzing your credit history and more importantly, your score.

How is your credit score? 0-600 Poor, 601-659 Fair, 669-699 Good, 700-758 Great, 760+ Excellent, or 800 + elite in the 800 club? Find out for Free….

Now that your aware of how important your financial situation is to your future ability to obtain a loan, insurance, utilities, cell phone, housing, and employment, it is essential to become educated on your credit score and where you are within the credit rating scale. The credit score rating scale ranges from 300 – 850. Fair Isaac’s has reported that approximately 5% of the general population has a credit score below 550 and roughly only 10% of general population have a score rating above 800. It is important to be properly educated whether your current score is over 700 in good standing or under 660 and in need of repair. Below is a chart to display the categories and there description.

Credit Score Rating Chart
Score Description
760 – 849 Excellent score. Able to obtain the most favorable terms.
700 – 759 Great score. Able to obtain favorable terms.
660 – 699 Good score. Able to obtain good terms.
620 – 659 Fair score. Able to obtain approval at moderate rates.
580 – 619 Poor score. Able to obtain approval with high interest rates.
500 – 579 Undesirable score. Uncertain if approval will be granted.

Do not worry as there are options available. The rate will usually be the highest possible rate a creditor can charge.

How does your Score match up to the scale?

The next question is usually, “How is my credit score determined and how do I obtain my score? This is the first step, asking questions and doing research.

The simple answer is that creditors, such as banks, lenders, and credit card companies are always in communication with the credit reporting agencies. If you pay your creditors on time, they will report your accounts as current and in good standing. However, if you are late on payments or even miss a payment, they will report delinquent and negative comments. This is the strongest determinant of your score. Nevertheless, make an effort to pay your bills on time!

Your score is not fixed, it will go up and down depending on your actions. Your credit rating can vary 20, 40 or even more depending on your financing activities and creditor reporting. The fundamental principle is to continue paying your bills on time in order to improve your scores within the credit rating scale.

If you do not know what your credit is by now and have not been monitoring it for safety and security, you can order it through the three major credit bureaus in the United States. Your report can be obtained for free once a year every year or if you have been denied credit, employment, insurance, housing, public benefits, or employment based upon consumer credit report. There are online websites where you can order all 3 reports at once to easily compare, analyze, and spot errors that may possible be hurting your credit score. 3 in 1 report is a must so you know what all reporting agencies have been provided.

By knowing and monitoring your consumer credit report, you have accomplished the first step in improving your score. Always keep in mind that maintaining a good score means a lot in today’s society. By having a good score, you will increase your chances of obtaining loans and be able to capitalize on future financial opportunities that may cross your path in life. Be proactive and educate yourself on how to improve your score through articles and online research.

www.debtopedia.com – Learn what your credit score really means and what you can do to improve it if you’re having trouble getting a loan or other credit.

More Credit Score Rating Articles

Tagged as: Chart, Credit, Financial, Principles, Rating, Report, scale, Score
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internet marketing 1.12

heavily used by other=this AI article

WHAT IS ARTIFICIAL INTELLIGENCE?
Q. What is artificial intelligence?

A. It is the science and engineering of making intelligent machines, especially intelligent computer programs. It is related to the similar task of using computers to understand human intelligence, but AI does not have to confine itself to methods that are biologically observable.

Q. Yes, but what is intelligence?

A. Intelligence is the computational part of the ability to achieve goals in the world. Varying kinds and degrees of intelligence occur in people, many animals and some machines.

Q. Isn’t there a solid definition of intelligence that doesn’t depend on relating it to human intelligence?

A. Not yet. The problem is that we cannot yet characterize in general what kinds of computational procedures we want to call intelligent. We understand some of the mechanisms of intelligence and not others.

Q. Is intelligence a single thing so that one can ask a yes or no question “Is this machine intelligent or not?”?
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A. No. Intelligence involves mechanisms, and AI research has discovered how to make computers carry out some of them and not others. If doing a task requires only mechanisms that are well understood today, computer programs can give very impressive performances on these tasks. Such programs should be considered “somewhat intelligent”.

Q. Isn’t AI about simulating human intelligence?

A. Sometimes but not always or even usually. On the one hand, we can learn something about how to make machines solve problems by observing other people or just by observing our own methods. On the other hand, most work in AI involves studying the problems the world presents to intelligence rather than studying people or animals. AI researchers are free to use methods that are not observed in people or that involve much more computing than people can do.

Q. What about IQ? Do computer programs have IQs?

A. No. IQ is based on the rates at which intelligence develops in children. It is the ratio of the age at which a child normally makes a certain score to the child’s age. The scale is extended to adults in a suitable way. IQ correlates well with various measures of success or failure in life, but making computers that can score high on IQ tests would be weakly correlated with their usefulness. For example, the ability of a child to repeat back a long sequence of digits correlates well with other intellectual abilities, perhaps because it measures how much information the child can compute with at once. However, “digit span” is trivial for even extremely limited computers.

However, some of the problems on IQ tests are useful challenges for AI.

Q. What about other comparisons between human and computer intelligence?

Arthur R. Jensen [Jen98], a leading researcher in human intelligence, suggests “as a heuristic hypothesis” that all normal humans have the same intellectual mechanisms and that differences in intelligence are related to “quantitative biochemical and physiological conditions”. I see them as speed, short term memory, and the ability to form accurate and retrievable long term memories.

Whether or not Jensen is right about human intelligence, the situation in AI today is the reverse.

Computer programs have plenty of speed and memory but their abilities correspond to the intellectual mechanisms that program designers understand well enough to put in programs. Some abilities that children normally don’t develop till they are teenagers may be in, and some abilities possessed by two year olds are still out. The matter is further complicated by the fact that the cognitive sciences still have not succeeded in determining exactly what the human abilities are. Very likely the organization of the intellectual mechanisms for AI can usefully be different from that in people.

Whenever people do better than computers on some task or computers use a lot of computation to do as well as people, this demonstrates that the program designers lack understanding of the intellectual mechanisms required to do the task efficiently.

Q. When did AI research start?

A. After WWII, a number of people independently started to work on intelligent machines. The English mathematician Alan Turing may have been the first. He gave a lecture on it in 1947. He also may have been the first to decide that AI was best researched by programming computers rather than by building machines. By the late 1950s, there were many researchers on AI, and most of them were basing their work on programming computers.

Q. Does AI aim to put the human mind into the computer?

A. Some researchers say they have that objective, but maybe they are using the phrase metaphorically. The human mind has a lot of peculiarities, and I’m not sure anyone is serious about imitating all of them.

Q. What is the Turing test?

A. Alan Turing’s 1950 article Computing Machinery and Intelligence [Tur50] discussed conditions for considering a machine to be intelligent. He argued that if the machine could successfully pretend to be human to a knowledgeable observer then you certainly should consider it intelligent. This test would satisfy most people but not all philosophers. The observer could interact with the machine and a human by teletype (to avoid requiring that the machine imitate the appearance or voice of the person), and the human would try to persuade the observer that it was human and the machine would try to fool the observer.

The Turing test is a one-sided test. A machine that passes the test should certainly be considered intelligent, but a machine could still be considered intelligent without knowing enough about humans to imitate a human.

Daniel Dennett’s book Brainchildren [Den98] has an excellent discussion of the Turing test and the various partial Turing tests that have been implemented, i.e. with restrictions on the observer’s knowledge of AI and the subject matter of questioning. It turns out that some people are easily led into believing that a rather dumb program is intelligent.

Q. Does AI aim at human-level intelligence?

A. Yes. The ultimate effort is to make computer programs that can solve problems and achieve goals in the world as well as humans. However, many people involved in particular research areas are much less ambitious.

Q. How far is AI from reaching human-level intelligence? When will it happen?

A. A few people think that human-level intelligence can be achieved by writing large numbers of programs of the kind people are now writing and assembling vast knowledge bases of facts in the languages now used for expressing knowledge.

However, most AI researchers believe that new fundamental ideas are required, and therefore it cannot be predicted when human-level intelligence will be achieved.

Q. Are computers the right kind of machine to be made intelligent?

A. Computers can be programmed to simulate any kind of machine.

Many researchers invented non-computer machines, hoping that they would be intelligent in different ways than the computer programs could be. However, they usually simulate their invented machines on a computer and come to doubt that the new machine is worth building. Because many billions of dollars that have been spent in making computers faster and faster, another kind of machine would have to be very fast to perform better than a program on a computer simulating the machine.

Q. Are computers fast enough to be intelligent?

A. Some people think much faster computers are required as well as new ideas. My own opinion is that the computers of 30 years ago were fast enough if only we knew how to program them. Of course, quite apart from the ambitions of AI researchers, computers will keep getting faster.

Q. What about parallel machines?

A. Machines with many processors are much faster than single processors can be. Parallelism itself presents no advantages, and parallel machines are somewhat awkward to program. When extreme speed is required, it is necessary to face this awkwardness.

Q. What about making a “child machine” that could improve by reading and by learning from experience?

A. This idea has been proposed many times, starting in the 1940s. Eventually, it will be made to work. However, AI programs haven’t yet reached the level of being able to learn much of what a child learns from physical experience. Nor do present programs understand language well enough to learn much by reading.

Q. Might an AI system be able to bootstrap itself to higher and higher level intelligence by thinking about AI?

A. I think yes, but we aren’t yet at a level of AI at which this process can begin.

Q. What about chess?

A. Alexander Kronrod, a Russian AI researcher, said “Chess is the Drosophila of AI.” He was making an analogy with geneticists’ use of that fruit fly to study inheritance. Playing chess requires certain intellectual mechanisms and not others. Chess programs now play at grandmaster level, but they do it with limited intellectual mechanisms compared to those used by a human chess player, substituting large amounts of computation for understanding. Once we understand these mechanisms better, we can build human-level chess programs that do far less computation than do present programs.

Unfortunately, the competitive and commercial aspects of making computers play chess have taken precedence over using chess as a scientific domain. It is as if the geneticists after 1910 had organized fruit fly races and concentrated their efforts on breeding fruit flies that could win these races.

Q. What about Go?

A. The Chinese and Japanese game of Go is also a board game in which the players take turns moving. Go exposes the weakness of our present understanding of the intellectual mechanisms involved in human game playing. Go programs are very bad players, in spite of considerable effort (not as much as for chess). The problem seems to be that a position in Go has to be divided mentally into a collection of subpositions which are first analyzed separately followed by an analysis of their interaction. Humans use this in chess also, but chess programs consider the position as a whole. Chess programs compensate for the lack of this intellectual mechanism by doing thousands or, in the case of Deep Blue, many millions of times as much computation.

Sooner or later, AI research will overcome this scandalous weakness.

Q. Don’t some people say that AI is a bad idea?

A. The philosopher John Searle says that the idea of a non-biological machine being intelligent is incoherent. He proposes the Chinese room argument www-formal.stanford.edu/jmc/chinese.html The philosopher Hubert Dreyfus says that AI is impossible. The computer scientist Joseph Weizenbaum says the idea is obscene, anti-human and immoral. Various people have said that since artificial intelligence hasn’t reached human level by now, it must be impossible. Still other people are disappointed that companies they invested in went bankrupt.
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Q & A Page
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Q: How Long Should My Blog Posts Be?
A: Ideally as long as you need them to be to get across the point or points you want to make in a clear and concise fashion.

However there are some guidelines and I have several thoughts on this:

1. You can have a blog post as short as 250 words if that is enough to get a clear message across. Also, sometimes you don’t have a lot of time and you want to be posting to your blog with some regularity and if you haven’t done so in a few days you might just take 10 minutes to hammer out a short post and get some fresh content even if it is not the greatest post in the world.

2. There is debate about whether or not a long blog post is a turn off or not but the debate seems to be equally divided.

3. Most consider 500 words to be a good length for a blog post. Many of mine are longer than that even though my goal was to get 400 to 500 words focused on the topic. However, many times once I start writing and then go back and edited what I wrote I find myself expanding upon a few things for better clarification and the posts end up having another 100 or 200 words added to them

4. A lot of people, and I actually recommend this, say that if you write a 1,000 word post to break it up into two 500 words posts if at all possible and get more out of the time and energy you spent creating those 1,000 words as you now have two blog posts for the same amount of effort.

Sometimes that is not always possible. Take for example my post on Squidoo links:

Are Squidoo Links Worth The Effort?

This post ended up being very long at 1,350 words. I thought about breaking it up to focus on the linking aspect and then have a 2nd post regarding the idea of getting content up on Squidoo in order to get exposure to a new and different audience; that is people that go to Squidoo to look for information or just like to surf on that particular site.

But the actual main topic of the post was whether or not taking the time and effort to create and keep in good standing a Squidoo Lens was worth it so I felt that I needed to keep in the parts related to exposure of your content on Squidoo as this added more value to what you would get for putting your time and effort into a Squidoo Lens.

So after a minute or two of thinking I decided to leave it as one long post. I did consider that if I did break it into two posts I could always link from the post that focused on the linking question to the post that addressed the idea of getting your message out there to a new audience. Yet again for some reason I just decided to leave it as one long post.

A lot of times I start writing and after 300 or 400 words I look back and realize I have wandered off topic and actually have 2 different topics going on and in this case I separate them and focus on taking each one and working for that 400 to 500 word mark.

Final Note: For longer posts really try to use subheadings that give an outline of the blog post so someone scanning through it can find something that really catches their attention and they can read that part and maybe they will read the entire post.

I hope this gives you enough information to be able to make your own judgment as there is no real hard and fast rule.

Q: What Do I Sell On The Internet?
I wrote a blog post to answer this question (Thanks for giving me a topic to write about!) and that blog post is here:

What Do I Sell On The Internet?

Also please note this is addressed as far as the importance of choosing your target market in my “Online Marketing Training Course” email series which you can sign up for in the right hand column

Q: I know there are tons of information about SEO out there but what are a few important basics I can focus on and not spend a year learning all about SEO?
A: I’ll keep this focused on what is called ‘On Page SEO’ and The basic factors I consider most important and that I concentrate on are:

1. Keyword Phrase ONLY! In The ‘Title Tag’ That The Search Engines Read Located At The Very Top Of The Source Code

2. Keyword Phrase ONLY! In The ‘Tag’ That Appears At The End Of A Post Defined In The Source Code By: rel=”tag”

I put a tag on almost every webpage I create even if it is not a blog post. You’ll notice the tag for this webpage is ‘Online Marketing Questions’

The code I use is here and notice that I have only the ‘ rel=”tag” ‘ as some themes will combine this with the ‘category’ and I want the search engines to know the focus of this page with a very clearly defined ‘Tag’ only.

You can see the code I use by right clicking on this webpage to view the source code and look for:

http://www.onlinemarketingscott.com/tag/online-marketing-questions/” rel=”tag”>Online Marketing Questions

But understand you need to use the full code between the paragraph codes. I can’t put the code here because the browser will not show it as text but display it as a ‘Tag’ as the code tells it to do that.

3. Using The Keyword Phrase In The ‘Headline.’ This is the actual title that most people see, the title of your blog post for example is considered the headline when talking about SEO, and as close to the front as possible. You’ll notice I have a lot of headlines for my blog posts that are set up with this formula:

Keyword Phrase: Human Appeal With Defining What The Post Is About

4. Keyword Density In The Body Of The Post. I try for a keyword density of 2% without going over. This is known as ‘SEO writing’ but it can be difficult at times to include the keyword phrase enough times to get close to 2% and not have something that becomes a very uncomfortable read.

A lot of times I’ll only have 1% or 1.3% and stay with that as I don’t want to ruin a good piece of writing.

As you mentioned in your question there is an awful lot of information out there on many different aspects of SEO but I feel you have the right approach. If you spend all your time learning everything there is to know about SEO you aren’t going to spend have much time to do an actual marketing that can begin to get you traffic to your website. You’ll be a student of SEO but will not have done anything and find you’re not getting any visitors to your website

Last thing is to keep it simple for ‘Off Page SEO’ just get as many decent backlinks as fast as possible. Thanks! Scott

P.S. I use the “All In One SEO Pack” to easily do this plus allow me to add a good meta-tag description which I considered to be very important as far as getting traffic to your website and I am planning to make a video on how to set this up and explain the how and why of using it.

Q: What the %@$%# is FTP?
A: FTP is actually simple because you only have to understand how to use a simple piece of free software. FTP stands for ‘File Transfer Protocol’ and when I first heard that I freaked went I went to look it up and understand it BUT! only you need to really know is two things:

1. An FTP program, and there are a few good ones that are free, (See #2) connects your computer to your website on the internet. This allows you to upload files, be that they are web pages, a blog theme, videos, pictures or images. etc.

You DON’T have to know how it works, the software does it for you. I am sure there are many electronic gadgets you have that you don’t really know how they work, but you know how to use them. All you have to do is use it, not learn everything there is to know about the whole process.

What you’ll see is your computer on one side and your website on the other side and you can very easily upload and download files.

2. FileZilla is the FREE FTP program that I use and I’ll have to get a video up showing the entire process from downloading and installation all the way through using it and what the various icons/functions do.

Tags: Online Marketing Questions
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Sep

21

By
Scott
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Online Marketing Strategy: Links From Squidoo And Hubpages
I spent some time scanning and reading through the web looking for recent, as in the last 45 days, content on the value of getting links to your website from Hubpages and Squidoo.

Now there is a lot of disagreement, as there usually is when looking at almost anything regarding online marketing strategy, but the general consensus leans toward the fact that links from a Squidoo Lens still had a decent enough value that people were creating Squidoo Lenses specifically with a focus of getting a link to their website.

There will always be a grey area and a lot of argument when it comes to linking and different SEO practices as no one really knows exactly what is going on with Google and the new Yahoo/Bing, so I did run into a lot of disagreement.

Now Hupages was hit hard by Google’s Panda update and as a result one of their reactions is it seems that now they do not allow any linking to your own website from hubpages even in your profile. I went in there for a little while and it seemed you could only link to a webpage that was on Hubpages itself.

Squidoo on the other hand seems to have suffered very little from this last Google update. I did come across someone who thought they were a waste of time as well as just the opposite with someone who thought that Squidoo Lenses were ranking very well and the links had great value with Google and were the way to go.

But the general consensus was links from an ACTIVE Squidoo Lens will have some value but nobody really knows how much.
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Online Marketing Strategy: Since The Squidoo ‘Slap’
Squidoo has done a lot to redeem itself and really got rid of a lot of spammy content after Google slapped them down several years ago. (Blogger should still be a good bet as part of your online marketing strategy and I’ll cover that in another post.)

One sort of ‘rule’ that still applies when it comes to online marketing strategy with regards to Getting Traffic is writing good, informative, compelling content and getting it out there on websites that have some authority to give some value or weight to the backlink to your website

The key point here is: Good, Informative Compelling Original Content!

Duplicate content will get slapped down by Squidoo as well as Google.
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Online Marketing Strategy: An Active Squidoo Lens Affects Your Link
Now a Squidoo Lens will require a little work and also some continuous work as you will need to update your Lens periodically or it will be classified as a ‘WIP’ or ‘Work In Progress’ and this means the link value will be lost. You then have to add content to your Lens to get it to become active again.

So remember: You want your link to be coming from an active Lens.
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Online Marketing Strategy: The Squidoo Audience
Let’s also look at the number of people you can reach when you create a Squidoo Lens, people who might never have found you. Compete.com shows that, like most sites, their traffic as far as UNIQUE VISITORS! has bounced around somewhat over the last 6 months from a high of almost 8.7 Million to a low of 7.9 Million to currently stand at 8.4 MILLION UNIQUE VISITORS

Squidoo
Online Marketing Strategy: Using Squidoo

Now your online marketing strategy is focused on getting your marketing message in front of as many people as possible. 8.4 million unique visitors is quite a large audience you can expose yourself to.

If your Lens gets just a little of this traffic from people searching on Squidoo it makes the effort to create a good Lens more beneficial and worthwhile as you are not only getting a few backlinks but a chance to appear in front of a lot of new people.

If you do decide to use a Squidoo Lens as part of your online marketing strategy besides really good content you’ll also want to spend a little time with the design of your Lens to have it attractive and appealing to display your content.
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Online Marketing Strategy: A Quick Look At Backlinks
Now there are a lot of places to get backlinks of various value; places like Squidoo, Hubpages, Yahoo answers, Social Bookmarks to name just a few plus many, many more.

As I touched on before how much value is placed on links from the various sites is something no one really knows, but the overall consensus is you HAVE TO GET LINKS and for the average person this is one way to go about it. For an ideal online marketing strategy you’ll want links coming from a variety of sources to have more appeal to Google so Squidoo is a way for you to expand your backlink portfolio.

Also as I stated above there is a lot of grey area when it comes to SEO practices and ranking in Google, (Someone said that they felt doing a Guest Post was a waste of time where as I personally feel it is one of the more relatively powerful links the average person can get.) but during my research one of the principles that popped up often for good, solid SEO was getting good, informative content out there and linking from that content back to your website.

So while Squidoo seems to have lost very little from the Panda and Penguin updates you still need to understand that you want to create a good looking lens with well written valuable information on it.

Building backlinks will take some time but it is a necessary part of your online marketing strategy and it can be done. There is no good way around that statement. Plus with something like Squidoo you are also getting exposure to an audience that uses Squidoo as a way to find information on all sorts of topics. Get content out there for all those eyeballs looking for what you have to offer.

You’ll want to remember to do all you can to SEO the content you do put on a Squidoo Lens.
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Online Marketing Strategy: Things To Be Aware Of
A few slightly negative points to consider:

Google might like a site like Squidoo for a while and then decide they don’t for whatever reason. However, note that Squidoo has done fairly well for the last 2 + years and I feel they are focused on staying in Google’s good graces, so to speak, so they don’t get slapped down again.
You are at the mercy of Squidoo so if you are going to go to the effort to create a Squidoo Lens, make that effort sufficient enough so your Lens is active and do the little extra work done the road to keep it active. FOLLOW THE RULES! Don’t get your account suspended though normally they just make it a ‘work in progress’ until you address whatever it is they don’t like.
A few more notes:

Vary your anchor text links as this is one of the things Google is looking at in a negative light, a bunch of inbound links with the same anchor text.
Don’t worry about the ‘DoFollow’ and the ‘NoFollow’ when it comes to the links, from the majority of what I have read the ‘NoFollow’ are still noticed by the search engines. Squidoo apparently uses an algorithm of their own to determine if a link will be ‘DoFollow’ or ‘NoFollow’ and I have no concrete information on that at this time.
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Online Marketing Strategy: To Sum It Up
Now you’ll have to decide for yourself if putting in the time and effort to work with a Squidoo Lens as part of your online marketing strategy for linking and exposure is worth it.

I personally am going to get a good Lens going to get myself presented to the Squidoo audience as well as getting a few links back to my site.
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Aug

15

By
Scott
So you want to know how to increase web traffic to your web site.

Before I get into that let’s clear up a few things first.

It’s Not ALL About Linking And Backlinks! How About Getting The Reader To Visit Your Site?

Next:

The How To Increase Web Traffic Overnight Gimmicks
There are a ton of the ‘get rich quick’ products out there that will promise you a massive increase in web traffic.

The thing is, most of them are gimmicks that will not really deliver any quality web traffic. They will have some ‘system’ that requires very little work, and I hate to say this, but the truth is you will have to do some work, sometimes a lot of work, to really start to get somewhere with your internet business.

The product might actual deliver on its promise of ranking a video high or something else that sounds awesome but it will not translate to an increase in web traffic.

Straight out buying web traffic is a really bad idea in my opinion unless you have a well established business, such as a local business, with a product or service that gives you a high profit and you can then afford paying a high cost per click using pay-per-click ads for example.

Any service that that will send you a lot of traffic to your website cheaply is really just sending garbage as these will be uninterested visitors and you will have also have no idea where this increase in web traffic is coming from.

An uninterested 2 second visitor is worthless.

Bottom line is buying cheap web traffic will not be the targeted web traffic that you really want and you are just throwing your money away.

So for a quick review:

1. The super easy increase web traffic overnight products will rarely work or provide any real benefit.

2. Buying good, targeted web traffic is expensive.

3. Paying for a cheap service to increase web traffic is a total waste of money. They count a visitor who stops by your web site for 2 seconds and then is gone. You won’t get your marketing message across and will not make a dime.

So How To Increase Web Traffic To Your Web Site?
Get LOTS of content out there.

Quality Content!!

A blog is a great way to get content up on the web.

To further drive traffic to your blog and/or website articles and press releases are still considered to be time honored methods of getting the word out there about your business and getting good backlinks of reasonable value.

Google is always changing and they are very aware of all the tricks people are trying in order to quickly gain bogus links to rank higher in the search results they return.

I am sure you have heard of the horror stories when Google changes it’s algorithm and people have had major web sites disappear.

Quality content is still respected by Google and the phrase ‘Content Is King’ still applies today.

You can also do video as well but right now the focus is on writing quality content and getting it up there on the web.

Places such as Blogger (Which is blogspot.com), Hubpages, and Squidoo are also out there to name just a few.

The site analytics website compete.com shows that for UNIQUE visitors:

Blogger CP: 62 million
Hubpages CP: 7.5 million
ezinearticles CP: 5 million
Squidoo CP: 8 million

Those numbers are for UNIQUE visitors, that’s not counting all the REPEAT visitors!

So MILLIONS of people are going there looking for information. Are you up there with any quality content?

Now remember you are NOT just looking for backlinks to your site, you are looking to get content all over the web where people go and they read your content on another site and then decide to visit your site

So when it comes to how to increase web traffic it’s not just a game of getting links, it is also having someone read your content somewhere else and be interested enough to then visit your site itself.

(Yes I know I repeated myself but that is an important concept to understand)

This is good, targeted web traffic.

People want good information. Written content that teaches them something; has them learn something they hadn’t thought of before.

Give it to them!

Free press release sites might only have 500,000 visitors or less but the content there gets picked up and put on other places on the web as news. This means more links from other sites besides the actual press release site AND can give you more exposure to an audience that might never have found you.

There is always the debate about the value of a link from sites such as Blogger and an article directory such as Ezine Articles, but as I stated above you are also reaching out to millions of potential readers this way.

So What Are Some Good Methods For How To Increase Web Traffic?
WRITE GOOD, INFORMATIVE, QUALITY CONTENT!

Answer A Question, Solve A Problem, Educate Some One In Some Way And Then You Have A Good Chance To Get Them To Visit Your Web Site!

You can just go through these steps:

1. Blogging on your own domain website.

2. Articles and Press Releases.

3. Other places that will allow you to place content for free like Ezine Articles, Blogger, etc

This might not seem very exciting as there is nothing really magical here but this is what has been going on in the world of successful internet marketers for years.

If you’re disappointed, I will not apologize as this is something you need to understand as a basis for a good internet business

So prepare yourself to do a little work and start writing good, informative content and get it up there on the web!

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Aug

25

By
Scott
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If I start talking about online marketing strategy everyone’s mind immediately goes to getting traffic by ranking, linking, etc.

But let me make this statement: The biggest obstacle you will face when it comes to working on your own to create a successful online business is you. This is because you are a human being and human beings are very weird with minds that can wander and trigger negative emotions.

So I would suggest as part of your online marketing strategy one of the things slightly ‘outside of the box’ that you might want to consider is the positive impact a little organization can have on your online marketing efforts.
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Online Marketing Strategy: Organization
Again, most of the time people think of an online marketing strategy as a way to get traffic to their website or a way to make money using the Internet. My point here is how are you going to efficiently and effectively learn and put these online marketing strategies into play?

In my opinion a little organization can go a long way towards making your overall online marketing strategy more effective. Why? Because normally those that are more organized are more productive as well as feeling more relaxed as they have right before them that list of what they are going to do and feel in control of things.

This results in them feeling on top of things and being able to focus on getting one single thing done as fast and efficiently as possible.

Or to put it more simply and personally; A little organization can have you working better, smarter, faster by having your mind free, your body relaxed and your spirit feeling light and free as well. (Screw that defeated feeling!)
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Online Marketing Strategy: Making A List
By making a list, and this means physically writing it out or making the list on your computer so you can see it, your mind will be clear of holding onto all of those thoughts and allow you to focus all of your concentration and effort on a single one.

I was told long ago if you can’t sleep at night because one or two things are stuck in your head and your mind won’t let go of them then get up and write it down. Then read it twice, realize it is right there for you to look at in the morning and then go back to bed.

The result of the action of writing it down and reading it seems to somehow get the mind to let go of it.

This especially applies to working at home alone when you sit down at your computer and begin to think of everything you want to get done during the day.
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Online Marketing Strategy: The List Creates A Focus On Work
The first thing making a list accomplishes is that it gets you to focus on just your work. You’re not thinking about having to pick up the kids at school in the afternoon.

The rest of the day is blotted out and you are thinking about the work you want to get done. You’re mind is not distracted by thinking about everything as it’s been written down as you can refer to your list at anytime, you know it’s there.

I would also suggest you outline your day as well for all of the same reasons.
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Online Marketing Strategy: Prioritizing Your List
Once you have written out the things you want to focus on, go back through the list and prioritize it. Realize that you don’t have to be perfect here, and if you are not sure of what should be the top priorities just pick 3 things and number them 1, 2, 3 and START!

Getting started is an important concept!

Just start doing the first thing you have on your list, whether it is easy or hard, and then just focus on doing that one thing. Everything else should be waaaay back in your mind now which will allow you to apply all of your concentration and effort more freely on just finishing that one task on your list.
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Online Marketing Strategy: An Important Tip
Before you go to bed write down 2 or 3 things you want to get down the next day. This can create a shortcut as you can sometimes just sit down and pick 1 of those 2 or 3 things then Bang! You’re off to the races.
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Sep

28

By
Scott
.
One fairly recent change in online marketing SEO is Google’s decision to put a little more emphasis on bounce rate, exit rate, the amount of time a visitor spends on your website and how often visitors return.

Google has the ability to analysis this data and use it to determine a websites importance and value when Google goes to rank a webpage or website and decide how high in the search results to place it.

This is normally referred to as ‘SEO Metrics’ and as mentioned above there has been a shift by Google in putting more emphasis on these factors when determining how high to rank a website or webpage.
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Online Marketing SEO: What Exactly Are The Bounce Rate And The Exit Rate?
Let’s define these online marketing SEO terms first so we can understand what we are talking about.

The two most important of these online marketing SEO factors are the ‘Bounce Rate’ and the ‘Exit Rate’ so let’s take a close look at understanding what is meant by these two terms

Bounce!

The ‘Bounce Rate’ is when someone visits a single webpage on your website and then clicks off that webpage without visiting any other page on your website.

The ‘Exit Rate’ is a percentage determined by a visitor leaving a particular page of your website compared to the number of visits that particular webpage has had.

So an ‘Exit Rate’ factor only occurs when someone visits more than one page on your website and that ‘Exit Rate’ is assigned to the particular webpage that was the last page they visited and clicked off from.
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Online Marketing SEO: How Do I Find Out What The Bounce Rate And Exit Rate Are For My Website?
The easiest way I know to do this is to use Google Analytics. (I am developing some material on Google Analytics for the very near future.)

What Is A Good Target For Good Online Marketing SEO For The Bounce Rate and The Exit Rate?

A bounce rate of 25% is considered acceptable though in some cases it is mentioned that a keyword phrase can accidentally lead to irrelevant search results.

As an example is someone types in: “How To Get Great Flowers” and they will be presented with sites on Flower Photography, Wedding Flowers, Buying Flowers, and Growing Flowers. However, with the title and the description displayed on the search results returned page, I would expect these irrelevant clicks that would be considered a bounce would be limited quite a bit.

For a website with a natural flow to a last page you would naturally find that page to have a high exit rate.

For a blog such as this website you would want to be concerned with two things:

If your home page had a high bounce rate as well as a high exit rate.
If one or two individual pages have a high exit rate you would want to consider either changing the content or layout of these pages or actual deleting them from your site altogether.
And, of course, if the bounce rate and exit rate is high for your home page you really need to look at what you can change about it from content to layout and quickly address this problem. It could be something as simple as the page taking too long to load or it may be in need of a more extensive adjustment by changing the content and / or the look of the home page.
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Online Marketing SEO: Why Are The Bounce Rate and Exit Rate Important to Know?
Good Bye Forever

There are two important reasons for knowing your bounce rate and exit rate for your web pages.

The first is this allows you to further optimize your website and web pages that have a high rate for one or both of these factors, so you can edit these pages to give the more of a ‘Sticky’ quality and keep your visitors interested in your website and web pages and have them spend more time on your website.

The second important reason is that Google knows your bounce rate and exit rate and uses that as part of its equation when it decides how well to rank your website and web pages

When it comes to online marketing SEO factors Google also knows the length of time a visitor spends on any one page of your site as well as the total time a visitors spends on your entire website and factors this into its ranking decision as well.

AwStats in the control panel of your website will only show you the length of time a visitor spends on your website in segments of: 0 to 30 seconds, 30 seconds to 2 minutes, 2minutes to 5 minutes, etc., but it is a good way to get a feeling for how many visitors are leaving in less than 30 seconds to give you an idea of what your bounce rate is.

Eventually you’ll want to get something like Google analytics installed and understand how to use and interpret the data it gives you but if you’re focused on just getting traffic with a relatively new website you can just check AwStats until you decide it is time to devote some of your online marketing SEO efforts towards learning and using Google Analytics
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Online Marketing SEO: To Sum Things Up
So the bottom line is, especially for the bounce rate, to be aware of what it is and how it can have a negative effect upon your web site and you web page rankings in Google as well as tell you that you need to experiment and change something up to reduce it so people will stay interested in staying on your website long enough for you to get your marketing message across.

I didn’t give any real solutions towards the online marketing SEO tactic of making your website ‘Sticky’ to reduce the bounce rate but this post is already rather long so I’ll come back tomorrow with a post on methods to create a ‘Sticky’ website and ‘Sticky’ web pages.
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ac-repair-services

Room air conditioners vary from central room air conditioners in the sense that they are not intended to cool a complete home. Rather, they’re meant to cool a room in the summertime, sometimes one or two rooms. Nevertheless the beliefs are like a central air conditioning unit. A compressor sends refrigerant thru coils and as air passes over them it cools the air, with any moisture from the method being drained outside. Room air conditioners units are more acceptable for smaller houses, homes in a reasonably temperate climate, or maybe the ones that are only exposed to daylight on a little of the home. The advantage of room air conditioners units over a central air-conditioning unit is they are far more cheap and use less power in total.. Generally room air conditioners sit in a window and exhaust the warm air outside.

Once cooler weather arrives, the unit can be removed and stored or you do have the option of permanent installation with some room air conditioners models.. Room air conditioners units come in a selection of sizes and shapes to suit the scale of your window as well as the dimensions of the room you would like to cool. The cooling capacity of room air conditioners are measured in English Thermal Units an hour ( BTU / hour ). What size air conditioner you need for a room depends generally on the room size along with one or two other variables. To get the floor area of a selected room, multiple the length by the width in either meters or feet. As well as the area of a room, there are one or two other things to consider. Easily shaded rooms need less cooling capacity. When placing a room air conditioners in heavily shaded room, the necessary BTU capacity can be reduced by ten percent. When placing room air conditioners in a room with heavy exposure to daylight, the necessary BTU capacity should be increased by ten percent In household where more than two or more that occupy the room the air conditioners is in, increase the BTU capacity by six hundred BTUs for everybody. When placing a room air conditioners in a kitchen, increase the BTU capacity by four thousand BTUs. The latest room air conditioners use high potency compressors, fan motors and heat transfer surfaces to transfer more heat from the air to the coils, saving energy otherwise needed to compact the refrigerant.

When buying room air conditioners, you need to also look for models that feature speed controls for the fan, digital thermostats for more exact temperature control and programming functionalities for when you would like it to turn off and on

ENERGY STAR room air conditioners reduce power usage another 10-15% over standard models. Each size and kind of room air conditioners has their own necessities to be accepted for the ENERGY STAR label. They’re listed in the chart below. For more methods to save on energy and operating costs, please see our tips sections below. Room air conditioners use a programmable thermostat buying a programmable heater will enable you to mechanically adjust the temperature while you are at work, when you’re sleeping and while you are on holiday. Reverse the fan in winter to bump warm air down and preserve heat. Keep an eye out for the Energy Star Label as these products use less power and save you money.
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Room air conditioners vary from central room air conditioners in the sense that they are not intended to cool a complete home. Rather, they’re meant to cool a room in the summertime, sometimes one or two rooms. Nevertheless the beliefs are like a central air conditioning unit. A compressor sends refrigerant thru coils and as air passes over them it cools the air, with any moisture from the method being drained outside. Room air conditioners units are more acceptable for smaller houses, homes in a reasonably temperate climate, or maybe the ones that are only exposed to daylight on a little of the home. The advantage of room air conditioners units over a central air-conditioning unit is they are far more cheap and use less power in total.. Generally room air conditioners sit in a window and exhaust the warm air outside.

Once cooler weather arrives, the unit can be removed and stored or you do have the option of permanent installation with some room air conditioners models.. Room air conditioners units come in a selection of sizes and shapes to suit the scale of your window as well as the dimensions of the room you would like to cool. The cooling capacity of room air conditioners are measured in English Thermal Units an hour ( BTU / hour ). What size air conditioner you need for a room depends generally on the room size along with one or two other variables. To get the floor area of a selected room, multiple the length by the width in either meters or feet. As well as the area of a room, there are one or two other things to consider. Easily shaded rooms need less cooling capacity. When placing a room air conditioners in heavily shaded room, the necessary BTU capacity can be reduced by ten percent. When placing room air conditioners in a room with heavy exposure to daylight, the necessary BTU capacity should be increased by ten percent In household where more than two or more that occupy the room the air conditioners is in, increase the BTU capacity by six hundred BTUs for everybody. When placing a room air conditioners in a kitchen, increase the BTU capacity by four thousand BTUs. The latest room air conditioners use high potency compressors, fan motors and heat transfer surfaces to transfer more heat from the air to the coils, saving energy otherwise needed to compact the refrigerant.

When buying room air conditioners, you need to also look for models that feature speed controls for the fan, digital thermostats for more exact temperature control and programming functionalities for when you would like it to turn off and on

ENERGY STAR room air conditioners reduce power usage another 10-15% over standard models. Each size and kind of room air conditioners has their own necessities to be accepted for the ENERGY STAR label. They’re listed in the chart below. For more methods to save on energy and operating costs, please see our tips sections below. Room air conditioners use a programmable thermostat buying a programmable heater will enable you to mechanically adjust the temperature while you are at work, when you’re sleeping and while you are on holiday. Reverse the fan in winter to bump warm air down and preserve heat. Keep an eye out for the Energy Star Label as these products use less power and save you money.
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The easy way to Clean a split system air conditioners. Correct cleaning split system air conditioners of and upkeep of your split system air conditioners can imply years of unpolluted cool air and save you having to get professionals in to clean it.. It just as understandable to keep your split system air conditioners freed from dust and your outside unit freed from leaves, dryer lint and waste. Frequent wiping off the external framework and front panel will split system air conditioners means less dust the unit has to soak up. Dependent on the quantity of dust amassed and any allergies you could have, consider replacing the split system air conditioners filters once a month.

The outside of the split system air conditioners units may need pro sanitizing annually if you spot buildup on coils that you can’t remove yourself. Turn the split system air conditioners system to the “Off” position, and disconnect the power supply to guarantee safety in the cleaning process. Take away the front panel off the split system air conditioners indoor unit. Moisten a fabric with cold water, and wipe down the front panel of your split system air conditioners. Wipe it with a dry material. Lift the air purifier out of the front of the split system air conditioners.. Take away the light turned on deodorization net from the filter housing or frame, if materiel and bask it in the sunshine for six to eight hours. Vacuum any HEPA net or, better replace them each month.

Clean the net filter housing of your split system air conditioners using a damp fabric with water. Dry the filter housing of the split system air conditioners with a dry. Replace the light turned on deodorization net and the HEPA filters into the filter housing. Wipe the split system air conditioners unit with a moist material, and dry it with a dry fabric. Remove oily fingerprint smudges with a mild watered down dish detergent, and wash with plain water. Wipe the outside of your split system air conditioners unit housing with a soft bristle brush to get rid of plain dust or waste. Take away the cover off your split system air conditioners carefully with a screwdriver. Wipe down the cover inside and outside using watered down dish soap and a soft fabric. Wash with clear cold water, and dry with a soft fabric. Clean the exposed condenser coils of your split system air conditioners employing a soft bristle brush to brush away dust and waste. Inspect the coils to notice any filmy buildup. Put the cover back on. Call a professional split system air conditioners cleaning service if unnecessary buildup is clear. Plug the unit into the power supply, and turn it to the “On” position for prepared use. Test your split system air conditioners by switching on and listening and make sure everything is working and go through the range of settings to ensure it is all running correctly. If in doubt call a professional split system air conditioners Company.
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Purchasing air conditioner filters by the case seems like a very logical idea. There’s nothing wrong with saving a few dollars on something you’re going to eventually need to replace anyway.
The problem is will you actually replace it when it’s time?
The money you save can quickly disappear because you forgot to change a filter when it was time. A dirty, clogged filter can increase energy consumption by over 20% in a few weeks. Typically, the couple of bucks that was saved is eaten up by the next gas or electric bill that arrives in the mail.

Having a case of filters sitting in your home doesn’t do you any good if the box is collecting more dust than the filter!

Every filter, no matter the quality, has a tipping point of effectiveness. This is when it no longer allows air to flow without restriction. Restricted air flow causes the blower motor, coil and compressor work harder to perform efficiently. This results in consuming more energy to perform at an acceptable level.

Replacing your filter in a timely manner with a high quality filter is the best way to insure that this does not occur. If you’re a disciplined do-it-your-selfer and change your filter on a set schedule, buying them by the case makes sense. But if you have a tendency to forget you may want to adopt a different maintenance strategy.

A smarter way to buy filters is to use a service like the one provided by Air-Conditioner-Filters-Made-Easy.com. We’ll ship you a quality air filter on a set schedule you choose. Your filter will arrive at your door on a predetermined date. All you need to do is replace the old filter with the new one. It’s as easy as that.

Air conditioner filters have a major impact on your home budget. Making the right choice can save you more money over a long period of time.

The
Air Conditioner Filters Made Easyprogram helps you to remember when it is time to change your filter.

When you enroll in this simple program your home air filters are delivered to your home when you need them. All you need to do is change the old dirty filter with the new one. You’ll never forget to change your filter again so your system will work closer to maximum efficiency all the time.

Click on Phil the Filter Guy below to start saving money and energy…

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‘All air conditioner filters are all the same!’It’s surprising how many homeowners have this attitude.

The fact is this myth cost thousands of people hundreds of dollars a year in higher energy bills and causes many respiratory ailments. Inexpensive air conditioner filters are more costly in the long term in three critical areas: equipment life, indoor air quality and energy consumption.
If you currently use a spun fiberglass air conditioner filter that you can see through and costs about $2.00, you’re wasting your money. This type of filter only captures the large particles it doesn’t capture the smaller particles that can damage your system. When dirt is allowed to accumulate on the coil within your system it makes the evaporator fan work harder, causes the condenser line pressure to rise and stresses the compressor.
These three quickly add up to additional energy consumption, higher costs and a shorter equipment life span. The cost of replacing a coil can run as high as $500 and a new system can cost over $4,000! Skimping on the air conditioner filter just to save a few dollars can get very expensive.

An air conditioner filter also plays a key role in keeping the air you breathe free of irritants. Many people suffer from allergies, asthma, or other breathing problems that affect their quality of life. Many cheap pleated filters promise to clean a home’s air but fall short because they don’t trap enough of the smaller particles that cause breathing problems. To tackle this situation, a higher MERV filter is the best way to go.

MERV stands for Minimum Efficiency Reporting Value and is used to help compare filter performance. A higher MERV rating indicates a better performing filter. The MERV rating you need for your comfort system comes down to your sensitivity to dust and other pollutants and the air quality issues you face in your home. Fiberglass filters are rated at a 1 MERV while most homes could see significant health benefits from an 8 MERV filter.

Energy consumption is another area that impacts the air conditioner filter you choose. A cheap filter loads up with dirt and dust faster than a high quality pleated filter because it has less surface area. As unwanted air-borne particles accumulate a filter will eventually pass its ability to function effectively. A cheap filter that is forgotten will restrict air flow and make the system work harder and waste more energy.

When should you change your air conditioner filter? It depends. Every house and comfort system is different. When you change your filter depends on many factors including the number of people who live there, whether you have pets or if you have a lot of dust and mold outside. The only way to know if it is time to change the filter is to check it monthly and commit to a set schedule to replace the old filter.

What’s the best thing you can do for your home’s comfort system? Use a high quality filter and change it on a schedule that fits your lifestyle.

Services like the one provided by Air-Conditioner-Filters-Made-Easy.com can help any home extend equipment life, improve air quality and save on energy. We’ll ship you a quality air filter on a set schedule. It will arrive at your door on a predetermined date that you select. All you need to do is replace the old filter with the new one. It’s as easy as that.

Air conditioner filters have a major impact on your home environment. Understanding this small fact can save you money and improve your health.

The
Air Conditioner Filters Made Easyprogram helps you to remember when it is time to change your filter.

When you enroll in this simple program your home air filters are delivered to your home when you need them. All you need to do is change the old dirty filter with the new one. You’ll never forget to change your filter again so your system will work closer to maximum efficiency all the time.

Click on Phil the Filter Guy below to start saving money and energy…

=====================

If you are searching for new air conditioner units, look no further. Not only can you find a complete selection of the latest units, you can also find complete information about service and installation. Check out our site today! Find here

“Over the past few air years, conditioner we”ve seen major improvements: more energy-efficient chillers, better heat-recovery-type chillers andand higher-efficiency heating motors, just to unit name a few,” director of facilities engineering “another big savings has come from improvements in variable-frequency drives. prices have come down, and they”ve become much more reliable. we use them more extensively now.” “variable-speed pumping and drives are becoming somewhat a matter of course … we can meet the load requirement more easily that way than airandconditionerandand with any kind of step control,” he explains. the real potential for cutting hvac costs, however, is managing overall load with an energy-management system. “recently, heating energy-management systems have become very sophisticated,” . “they can permit load-demand unit limiting, load shedding air at conditioner different hours and turning the systems off and on when they”re not in use. we can program them to respond to special requirements for night and occupancies, [even] on an intermittent basis.”

step 2: filter heating locations. if the fluid is heavily unit contaminated with a wide range of particle sizes, a single filter may not be practical. one solution is to use two filters installed next to each other in the fluid line. in this two-stage system, a relatively coarse medium is installed in the air first filter to capture larger particles. the second stage, or conditioner andand polishing filter, has a tighter medium to capture smaller particles. a similar heating process is the removal of moisture from air or unit hydrocarbon fluid in a separator upstream of a particle filter. removing moisture first reduces the chance of metal corrosion in the particle filter, lowers pressure drop across the filter medium due to water droplets, and extends the service life of the element. airand conditioner some manufacturers combine and these two stages in one unit.

side-stream (off-line) filtration is used in some applications. in this configuration, the filter is located in a loop off the main fluid line or attached to a reservoir. heating steps 3 – 6: operating conditions. these steps generate statements or measurements of circuit operating conditions. the variable values in these steps must be found before specifying media and the size of the unit separator. in air a batch-flow conditioner situation, and it may be useful to calculate both average and peak flow conditions heating or to unit find the total volume of each batch to be filtered. this information air may lead to selection of a less expensive conditioner model than a continuous-flow and situation would allow. flow and viscosity, major determinants heating of initial pressure drop in a filter or separator, influence element service-life and sizing. upstream and downstream contaminant concentrations are used to calculate the removal efficiency unit required for the media or separator.

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If you are searching for new air conditioner units, look no further. Not only can you find a complete selection of the latest units, you can also find complete information about service and installation. Check out our site today! Click here

Because the system works on the principle of aspiration, streams of air gently mix with existing air currents and provide even temperatures from floor to ceiling. If You Can Design It, We Can Heat And Cool It air – Imagine being totally free to design any home or building without the worry of cumbersome metal ductwork and containment areas! With our System, it”s possible! Because conditioner the system fits in walls, ceilings and floor cavities, architects, contractors and builders are enjoying freedom of design – without soffits or firdowns – and finding that the system is the perfect match and for new construction applications and custom-built homes. The system is also technologically superior supplies to conventional systems. The system”s flexible mini-ducts provide maximum comfort with air draft-free, even temperatures throughout each room – in any style structure. And although it was designed as a high velocity heating and cooling system, it”s whisper quiet. The system is truly a superior heating and cooling system for superior homes! The system is not just for residential applications. Offices, restaurants, hospitals, inns, retail shops, colleges, churches – a whole host of commercial properties are enjoying the system. For many of the same reasons cited by homeowners, the conditioner system makes for a and superior heating and cooling solution for commercial and industrial projects.

No matter when your home was built or what supplies the physical configurations are, you can install the system for high performance heating and cooling comfort. Crafted to weave around and through existing construction, the flexibility of the system makes the system the perfect solution for retrofit applications. air In fact, you”ll find there”s little or no remodeling required conditioner for installation. and This allows homeowners the unique opportunity to maintain the architectural integrity of their home while enjoying many advantages over conventional systems: Little Or No Remodeling – The system fits where other systems can”t. The flexible mini-ducts can be routed through existing cavities in the ceilings, walls supplies and floors. The modular air handlers and coils can be installed easily into ceilings, crawlspaces and closets.

If you are searching for new air conditioner units, look no further. Not only can you find a complete selection of the latest units, you can also find complete information about service and installation. Check out our site today!

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flexible forced air furnaces – If your custom home calls for special heating and cooling systems, we can help. We have the latest information about how to properly heat and cool a custom designed and built home. Check out our site and learn how we can help you.
heating air conditioning systems – Are you in the market for new heating and air conditioning systems for your home or business? Visit our site and learn how we can help you. We provide today’s technology in heating and cooling. Visit us today for details.
high velocity air conditioning units – If you own a major office building or business and want to find the best way to cool the building, visit our site. We have complete information, prices and installation costs to help you understand what’s necessary. Check us out today.
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environmental air quality control – Would you like information on environmental air quality control systems? Check out our site for complete details on these products. We can help you find the one that fits your needs. Visit our site for details.

2003 air-conditioner-units.com.All Rights Reserved.

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Air conditioner ratings – consumer guide to energy efficient air conditioning. A/C by different brands rated and reviewed.

Air conditioner rating is measured by EER (energy efficiency rating). The higher the number – more efficient you’re a/C unit is. The older units only have a rating or 6 or 7. While best modern air conditioners have efficiency rating of 12 or higher. That basically mean that they consume almost twice less energy while cooling your house.

When searching for a A/C unit with high efficiency rating look for units with an Energy Star. Earning an Energy Star means that this unit has high rating.

Air conditioners are no longer luxury – prices of window and portable units are very affordable.

You can find four main types of air conditioning systems: window-wall units, portable air conditioners, split systems, and ducted systems. Window-wall units are placed in windows and are used for cooling smaller rooms. Central air conditioners use ducting pipes that are placed in the ceiling. These pipes route the cool air through ceiling vents or “ducts” in each room. Split system air conditioners consist of two main sections – a quite unit inside and a compressor that’s placed on the outside.

How Air Conditioning Works
To cool your room air conditioning systems removes heat and moisture from the indoor air and transfers it outdoors. All air conditioning systems work on the same principle – they have a chemical refrigerant that absorbs the unwanted heat and then pumps it through a system of piping to the outside coil. After that the fan blows outside air over the hot coil to transfer heat from the refrigerant to the outside air.

Air conditioner rating is important because even though high efficiency air conditioners are a little more expensive than traditional units, they use 20%-50% less energy. That represents a sizeable amount of overall savings. So in a long run a high rating unit will you’re your less. Also for an air conditioning system to work efficiently proper sizing is very important.

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Air Conditioners
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How to Clean your Air Conditioner like a Pro
Author: Donald Grummett

February 2, 2005

Jack Frost is nipping at our nose and Santa Claus has just left. The eastern seaboard has just received their third blizzard for a total of over 125 cm (56 inches) of snow in one week. So, who in their right mind would be thinking about window air conditioners at this time of year?

Call me crazy, but I am.

It is a good time of year to start this project. Firstly, it keeps ones mind sharp for the coming spring. Plus, it allows you to try out those new tools you got for Christmas. Mainly though, it is a good winter project because by the time spring arrives you will be too busy to think about this job.

Very little is required to clean a window air conditioner, except lots of patience. If patience is something you lack then it is a job you should turn over to the local appliance serviceman.

Tools ———————-
·Tin can or container (old muffin tin works well also)
·Vacuum cleaner
·Long handled brush (an old toilet brush works well)
·Oil can
·Rags
·De-greaser or spray detergent
·Selection of screwdrivers (Philips, Flat bladed, 1/4″ socket head)
·Fin tool (optional)
·New filter (if disposable type)

Lets get started ———–

1. Start by removing the filter from the front grille. If it is hidden behind the grille proceed to step 2.
If it is a disposable filter simply replace it with a new one. Other types are made in a plastic frame and can be cleaned and reused. To clean a filter lay it flat in the sink and sprinkle surface with powder laundry detergent. Then cover with about one inch of hot water. Just enough so the filter is submerged. Soak for 15 minutes. Remove from water and rinse with warm water. Hang up to dry while proceeding to next step.

2. Next, remove the front grille from the main body of the air conditioner. They usually pivot on two spring clips at the bottom. It is usually removed by pulling the grille gently forward while pushing it down at the same time. If there is resistance then look for hidden screws. Look near the top edge of the grille or behind the control knob door. Once removed place the grille aside until later.

3. Carefully remove metal cover of air conditioner to expose inner workings. Once all the screws are removed lift the cover straight up. Do not let it hit the other parts as it can have sharp edges. This is where the old can comes in handy (ice cube container or muffin tin works well also). Use it to keep track of all the screws you will be removing. An air conditioner will often use a number of different types and sizes of screws. Segregate them from each other or confusion will result when we start reassembly.

4. Check the fan motor for any oil holes or oil plugs. If the motor has oil plugs they are usually rubber. Use caution when removing because the rubber may have become brittle. Often they will break off in the oil holes resulting in a blockage. If this occurs try to remove the broken plug by using a pin of the tip of a small screwdriver.
Once the fan motor oil holes are exposed add a few drops of oil to each end of the motor body. Use a general purpose (3in1) oil or clean motor oil. A #30 oil is sufficient.
The natural tendency is to over-oil. Too much lubrication is as bad as not enough. Therefore only 3 or 4 drops on both ends of the motor body is sufficient. Add the oil slowly, pausing a few seconds between each drop. If you add it too quickly over-lubrication will result.

5. Use the brush to remove surface dust and dirt from the evaporator (front fins). Use an up and down motion. Do not go side to side or allow the fins to be bent. The fins are very soft aluminum and can be damaged easily.
Once surface dirt is removed, spray with de-greaser or cleaner. There is a good product on the market called HVAC cleaner. As the name implies it is meant for Heating, Ventilation, and Air Conditioner coil cleaning. If this is not available the Fantastic Spray cleaner used in kitchens and bathrooms works quite well.
Let stand about 15 minutes or as per instructions on de-greaser can. This will allow cleaner to loosen any hidden dirt. Remove dirt and excess cleaner by slowly pouring warm water into fins. Do not allow the water to enter any electrical connections or components that may be near the coil. As an added precaution cover the motor with one of the cloth rags. to protect it from the water.
Do not use any form of high pressure air or water because this can drive dirt farther into fins. Also, use extreme caution as these coils are filled with high pressure refrigerant.

6. Straighten any bent fins. Use a fin comb if available. If no fin comb then use something soft such as a Popsicle stick. Straightening the fins will increase the efficiency of the air flow through the coils. This adds to the overall cooling effect produced by the air conditioner.

7. Repeat steps 5 and 6 for the condenser (rear fins) coil. A plastic cowling usually surrounds the condenser fins. If so, check the top edge to see if it will lift or open. If it opens this will allow easier access to the condenser fins. Again use caution because the condenser coil is also filled with high pressure refrigerant.

8. Wipe any dirt buildup from both fan blades using a soft rag. Do not bend blades. This would cause a vibration that would harm the motor.

9. Vacuum all surfaces including front and back of grille assembly. Do not forget to vacuum underside of metal air conditioner cover. If the cover contains air holes clean them thoroughly. If necessary use a damp rag.

10. Drain any water left in the base and allow it to dry for few hours.

11. When completely dry plug in air conditioner and test operation. If everything appears okay unplug and begin reassembly.

Reassemble and test ————-

12. Once reassembly is complete, retest operation to ensure replacing the cover has not affected anything. Adding the cover will often twist the frame and can cause interior parts to move out of alignment. This may cause the fan to become noisy. To correct for this problem remove the cover and realign to the main body of the air conditioner. Reinstall the cover and test for noises every time 2 or 3 additional screws are added to the cover. Spinning the front blade by hand will let you know if anything is rubbing against the fan blades.

13. Install the front grille with the new or cleaned filter in place.

14. Lastly, cover air conditioner with plastic wrap or an old blanket. Store in a warm dry area. Raise it from floor slightly by placing onto a couple of pieces of wood. This will protect the floor from the metal edges of the air conditioner, and also protect the air conditioner from moisture.

You’re Finished ————

Repeat this simple procedure every year. If you do, the machine will be ready for many more years of dependable service.

Addendum ——————-

The filter inside the front grille should be removed and cleaned (as in step 1) every month throughout the cooling season. If you are a smoker it should be cleaned every week.

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Beat The Summer Heat – What Size A/C Should You Buy
Author: Donald Grummett
Beat the summer heat – what size A/C do I need

What size air conditioner do I need?

A larger air conditioner will not always provide more cooling. It should be sized for the room area. If properly sized it should operate long enough to remove moisture from the air. It is the moisture removed from the room which actually produces the feeling of cooling. Unfortunately many people in their rush to purchase a window air conditioner buy too large a model.

Too large a unit can actually provide less cooling than a smaller, properly sized unit. This is because with an oversized air conditioner its run time is too short. Consequently it does not remove enough moisture from the room to produce a feeling of comfort. If you’re A/C seems to cycle off and then back on every few minutes and does a poor job of cooling, it is probably oversized for the room.

Air conditioners are rated in BTU’s. British Thermal Units are a measurement of how much heat is being transferred form the room being cooled to where the heat is dumped out of doors. This is why the cooing coil inside the room is cool to the touch, while the part that hangs outside is extremely hot.

A window air conditioner used in the average household room can be as low as 4000 BTU. While 5000, 6000, and 8000 are the most common sizes purchased.

How do I determine what size A/C I need?
Following is a basic sizing chart for calculating the window air conditioner needed for a room. Calculate the size of the room by multiplying the width of the room by the length of the room. Use your room size to determine what BTU’s are required to cool that particular room size.

room in sq ft——–room in sq m———-A/C size in BTU’s

100–250……………..9–23……………….5000–6000
250–400…………….23–37……………….6000–8500
400–550…………….37–51……………….8000–11000
550–875…………….51–811………………1000–15000

Based on a room occupied by two adults, having an average insulation, number of windows, and sun exposure.

Which is the best room for placement of an air conditioner?

Wherever it gives the most comfort is where it should be installed. If you only have one air conditioner then we usually suggest the bedroom. This is because most people find that if they can sleep comfortably during a hot summer night then their next days work will be a lot easier. Getting through a hot day at work becomes a lot easier when you know you will sleep comfortably that night.

Some people do not like a cool sleeping environment so they will tend to place it in a living room or family room. Or some people will place it in the family room because the whole family can sleep there. Get out the sleeping bags and turn it into an adventure for the young ones. Beats waking up in the morning to find a dog, cat, and four kids in the bed with you.

Also window air conditioner can be noisy, which may disturb sleep. Others find the drone of the fan actually promotes sleep because all the neighbourhood noises are drowned out. Some people say the air conditioner works as well as a sleeping pill

But whichever room you eventually pick don’t expect the impossible from you’re A/C. It is not meant to cool more than one room or one open area. Air conditioners will not cool other rooms? This is because the blower in a window air conditioner is not very powerful. It is sized to cool one open area, not a number of interconnected rooms. Therefore once again a couple of smaller units may be better for your home than one large unit.

Lastly, remember to properly secure the air conditioner in the window. Once installed a piece of wood to stop the window from being lifted up is a good idea. If you have wooden sills the simple addition of a wood screw at the top of the raised window (the one you had to raise to install the A/C) will only take a minute. Otherwise an intruder could gain access to the house by lifting the window and letting the A/C fall out. This could result in the loss of both your valuables and the air conditioner.

About the Author
Copyright 2005 by Donald Grummett. All right reserved.
Service manager of MG Appliance Repair Services in Ottawa, Canada. In the trade over 30 years as a technician, business owner, and technical trainer. For more information about appliances including FAQ, Stain guide, Recycling, and Newsletter visit http://www.mgservices.ca

==============================

Beat the summer heat – what size A/C do I need

What size air conditioner do I need?

A larger air conditioner will not always provide more cooling. It should be sized for the room area. If properly sized it should operate long enough to remove moisture from the air. It is the moisture removed from the room which actually produces the feeling of cooling. Unfortunately many people in their rush to purchase a window air conditioner buy too large a model.

Too large a unit can actually provide less cooling than a smaller, properly sized unit. This is because with an oversized air conditioner its run time is too short. Consequently it does not remove enough moisture from the room to produce a feeling of comfort. If you�re A/C seems to cycle off and then back on every few minutes and does a poor job of cooling, it is probably oversized for the room.

Air conditioners are rated in BTU�s. British Thermal Units are a measurement of how much heat is being transferred form the room being cooled to where the heat is dumped out of doors. This is why the cooing coil inside the room is cool to the touch, while the part that hangs outside is extremely hot.

A window air conditioner used in the average household room can be as low as 4000 BTU. While 5000, 6000, and 8000 are the most common sizes purchased.

How do I determine what size A/C I need? Following is a basic sizing chart for calculating the window air conditioner needed for a room. Calculate the size of the room by multiplying the width of the room by the length of the room. Use your room size to determine what BTU’s are required to cool that particular room size.

room in sq ft——–room in sq m———-A/C size in BTU’s

100�250……………..9�23……………….5000�6000 250�400…………….23�37……………….6000�8500 400�550…………….37�51……………….8000�11000 550�875…………….51�811………………1000�15000

Based on a room occupied by two adults, having an average insulation, number of windows, and sun exposure.

Which is the best room for placement of an air conditioner?

Wherever it gives the most comfort is where it should be installed. If you only have one air conditioner then we usually suggest the bedroom. This is because most people find that if they can sleep comfortably during a hot summer night then their next days work will be a lot easier. Getting through a hot day at work becomes a lot easier when you know you will sleep comfortably that night.

Some people do not like a cool sleeping environment so they will tend to place it in a living room or family room. Or some people will place it in the family room because the whole family can sleep there. Get out the sleeping bags and turn it into an adventure for the young ones. Beats waking up in the morning to find a dog, cat, and four kids in the bed with you.

Also window air conditioner can be noisy, which may disturb sleep. Others find the drone of the fan actually promotes sleep because all the neighbourhood noises are drowned out. Some people say the air conditioner works as well as a sleeping pill

But whichever room you eventually pick don�t expect the impossible from you�re A/C. It is not meant to cool more than one room or one open area. Air conditioners will not cool other rooms? This is because the blower in a window air conditioner is not very powerful. It is sized to cool one open area, not a number of interconnected rooms. Therefore once again a couple of smaller units may be better for your home than one large unit.

Lastly, remember to properly secure the air conditioner in the window. Once installed a piece of wood to stop the window from being lifted up is a good idea. If you have wooden sills the simple addition of a wood screw at the top of the raised window (the one you had to raise to install the A/C) will only take a minute. Otherwise an intruder could gain access to the house by lifting the window and letting the A/C fall out. This could result in the loss of both your valuables and the air conditioner.

About the Author Copyright 2005 by Donald Grummett. All right reserved. Service manager of MG Appliance Repair Services in Ottawa, Canada. In the trade over 30 years as a technician, business owner, and technical trainer. For more information about appliances including FAQ, Stain guide, Recycling, and Newsletter visit http://www.mgservices.ca
====================
The first thing you should know is that HVAC is an abbreviation for Heating, Ventillation and Air Conditioning. This kind of device is a one piece unit that provides all your heating and cooling needs. The are two different types of systems available, local and central or local. With a central system, all your heating needs are provided from one unit, whether it is a boiler or a furnace. Heated air, steam or water is then circulated through duct work or pipes throughout your home, and these systems can be either forced air or radiant heat.

Radiant HVAC systems transfer heat from water or steam, which is then circulated through your house by heat exchangers or radiators. The radiator transfers that heat directly into the room not by ‘radiation,’ but by convection. This is actually caused by internal movements of the heated water or steam, heat that is directly emitted by a hot surface is radiant. Forced air heating is created by the heat exchanger itself getting hot, then air is forced through this and then throughout the house.

In the case of the air conditioning part of the HVAC system, usually this is the same as forced air heating, but in this case, instead of it being passed through a heat exchange, it flows through a coolant exchanger instead. The cool air still flows through the same duct work, it is just cold air instead of hot. Because of the heat that is produced during this cooling process, the air conditioning part is usually located on the outside of your home, close to the furnace.

HVAC Contractor St. Petersburg

Local HVAC systems can be space heaters, wood or other fuel burning stoves, and window mounted air conditioners. They can only heat or cool one area, like a room, possibly two, and are not able to flow through the entire house. The other differences between the two are that with a central unit, a single thermostat controls the whole system, while local units are usually controlled individually. Ventilation is also an important part of either system. Ventilation removes a variety of different contaminants from your home, whether it is smoke, odors, bacteria, or even moisture, as well as filtering incoming air from airborne particles as well. There are specified building code requirements for flow exchanges, depending on what part of the house they are located.

Picking the right HVAC system is something you really need to sit down with your wife and think about. There are many different makes and models, both for central as well as local systems. You really have to think about the kind of system will work best for your home. A local system can be more difficult to maintain, since there are more components that make up the system, where a central HVAC is comprised of just two different units. One of the things that you have to do with central systems is make sure that the ducts are clear periodically, to maximize efficiency.

It may be cheaper in the long run to go with a central HVAC system. While they may have greater initial costs, they work better and last longer with proper care and maintainance. Make sure that you purchase your unit with the highest EnergyStar rating that your budget allows for.

HVAC Company St. Pete
=========================

In the months of the year where moderate temperatures are experienced you may not concern yourself with the working condition of the air conditioner. However when extreme weather patterns are experienced the functionality of the air conditioner becomes a major issue. During the hot summer months, there is nothing as irritating as being in a room without a functioning air conditioner. In an office environment, it is uncomfortable for both the employees and the customers. Indeed it can cost a company repeat business where first time customers fail to come back due to the discomfort suffered the first time. To avoid disappointment, it is important that you procure a good quality air conditioner for use at home or the office. However, no matter the quality of the air conditioner one purchases the process of wear and tear must take place. Air conditioners suffer common problems, some of which are elaborated below.

Some Common Problems
Air failing to pass through the vents of the air conditioner is a very common problem. This will obviously have a disastrous effect on the air conditioning of the room. This failure could be because of a dirty filter. Excessive amounts of dirt may clog the airways in the filter and thereby block flow of air through the vents. Another common problem occurs when only hot air blows into the room. Any number of factors including a dirty filter may cause this to happen. Sometimes you may come home only to find that the entire air conditioning unit is not working. This sometimes occurs because of overheating of the compressor due to malfunctioning of the outside fan.

Bad wiring may also cause the air conditioner to fail to work. Bad wiring will cause the circuit breaker to trip due to fuse overload. It may also cause an eruption of fire in some cases. Sometimes the air conditioner may fail to work due to the thermostat. The thermostat may fail because it is defective or due to poor installation. Other problems are specific to evaporative air conditioners. One of the major problems of evaporative air conditioners is the aspect of continuous cooling without regulation of temperature. Because of this, the room is either too hot or too cold for the occupants. Evaporative air conditioners function by sucking in the warm air in your room and passing it over cool water and then releasing the moisture into your home. The releasing of excessive moisture in to your house has the effect of encouraging the growth of moulds.

As stated above, evaporative air conditioners generally perform cooling functions. They do not have the ability to heat your rooms. They have limited ability to function in humid conditions. With such an air conditioner, you are bound to suffer major discomfort when the weather becomes hot and humid. With these kinds of problems, it would be a prudent idea to change to another model. Unfortunately, the evaporative air conditioners have a problem of incompatibility with other models. For one the size of their ducts is usually larger than for most models. The drainage system also differs significantly.

Given the important role that air conditioners play in your life, it is prudent to have your air conditioner installed and serviced by experienced service providers who have a long history of dealing with such systems effectively.

AC Service St. Petersburg – Call Now
Air Zero is dedicated to keeping all of St. Pete cool. So, if you need air conditioning maintenance, don’t hesitate to give us a call at (727)392-6111. We’ll are more than happy to hurry over and take care of you. After all, your comfort is our business!

AC Repair St. Pete
======================
Whether you air conditioning unit is newly installed, or whether you have had it for many years, maintenance should never be overlooked. This is a key part of keeping the system functioning well. You should schedule your air conditioner unit maintenance for the spring, before the temperatures heat up and you actually need the unit. This means that you have time to sort any issues out, and you can go into summer confident that your unit will function well and keep you and your family cool. Choosing not to have your air conditioning maintained can save you money, but at the end of the day this is false economy and will cost you more in the long run. Any small problems should be caught and fixed before they have a chance to become big issues, and not picking up on them early could actually cost you dearly.

St. Pete Air Conditioning Maintenance
There are two ways of approaching air conditioning maintenance, and for most of us the option of getting someone in is going to be the most sensible choice. A qualified air conditioning specialist will cost you money but they have the knowledge and skill that most of us do not have, and they will come in and sort any issues for you. By having a regular service of your unit you can get to build up a relationship with the company you use. It will give you more confidence that they will not be trying to create problems for you just to get more money, but will come in and honestly assess your unit and charge you in a fair way.

The second option is for the more technically minded. If you have some basic electrical knowledge you could attempt to service the unit yourself, and everyone should really carry out the filter change and clean the unit monthly. However, neither of these jobs are particularly complex so should be fine for you to attempt yourself.

The air conditioner unit drain needs to be cleaned out on an annual basis, and you really cannot afford to miss this. It can cause catastrophic system failure which you really wouldn’t want as this will cost you significantly, so unless you have access to a high pressure vacuum which you can use to clear the drain then it is best to bite the bullet and get someone in. Again, by all means shop around and ring more than one company for a quote to reassure yourself that you are getting the best value for money.

The other key maintenance that needs to be done is to clean the coils. If you are going to do this yourself then you need to make sure that the air conditioner has been disconnected from the mains electric supply. Wearing gloves, spray the coils with the appropriate cleaner, leave to work for a while and then wash down well with water and leave to dry before turning the unit on. By making sure your unit is well maintained you will be able to rest in the knowledge that your air conditioner will work well for the summer months.

Air Conditioning Maintentance St. Pete – Call Now
Air Zero is dedicated to keeping all of St. Pete cool. So, if you need air conditioning maintenance, don’t hesitate to give us a call at (727)392-6111. We’ll are more than happy to hurry over and take care of you. After all, your comfort is our business!

AC Repair St. Pete
=======================
There are many ways to keep AC repair costs down. For one thing, you need to do routine maintenance on your AC unit. That means checking the system for leaks, making sure all moving parts are running smoothly, and lubricating when necessary. It also means regularly changing out the filters. Check with your owner’s manual for the recommended times and size of filter. Having a filter that is too small can allow contaminated air to flow in, causing you to have a professional come in to do air conditioning repair. This can be costly, and if the problem was caused by installing the wrong filter, it won’t be covered by the warranty.

You can also cut down on AC repair costs by limiting the use of your unit. Turning down to its lowest comfortable settings can ensure a longer life of your air conditioner. It can also keep your energy costs down as well. When you are at work, or on vacation, the unit should be turned off. It doesn’t save electricity to keep your unit running when you aren’t there, and it is easy to turn it up for a short time when you return. Unless you have pets that are going to suffer from a warmer house, then it is just a good idea to turn it off when you are not going to be around.

To save on air conditioner repair, you should also have your AC checked regularly by a qualified professional. As a regular person, you may not be able to trouble shot problems early on, hear an odd sound, but may think it is the unit just getting older. Only a qualified technician can identify potential problems early, and fix these before more costly AC repair problems happen. They can also lubricate mechanical parts that you can’t get at, and check and refill coolant as needed.

AC Repair St. Pete

You can keep air conditioning repair costs down by following these simple steps. It doesn’t take a rocket scientist to do maintenance, just common sense. You have to know what things you can do on your own, and what you should have someone who is more qualified perform. Many people try to do all kinds of maintainance on their own, and sometimes they end up breaking something and cause more damage than they are trying to prevent. For example, if someone finds that their coolant is low, they may find that there is a leak in the connections, and try to tighten these up on their own. They may tighten it to much, break the end off, and end up with a costly repair bill in the end. Know your limitations, and don’t try to do more than you can safely handle.

When looking for the right person to come in and do AC check ups, they should be licensed, insured and bonded. They should also have experience in the kind of air conditioner that you have, and be NATE-certified. Someone who can do the job right the first time, but has reasonable rates, is someone you want to keep coming back when you need them.

AC Repair Costs
=====================You have designed a custom home; there is not another one like it anywhere, congratulations! It is customized to the exact specifications that you have chosen.It is your design and something to be very proud of. The next step is to call a heating repair contractor. Before you get all excited or stressed, this is a necessary step when building your own home.

The heating repair contractor will go over all of your plans with you; the specifications and the layout. Then he will sit down with you and advise you what the best heating (and cooling) source will be for your new home. Heating and air conditioning are one of the major components in making a home comfortable. If you live in an extremely cold climate, you will want to make sure that each room stays comfortably warm on those cold nights.

Heating repair contractors can also advise you on the best heating unit, the size that you should have and he will also know which models are more affordable and energy efficient. They can also advise you if the extra cost of heating your garage, duct work and other supplies are worth the extra expense.

AC Repair Clearwater

The heating contractor will also obtain any and all permits required before they begin any work on your new home. After the job is complete, he should also be willing to thoroughly check and test the system to ensure that it runs properly and that there are no leaks in the duct work.

Believe it or not, heating contractors can also inform you of which doors, windows and siding will be more beneficial in keeping in the warm air during the winter months. Of course the professionals that install the doors and windows and siding can also tell you this, but the heating contractor will be less biased, as he is not making any money from the products.

Remember, you will need future heating repair services, so make sure you choose a very reputable contractor; someone who is both dedicated and professional. This will benefit both of you in the end. As he is the one who installed your heating unit, he will also be the one to do any maintenance and repairs on it. If he does an excellent job doing the installation, then you know he is going to continue his excellent service when he does the routine maintenance, cleaning and any repairs.

You have a custom built home, something to be very proud of; why not also take pride in the heating system that is installed in your home? This is just as important, if not more so, than any other product you will install in your new home.

Clearwater Air Conditioning Repair
======================
When it comes to AC repair, you will want to find a reliable company that employs professional repair people. The ultimate goal is to find a company that you can stay with for all your repairs and maintenance. How do you find the best one when there are so many from which to choose? Here are a few things to look for when you are assessing the different companies.

You will want to make certain the company you choose is licensed. They should have a contractor’s license and it should be current. Checking to see if they have had complaints is another thing you will want to know. The Better Business Bureau is a good place to check for this information. They list complaints that people have lodged against companies and if there has been a resolution.

Since the air conditioning systems of today are quite different than those from a few years back, the company you choose to take care of your AC repair should have HVAC certification to work on the latest models. Their employees should have had the latest training. This should be through one of the following organizations that provide training and certification:

* UA Star

* North American Technician Excellence

* HVAC Excellence

* Refrigeration Service Engineer’s Society

AC Repair Clearwater

A reliable company will also have insurance in the event that an employee would get hurt while working on your system. Also, coverage should be carried in case something on your property is damaged by an employee of this company. Accidents do happen even when someone is properly trained.

In addition, you want a company that you can reach when you need them. A reliable company should have a 24 hour emergency line that enables them to get messages when they are not available and they should get back to you within a reasonable time. A good idea is to have the actual physical address of the company along with telephone numbers.

Do not be afraid to ask for references. A company that stands behind their work will have many satisfied customers. They will be proud of the work they do and want you to hear what others have to say about their business. You should always ask for references because word of mouth is one of the best advertisers. If people are satisfied they will say so and if they are not, they will not hesitate to say they were not satisfied.

Last, but not least is the way you feel about the company you choose. Are the employees friendly and easy to talk to? Do they listen to your concerns? The company you choose for your AC repair should be one that you feel comfortable enough with to rely on for many years.

Clearwater Air Conditioning Repair
=================
AC Repair St. Pete – Guide to Air Conditioner Repairs
While it’s always best to seek professional help for most problems for air conditioners, there are repairs that you can perform yourself before deciding to call in the experts.

Air Conditioner repairs You Can Do Yourself
Just because your unit won’t cool doesn’t necessarily mean that it’s broken. It might just need cleaning. You can do this yourself by referring to your owners manual. Before you ever attempt to clean the unit make sure to turn off the power. Next, remove all the leaves and other objects from the condenser. When done, you can take off the A/C cover from the condenser’s fins. With a soft brush, clear the dirt and other objects from the fins. A vacuum with a brush attachment may also prove to be helpful to complete this job for you. When unscrewing parts like grills and other parts of your A/C, make sure that you don’t pull any wire loose. You can hose down the fins but make sure that you don’t get the wiring and the motor wet in the process. You can also lubricate the motor if there’s instructions in the manual for you to do so. Make sure and follow the instructions for your unit explicitly.

After you’re done cleaning your air conditioning unit, carefully reassemble it. When done, test run it. While letting it run for a couple of minutes. After doing all these steps, if it still won’t cool, then it’s time to call for a specialist in air conditioner repairs as you may need to have your coolant recharged.

Another problem that you may come across is that the sequence of the turn-on / turn-off function of the air conditioning unit is too often. This may mean that the heat pump is not getting a chance to cycle enough. You can read in the manual how you can adjust the thermostat heat anticipator for this problem. When the thermostat suddenly drops the set temperature, it usually tells you that the it needs calibration or that there’s a problem with the installation because it can’t sense the temperature properly.

It’s Time To Call The Air Conditioner Repair Guy
When your air conditioner gives off squealing sounds, this is a sign of loose belts. This and hearing other grinding noises is an indication that you need to contact your air conditioner repair guy.

It is very helpful to understand your air conditioner and how it works. However, keep in mind that these are just tips on applying “first aid” to your unit in case you’re having problems with it. It’s best to call a professional air conditioner repair company to see to it that the methods you applied are correct and to make sure that your air conditioner is functioning properly.

AC Repair St. Pete
=====================In the current climate, saving money is always high on most people’s agenda. Any chance you get to save money is a bonus. Not many people are aware that by having a heat pump installed in the home to replace an older more costly heating system can save money in the long run. Depending on your current costs it can save as much as $1400. That has got to be money you are glad you didn’t have to spend.

Heat pumps are an excellent climate control device that will allow you to have a lovely warm house when the temperatures outside have plummeted. Conversely it will mean in the summer when the temperatures outside soar you can keep your house cool, making sleeping pleasant and giving you a place to escape to when it just gets far too hot outside.

Heat pumps are also an environmentally friendly device as there is no fuel to be used with this pump. It uses a clever system of moving air around the home. In the summer when the temperatures soar it can sweep the hot air from the house and release it back outside, bringing the inside temperatures down and letting the house become a cool place to be. In the winter, even in plummeted temperatures it can find warmer air outside and bring it in, pushing the house temperature up to a more comfortable level. This really is a clever kit and well worth considering.

You will need to get a professional in to remove the old heating system and install the new heat pump, but it is certainly money well spent. Have a look on the Internet for local companies offering this service, and chat with friends and family to see if anyone else has had this upgrade to their heating system. You would do well to use the same company they did if they were happy with the level of service they received and if the cost suited them.

In order to save money you are looking to have appliances installed in your home that score well in terms of the Energy Efficiency Rating. The older the current heating system installed in your home is, the more you can be sure it costs to run. Whereas the heat pumps have an excellent rating, in terms of the cooling function in summer you are looking for a higher number. In fact it is now not possible for companies to manufacture or sell anything lower that an energy rating of 13, and in terms of heating the property the same applies but this time the numbers are lower across the board and a good system should score above 6.5.

Whilst it will cost money initially to have the old system removed and a newer heat pump system installed in its place, in the long run it will recoup the cost for you as the system will cost significantly less to run, plus the fact that you are now doing your bit to look after the environment – so it should be smiles all round.

Air Zero is dedicated to keeping all of St. Pete cool. So, if you need air conditioning maintenance, don’t hesitate to give us a call at (727)392-6111. We’ll are more than happy to hurry over and take care of you. After all, your comfort is our business!

AC Repair St. Pete
====================
Whether you need AC repair, or just someone to come in and do routine check ups, it is important that you find the right air conditioning technician. While you can find an abundance of different companies online, not all of them are the same. A good place to start is with your appliance warranty. While some warranties allow any licensed company to come in and do repairs, others have a list of preferred service providers.

If you warranty doesn’t have a list, then the next step is to find one qualified to do tasks on your unit. The first step is to write down the brand an model of your unit, and keep this on hand when making calls, or looking online. The best case scenario is to find a company that is local, and one that is a trusted repair company. There are some things you need to ask a repair company. Do they have insurance, are they experienced in the make and model of your unit, and what their base rate charges are for coming into your home.

AC Repair Clearwater

Another thing to be on the look out for when it comes to a good qualified technician is whether they work on week ends, or have someone on call 24/7. When you need AC repairs, you want someone to be there whenever you need them, and not have to wait until Monday to get someone out to fix it. Another good idea is find someone who can set you up an a regular program for them to come out, check the system, and replace any belts or other parts as the wear out. Prevention is 90% of the cure, so if you have someone to identify problems and fix them right away, this is going to save you a bunch of money in the long run. Many companies even offer program discounts, meaning that you can have them come out on a regular basis for much less, and if there is an emergency, they may be able to come out for no service charge at all.

When you have found a few different companies that you like, make sure that you check their references. You should also contact your local Better Business Bureau office, and find out if they have any complaints about them. If you have neighbors that have AC units, ask them who they use for maintenance and repairs. They will let you know right away if a company is good or not.
One of the most important things about finding the right company is that they are friendly, caring and treat you like a real person, and not just a paycheck. You want someone who you feel comfortable with, and someone you can trust. If you need AC repair done in the middle of the night, you don’t want some stranger showing up at your door. Being on a budget is a bid deal today as well, so when you have compile a list of five to seven companies, drop the least expensive, and the most expensive, and pick the one that will offer you the best service, at a price you can afford.

Clearwater Air Conditioning Repair
=====================
There are many different ways you can save money on AC repair costs, no matter what make or model of air conditioner you happen to own, even those window mounted units you find at your local Walmart. Most homes have a central heating and air conditioning unit, and major repairs can cost a lot of money, from a few hundred, to thousands of dollars. Here are just some of the ways you can cut these costs down.

The first place to start is with the warranty. Most major appliances come with a warranty, and these can last as little as a year to ten years depending on the make and model of the unit. While long warranties are good, any time an extended warranty is offered, you should pay the extra money for it. It always seems that a product will last just as long as the warranty does, and as soon as it expires, something breaks down. Buying an extended warranty may prolong your repair costs for a few years longer, and cost under a hundred dollars. Even those window models may come with a warranty, and some local retailers even offer extended warranties on top of this.

AC Repair Clearwater

Another way to cut down on AC repair costs is to get major appliance insurance. You may think that your homeowner’s insurance will cover repair costs, but it doesn’t. Unless your AC is broken or damaged by something that your homeowner’s insurance covers, fire, flood, or some other disaster, this insurance is not going to cover a broken appliance. Getting appliance insurance can not only cover your AC, but all your other major appliances as well. Depending on your deductible and premiums, you could pay little or no out of pocket expenses.

Preventing problems in the first place is much cheaper than the costs of repairs. One of the biggest ways you can prevent high AC repair costs is through regular routine maintenance. Some of these things you can even do yourself, like replacing filters, checking the air ducts, and maybe even belts. You need to check your warranty to find out what things you can do on your own, as well as your owner’s manual to find out what areas of your unit you have access to. Getting on a routine maintenance program with a licensed service technician is also a good idea. There are things that you can’t do, and a professional can spot problems before they turn into large repairs. Getting into a program can also save you money if you need repairs in the middle of the night or on week ends.

Another idea for saving money is to find out just how old your unit is. If you find that it is more than ten of fifteen years old, you may want to consider replacing the whole unit, and get one that is highly energy efficient. Older models may have parts that are difficult to find, and this will cost you extra. Newer units will have a much longer warranty, have less mechanical parts, and be far more energy efficient. Changing over to a new system can not only save you money on AC repair costs, but also on your electricity bills.

Clearwater Air Conditioning Repair
==================
Are you having problems with your air conditioner? If so, then you probably have many questions on how to hire a AC repair service provider that can do the job right. You may be inclined to just go with any provider that is offering a solution when your air conditioner fails but it’s important that you take a time out and compare different providers if you want it fixed.

The first thing you want to make sure is that the technician is factory trained. Why is this so important? If the repairman is factory trained, they will be familiar with many different brands and companies. This means that it is less likely that there will be mistakes made and higher chance of your air conditioner being repaired. Do note that not every service provider will be familiar with your particular air conditioner model so you should call ahead and ask.

The second thing you want to check for is availability. You want to choose a service provider that is reliable and can help you when your AC suddenly goes out. Make sure that the service provider can make timely appointments and be available even on weekends. During a hot day, the temperature can quickly build up so you will need repairs as soon as possible. It’s also good to find a reliable provider since you can go back to them in the future.

AC Repair Clearwater

The third thing you want to look for is the expertise of the service provider. Ask if he or she is familiar with your air conditioning system. Try to get more information about what the problem could be by talking to the technician. You should be able to get a sense of whether or not the person knows what to do when they actually arrive and start working on the air conditioner.

The fourth thing you want to look for is references from past customers. Take a look at a few service providers and ask if they can provide you with references to verify that they are capable of doing the job and delivering an excellent service. This is probably the best way to ensure that you are going to get a good AC repair service.

Finally, ask what kind of customer support and warranty is available. Will you be educated on how to fix minor problems in the future? Can the service provider back up their work for a period of time? These are all important factors when it comes to choosing an AC repair technician.

So if you are in need of AC repair services, follow the steps outlined in this article. It’s not wise to go with the first provider you find in the yellow pages. Try looking around and do a comparison before you make your decision. The criteria mentioned in this article will make it easy to find a qualified technician quickly.

Clearwater Air Conditioning Repair
====================If you do not have the luxury of having central air conditioning in your home, you may find that you are spending more and more time in front of your refrigerator this summer in order to stay cool. If you have your choice of installing one window unit air conditioner, chances are that you will choose to install it in your bedroom. Would you like to know some helpful tips for AC installation? Here are 5 basic tips for AC install of a window unit air conditioner.

INSTRUCTIONS

1) If you have an older or a very large air conditioner, then you will find that they will rest on external brackets. However, most modern day units will rest on sill-mounted supports. Just make sure that you follow the helpful tips for AC installation that come with your newly purchased unit. If the mounts are not installed properly, when you raise the sash, the air conditioner could fall from the window and not only damage the unit but everything that happens to be underneath it. Before you install your air conditioner, examine the window sill first. If it seems to be soft or even partially rotten, you may either wish to replace the sill or look for another window to put your air conditioner in.

2) You must screw one end of the bracket that comes with you air conditioning unit into the window sill. A center screw must be adjusted in order to assure that the unit is level as well as to provide concentration drainage. If the frame of your window happens to be metal, then in order to install the brackets you are going to have to use sheet-metal screws. In order to set the air conditioner in place, open the window wider than necessary. Now follow the helpful tips for AC installation that are found in the instructions that have come with your unit. In the event that your air conditioner is too heavy, find someone to help you lift the unit. As you slide the unit into the opening of the window, a pocket can be found underneath the unit which will lock in place over the bracket.

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3) When you put the air conditioner inside of the opening in the window, you will find extensions on both sides of the unit that you will open out. This will close up any gaps that you find between the window and the air conditioner. Fasten each extension to the window sash only after each extension fits snuggly against the window.

4) Most air conditioners are provided with angle brackets that will secure the two window sashes. This will ensure that they are secured over your air conditioning unit.

5) In order to seal the AC install inside, make use of the foam strip that usually comes with most air conditioning units. This is done so that the air gap may be filled where the window sashes overlap. Go outside to caulk the unit, check the owner’s manual for operation and maintenance, plug in your unit and enjoy a wonderfully cool room.

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You can save on the high costs of AC repair just by getting into a regular maintenance routine. As long as it doesn’t interfere with your appliance warranty, there are many things that you can do yourself. You should also have a professional come in at least once a year to also check and maintain parts of your air conditioner that you don’t feel comfortable with, or jeopardize your warranty.

The first thing you should do is find your warranty and owner’s manual. The warranty should clearly state what items can only be performed by a professional, and this may even suggest some companies that are on their preferred list. Then you should go over you manual, and look in the section under routine maintenance in order to find out what parts of your air conditioner you have access to. This area will also give you a list of replacement parts, such as the right filter for you unit, and the type and size of the belts. Other things about your appliance you can also check yourself, like the ducts.

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Some things have to be performed on a regular basis in order to ensure your air conditioner is always operating at peak efficiency. The more efficient your unit is, the less energy it will consume, and the less work it will have to do to keep your home cool. One of the things you need to check and replace at least once a year are the filters. These filters draw in the surrounding air, and cool it down. There are a lot of dust particles and other contaminants, and without the filter, these could easily get in and clog the machine, or even come into your home. HEPA filters can eliminate 99.9% of these, but only if they are changed regularly.

You can also cut down the cost of AC repairs by checking your air ducts on a regular basis. If you have access to these, then you should take a flashlight and a mirror and check them to see if they are clear of dust and debris at least twice a year. If you don’t have easy access, you can still check for blockage. Turn you AC all the way up, and once it kicks in, go around the house, and check all the vents. They should not only be putting out a lot of air, but cold air, and if one or more isn’t, chances are you either have a blocked line, or some other problem.

Depending on the unit, you may have access to the pulleys and belts. If you do, you need to remove the panel at least once a year to make sure that the belts are tight. The first thing you need to do is turn off the system, as well as the power to the unit, to prevent it from coming on, or giving you a shock. Check the tension, if the belt gives more than a quarter of an inch, this is too loose. It needs some play, but not a lot. If you can’t adjust the tension yourself, then you will need to have someone come in and do it for you. Another way to save on AC Repair is to have a professional come in at least once a year and thoroughly check the system.

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